Wayne Byres

Last updated on 2017-09-08T06:07+0300.

About this image

sign

Quotes... Extracted quotes from

Wayne Byres said : “Importantly, this would be considered within the capital targets previously announced – it does not reflect any intention to further raise minimum capital requirements,” External link

smh Wednesday, December 11, 2019 6:40:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

smh Monday, December 2, 2019 5:25:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

watoday Monday, December 2, 2019 5:17:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

theage Monday, December 2, 2019 5:00:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

brisbanetimes Monday, December 2, 2019 4:51:00 AM EAT

Wayne Byres told : “It’s pretty clear they do,” External link

aap-au Monday, December 2, 2019 1:27:00 AM EAT

Wayne Byres told : "It's pretty clear they do," External link

yahoo-au Monday, December 2, 2019 1:17:00 AM EAT

Wayne Byres said : "The bank is financially strong, but the AUSTRAC matter has raised issues of governance, culture and accountability in relation to risk management," "While we must be careful not to duplicate or cut across matters for which AUSTRAC is the appropriate regulator, and which are before the Courts, we are actively considering what further action by APRA is required" External link

yahoo-au Monday, December 2, 2019 1:17:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

smh Wednesday, November 13, 2019 9:33:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

smh Wednesday, November 13, 2019 9:33:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

brisbanetimes Wednesday, November 13, 2019 9:15:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

brisbanetimes Wednesday, November 13, 2019 9:15:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

theage Wednesday, November 13, 2019 9:13:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

theage Wednesday, November 13, 2019 9:13:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

brisbanetimes Wednesday, November 13, 2019 5:28:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

smh Wednesday, November 13, 2019 5:16:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

theage Wednesday, November 13, 2019 5:15:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

watoday Wednesday, November 13, 2019 5:00:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

smh Monday, November 11, 2019 10:44:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

watoday Monday, November 11, 2019 10:31:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

theage Monday, November 11, 2019 10:22:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

brisbanetimes Monday, November 11, 2019 10:14:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

9news Thursday, October 17, 2019 3:24:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

illawarramercury Thursday, October 17, 2019 3:21:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

maitlandmercury Thursday, October 17, 2019 3:10:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

bordermail Thursday, October 17, 2019 3:09:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

brisbanetimes Tuesday, October 15, 2019 10:35:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

watoday Tuesday, October 15, 2019 10:30:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

smh Tuesday, October 15, 2019 10:23:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

theage Tuesday, October 15, 2019 10:15:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

illawarramercury Wednesday, October 9, 2019 9:48:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

illawarramercury Wednesday, October 9, 2019 9:48:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

maitlandmercury Wednesday, October 9, 2019 9:41:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

maitlandmercury Wednesday, October 9, 2019 9:41:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

9news Wednesday, October 9, 2019 9:35:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

9news Wednesday, October 9, 2019 9:35:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

portstephensexaminer Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

portstephensexaminer Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

dailyadvertiser Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

dailyadvertiser Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

bordermail Wednesday, October 9, 2019 9:23:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

bordermail Wednesday, October 9, 2019 9:23:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

theherald-au Wednesday, October 9, 2019 9:22:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

theherald-au Wednesday, October 9, 2019 9:22:00 AM EAT

Wayne Byres said : "The intensity of our oversight, and our preparedness to compel rectification action is certainly increasing," External link

wsau Wednesday, October 9, 2019 6:25:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

smh Thursday, September 19, 2019 11:39:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

watoday Thursday, September 19, 2019 11:14:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

brisbanetimes Thursday, September 19, 2019 11:01:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

theage Thursday, September 19, 2019 10:38:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

theage Friday, September 13, 2019 9:15:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

smh Friday, September 13, 2019 9:13:00 AM EAT

Wayne Byres told : "But to be clear, neither group will welcome further rate reductions," External link

illawarramercury Friday, September 13, 2019 9:03:00 AM EAT

Wayne Byres said : "Now is not the time to take our eye off the ball," "Thankfully, as storm clouds gather, the Australian banking system is broadly in good prudential shape" External link

illawarramercury Friday, September 13, 2019 9:03:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

brisbanetimes Friday, September 13, 2019 9:01:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

watoday Friday, September 13, 2019 8:59:00 AM EAT

Wayne Byres told : "But to be clear, neither group will welcome further rate reductions," External link

dailyadvertiser Friday, September 13, 2019 8:53:00 AM EAT

Wayne Byres said : "Now is not the time to take our eye off the ball," "Thankfully, as storm clouds gather, the Australian banking system is broadly in good prudential shape" External link

dailyadvertiser Friday, September 13, 2019 8:53:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

smh Monday, August 26, 2019 2:04:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

watoday Monday, August 26, 2019 1:55:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

brisbanetimes Monday, August 26, 2019 1:53:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

theage Monday, August 26, 2019 1:41:00 PM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

brisbanetimes Friday, August 9, 2019 11:02:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

smh Friday, August 9, 2019 10:46:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

watoday Friday, August 9, 2019 10:42:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

theage Friday, August 9, 2019 10:36:00 AM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

dailyadvertiser Thursday, August 8, 2019 10:14:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

bordermail Thursday, August 8, 2019 9:21:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

maitlandmercury Thursday, August 8, 2019 9:13:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

illawarramercury Thursday, August 8, 2019 9:07:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

yahoo-au Thursday, August 8, 2019 8:57:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

9news Thursday, August 8, 2019 8:45:00 PM EAT

Wayne Byres said : "The capability review is a helpful endorsement that we've identified the right priorities and we're on the right track," External link

abc-au Thursday, July 18, 2019 3:01:00 AM EAT

Wayne Byres said : “We will be absolutely doing more to publish names of individual entities where we were taking material action against them,” External link

gulf-times Thursday, July 18, 2019 12:01:00 AM EAT

Wayne Byres added : “Those are the kinds of things you can expect to see going forward,” External link

gulf-times Thursday, July 18, 2019 12:01:00 AM EAT

Wayne Byres said : “We do genuinely welcome the review,” External link

bworldcom Wednesday, July 17, 2019 10:55:00 PM EAT

Wayne Byres said : “We need to work with government on how we can best meet the challenge that has been laid out for us,” External link

bworldcom Wednesday, July 17, 2019 10:55:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

brisbanetimes Wednesday, July 17, 2019 1:04:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

watoday Wednesday, July 17, 2019 12:48:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

theage Wednesday, July 17, 2019 12:44:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

smh Wednesday, July 17, 2019 12:35:00 PM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

illawarramercury Wednesday, July 17, 2019 11:00:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

maitlandmercury Wednesday, July 17, 2019 10:10:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

bordermail Wednesday, July 17, 2019 9:50:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

dailyadvertiser Wednesday, July 17, 2019 9:49:00 AM EAT

Wayne Byres added : "Those are the kinds of things you can expect to see going forward," External link

4-traders Wednesday, July 17, 2019 7:12:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

smh Thursday, July 11, 2019 12:42:00 PM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

watoday Thursday, July 11, 2019 12:34:00 PM EAT

Wayne Byres said : "they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated," External link

wsau Thursday, July 11, 2019 7:10:00 AM EAT

Wayne Byres said : "they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated," External link

wsau Thursday, July 11, 2019 4:47:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

theage Thursday, July 11, 2019 3:13:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

watoday Thursday, July 11, 2019 3:12:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

smh Thursday, July 11, 2019 3:10:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

brisbanetimes Thursday, July 11, 2019 3:09:00 AM EAT

Wayne Byres said : "APRA expects (the banks) to hold themselves to the highest standards of risk governance ... their self-assessments reveal that they have fallen short in a number of areas," External link

yahoo-au Thursday, July 11, 2019 2:47:00 AM EAT

Wayne Byres said : "In the prevailing environment, a serviceability floor of more than 7% is higher than necessary," External link

wsau Friday, July 5, 2019 6:04:00 AM EAT

Wayne Byres added : "With many risk factors remaining in place, such as high household debt, and subdued income growth, it is important that (banks) actively consider their portfolio mix and risk appetite in setting their own serviceability floors," External link

wsau Friday, July 5, 2019 6:04:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

smh Friday, July 5, 2019 5:56:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

watoday Friday, July 5, 2019 5:50:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

brisbanetimes Friday, July 5, 2019 5:29:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

theage Friday, July 5, 2019 5:27:00 AM EAT

Wayne Byres added : "are not intended to signify any lessening in the importance that APRA places on the maintenance of sound lending standards," "Rather, it is simply recognition that the current interest rate environment does not warrant a uniform mandated interest rate floor of 7 per cent across all products" External link

abc-au Tuesday, May 21, 2019 7:16:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

watoday Wednesday, March 27, 2019 9:44:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

smh Wednesday, March 27, 2019 9:27:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

brisbanetimes Wednesday, March 27, 2019 9:06:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

theage Wednesday, March 27, 2019 8:40:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

smh Wednesday, March 27, 2019 7:38:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

smh Wednesday, March 27, 2019 7:38:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

theage Wednesday, March 27, 2019 7:36:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

theage Wednesday, March 27, 2019 7:36:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

brisbanetimes Wednesday, March 27, 2019 7:15:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

brisbanetimes Wednesday, March 27, 2019 7:15:00 AM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

theage Monday, March 18, 2019 3:32:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

watoday Monday, March 18, 2019 3:23:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

brisbanetimes Monday, March 18, 2019 3:11:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

smh Monday, March 18, 2019 3:02:00 PM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

theage Friday, February 22, 2019 10:17:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

smh Friday, February 22, 2019 9:52:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

brisbanetimes Friday, February 22, 2019 9:51:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

watoday Friday, February 22, 2019 9:50:00 AM EAT

Wayne Byres said : “APRA welcomes the Government’s recognition that the recommendations and referrals will require APRA to increase the breadth and depth of its supervision, and that APRA will need to be appropriately resourced to do so. In that regard, the upcoming capability review will be important to ensure APRA is well equipped and resourced into the future to both balance a number of priorities and address the full range of issues within its mandate,” External link

mondovisione Monday, February 4, 2019 1:53:00 PM EAT

Wayne Byres said ( about Commission ) : “It is therefore important to reiterate that Australia’s financial system remains fundamentally sound. While there are areas where the financial sector clearly needs to make significant changes and improvements, the soundness and stability of the financial system has never been called into question by the Royal Commission,” External link

mondovisione Monday, February 4, 2019 1:53:00 PM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

brisbanetimes Tuesday, January 29, 2019 11:08:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

smh Tuesday, January 29, 2019 11:00:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

watoday Tuesday, January 29, 2019 10:39:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

theage Tuesday, January 29, 2019 10:23:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

smh Wednesday, December 19, 2018 2:49:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

theage Wednesday, December 19, 2018 2:48:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

watoday Wednesday, December 19, 2018 2:37:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

brisbanetimes Wednesday, December 19, 2018 2:34:00 AM EAT

Wayne Byres told : "Household indebtedness is high. Perhaps more importantly, the trajectory is clearly for it to rise further," External link

radioaustralia Wednesday, November 22, 2017 2:33:00 AM EAT

Wayne Byres said : "It is open to question whether – even if it is higher than a borrower's own estimate – such a benchmark always provides a realistic assessment of a borrower's genuine expenditure needs," External link

smh Tuesday, November 21, 2017 8:23:00 AM EAT

Wayne Byres said : "In Australia, other financial commitments remain something of a blind spot for lenders," External link

smh Tuesday, November 21, 2017 8:23:00 AM EAT

Wayne Byres said : "It is open to question whether – even if it is higher than a borrower's own estimate – such a benchmark always provides a realistic assessment of a borrower's genuine expenditure needs," External link

smh Tuesday, November 21, 2017 3:36:00 AM EAT

Wayne Byres said : "In Australia, other financial commitments remain something of a blind spot for lenders," External link

smh Tuesday, November 21, 2017 3:36:00 AM EAT

Wayne Byres said : "There are some banks that have announced some shaving of certain fixed rates and other things—because they are clearly trying to recalibrate to get just inside what we would like to do, but no more ," External link

smh Monday, September 18, 2017 4:19:00 AM EAT

Wayne Byres said : "There are some banks that have announced some shaving of certain fixed rates and other things—because they are clearly trying to recalibrate to get just inside what we would like to do, but no more ," External link

smh Monday, September 18, 2017 3:24:00 AM EAT

Wayne Byres said : "The Australian community's trust in the banking system has been damaged in recent years, and CBA in particular has been negatively impacted by a number of issues that have affected the reputation of the bank," External link

smh Monday, August 28, 2017 2:15:00 AM EAT

Wayne Byres said : "Even if that is the case, they would not take effect until at least a year after that," "Capital accumulation remains the appropriate course for most ADIs, but with sensible capital planning the actual implementation of any changes should be able to be managed in an orderly fashion" External link

abc-au Wednesday, November 16, 2016 8:57:00 AM EAT

Wayne Byres said : "Almost every possible position has been put forward in the past 12 months," "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility" External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility," "I think it's just far too early to say anything other than there's a significant probability there will be some regulatory reform" External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It depends on whether they change and what they change," External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility," "I think it's just far too early to say anything other than there's a significant probability there will be some regulatory reform" External link

smh Friday, November 11, 2016 11:44:00 AM EAT

Wayne Byres said : "It depends on whether they change and what they change," External link

smh Friday, November 11, 2016 11:44:00 AM EAT

Wayne Byres said : "So it wasn't necessarily a free pass," "I'm not sure how many banks around the world would accept that as the lesser of two evils if you want to view it that way" External link

abc-au Friday, November 11, 2016 10:43:00 AM EAT

Wayne Byres said : "What you hope through all of this is banks making sensible loans to customers who can afford to pay them back. If banks do that, it's in everyone's interest," External link

9news Thursday, October 20, 2016 3:11:00 AM EAT

Wayne Byres said : "APRA cannot regulate sound risk culture into existence," "However, APRA will apply greater supervisory intensity to institutions that are either unwilling or unable to address behaviours that are inconsistent with prudent risk management practices" External link

abc-au Tuesday, October 18, 2016 10:48:00 AM EAT

Wayne Byres told : "So far, our discussions with the major lenders have suggested they recognise that it's in everyone's interests for sound lending standards to be maintained," External link

abc-au Friday, March 20, 2015 5:50:00 PM EAT

Wayne Byres said : "We are currently assessing the plans and practices of individual ADIs (Authorised Deposit-taking Institutions) and, over the next month or so will be considering whether any supervisory action is needed," External link

abc-au Friday, March 20, 2015 5:50:00 PM EAT



Key Titles and Phrases Count Lang Last Seen
chairman of apra9.76%EN11/21/201721/11/2017
chairman56.10%EN09/18/201718/09/2017
boss7.32%EN02/14/201714/02/2017
prudential regulation authority chairman4.88%EN10/20/201620/10/2016
australian prudential regulation authority chairman4.88%EN10/20/201620/10/2016
regulation authority chairman4.88%EN10/20/201620/10/2016
prudential regulatory authority chairman2.44%EN10/14/201614/10/2016
australian prudential regulatory authority chairman2.44%EN10/14/201614/10/2016
regulatory authority chairman2.44%EN10/14/201614/10/2016
secretary-general of the basel4.88%EN11/28/201228/11/2012
Names Lang Count
Wayne ByresEN89.09%
Wayne ByresFR10.91%


 
Show/hide duplicate news articles.
<<10<12345678910>>>10
 
Show/hide duplicate news articles.
<<10<12345678910>>>10

Tools

Load latest edition

Monday, February 24, 2020

5:36:00 PM EAT

Languages Collapse menu...Expand menu...

Select your languages

af
am
ar
de
en
es
fr
ha
pt
rw
sw
all
Show additional languagesHide additional languages

Interface:

Legend Collapse menu...Expand menu...


Quotes... Explore Relations


EMM Visual Explorer


Quotes... Extracted quotes about

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

smh Friday, July 5, 2019 5:56:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

watoday Friday, July 5, 2019 5:50:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

brisbanetimes Friday, July 5, 2019 5:29:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

theage Friday, July 5, 2019 5:27:00 AM EAT

AfricaBrief

Wayne Byres

Last updated on 2017-09-08T06:07+0300.

About this image

sign

Quotes... Extracted quotes from

Wayne Byres said : “Importantly, this would be considered within the capital targets previously announced – it does not reflect any intention to further raise minimum capital requirements,” External link

smh Wednesday, December 11, 2019 6:40:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

smh Monday, December 2, 2019 5:25:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

watoday Monday, December 2, 2019 5:17:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

theage Monday, December 2, 2019 5:00:00 AM EAT

Wayne Byres said : "There are various people designated by Westpac as accountable persons - that broadly includes individual directors, the chief executive and by and large the next layer of group executives," "Each of those accountable persons has their own obligations under the BEAR regime - to act honestly, conduct their affairs with due skill and diligence and to make sure they don't do anything that might unduly jeopardise the current standing of the bank" External link

brisbanetimes Monday, December 2, 2019 4:51:00 AM EAT

Wayne Byres told : “It’s pretty clear they do,” External link

aap-au Monday, December 2, 2019 1:27:00 AM EAT

Wayne Byres told : "It's pretty clear they do," External link

yahoo-au Monday, December 2, 2019 1:17:00 AM EAT

Wayne Byres said : "The bank is financially strong, but the AUSTRAC matter has raised issues of governance, culture and accountability in relation to risk management," "While we must be careful not to duplicate or cut across matters for which AUSTRAC is the appropriate regulator, and which are before the Courts, we are actively considering what further action by APRA is required" External link

yahoo-au Monday, December 2, 2019 1:17:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

smh Wednesday, November 13, 2019 9:33:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

smh Wednesday, November 13, 2019 9:33:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

brisbanetimes Wednesday, November 13, 2019 9:15:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

brisbanetimes Wednesday, November 13, 2019 9:15:00 AM EAT

Wayne Byres said : "At least some boards have apparently been told that if they change their arrangements to comply with APRA's requirements, they will be met with protest votes at AGMs," External link

theage Wednesday, November 13, 2019 9:13:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," "These could include, for example, a higher limit, a narrower definition of ‘financial metrics’, or an alternative way to use non-financial metrics" External link

theage Wednesday, November 13, 2019 9:13:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

brisbanetimes Wednesday, November 13, 2019 5:28:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

smh Wednesday, November 13, 2019 5:16:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

theage Wednesday, November 13, 2019 5:15:00 AM EAT

Wayne Byres said : "We are not locked in to the specific 50 per cent proposal, and certainly recognise there are trade-offs involved, so will be looking at other options," External link

watoday Wednesday, November 13, 2019 5:00:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

smh Monday, November 11, 2019 10:44:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

watoday Monday, November 11, 2019 10:31:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

theage Monday, November 11, 2019 10:22:00 AM EAT

Wayne Byres said : "There is undoubtedly a real opportunity for the mutual sector to take collective advantage of its favourable perception," External link

brisbanetimes Monday, November 11, 2019 10:14:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

9news Thursday, October 17, 2019 3:24:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

illawarramercury Thursday, October 17, 2019 3:21:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

maitlandmercury Thursday, October 17, 2019 3:10:00 AM EAT

Wayne Byres says : "Throughout the year, APRA has taken every opportunity to emphasise that the Australian financial system's stability and safety does not happen by itself, and is only achieved by continued vigilance and through effective prudential supervision and system oversight," External link

bordermail Thursday, October 17, 2019 3:09:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

brisbanetimes Tuesday, October 15, 2019 10:35:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

watoday Tuesday, October 15, 2019 10:30:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

smh Tuesday, October 15, 2019 10:23:00 AM EAT

Wayne Byres said : "The ability of banks to pass through further reductions in monetary policy as interest rates get lower and lower is more and more challenged. I don’t think anyone really disputes that," "So to the extent that the inquiry helps bring out where the constraints are, it’s probably a good thing," External link

theage Tuesday, October 15, 2019 10:15:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

illawarramercury Wednesday, October 9, 2019 9:48:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

illawarramercury Wednesday, October 9, 2019 9:48:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

maitlandmercury Wednesday, October 9, 2019 9:41:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

maitlandmercury Wednesday, October 9, 2019 9:41:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

9news Wednesday, October 9, 2019 9:35:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

9news Wednesday, October 9, 2019 9:35:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

portstephensexaminer Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

portstephensexaminer Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

dailyadvertiser Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

dailyadvertiser Wednesday, October 9, 2019 9:25:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

bordermail Wednesday, October 9, 2019 9:23:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

bordermail Wednesday, October 9, 2019 9:23:00 AM EAT

Wayne Byres told : "Unsurprisingly, our proposals have not been warmly welcomed," External link

theherald-au Wednesday, October 9, 2019 9:22:00 AM EAT

Wayne Byres said : "We're aided by the fact that, in many areas, the industry is seeking to change itself," "But what the Australian community wants to see is that improvements in governance, culture, remuneration and accountability are not a short-term fad, dismissed once the spotlight swings elsewhere" External link

theherald-au Wednesday, October 9, 2019 9:22:00 AM EAT

Wayne Byres said : "The intensity of our oversight, and our preparedness to compel rectification action is certainly increasing," External link

wsau Wednesday, October 9, 2019 6:25:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

smh Thursday, September 19, 2019 11:39:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

watoday Thursday, September 19, 2019 11:14:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

brisbanetimes Thursday, September 19, 2019 11:01:00 AM EAT

Wayne Byres said : "No doubt there will be fierce complaints – particularly from those at the wrong end of the scale – that the data is wrong, the metrics we use are wrong, or that the benchmarks we choose are wrong," External link

theage Thursday, September 19, 2019 10:38:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

theage Friday, September 13, 2019 9:15:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

smh Friday, September 13, 2019 9:13:00 AM EAT

Wayne Byres told : "But to be clear, neither group will welcome further rate reductions," External link

illawarramercury Friday, September 13, 2019 9:03:00 AM EAT

Wayne Byres said : "Now is not the time to take our eye off the ball," "Thankfully, as storm clouds gather, the Australian banking system is broadly in good prudential shape" External link

illawarramercury Friday, September 13, 2019 9:03:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

brisbanetimes Friday, September 13, 2019 9:01:00 AM EAT

Wayne Byres said : "The downward adjustment in prices has occurred in an orderly fashion and been positive for stability. However, it is worth remembering that the original risks we were concerned about in 2014 – high prices, high debt, low interest rates and subdued income growth – have not gone away, and in some cases increased," External link

watoday Friday, September 13, 2019 8:59:00 AM EAT

Wayne Byres told : "But to be clear, neither group will welcome further rate reductions," External link

dailyadvertiser Friday, September 13, 2019 8:53:00 AM EAT

Wayne Byres said : "Now is not the time to take our eye off the ball," "Thankfully, as storm clouds gather, the Australian banking system is broadly in good prudential shape" External link

dailyadvertiser Friday, September 13, 2019 8:53:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

wsau Friday, September 13, 2019 7:36:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

4-traders Friday, September 13, 2019 7:27:00 AM EAT

Wayne Byres said : "Given their different funding profiles, these trends may well impact smaller banks more forcefully than larger ones, reducing the ability of the former to apply competitive pressure to the latter," External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "to think harder about the impact on business models and business lines of a very low interest rate environment persisting for a lengthy period of time," External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "There has been some suggestion that this reflects some kind of falling out between us, or evidence of trans-Tasman one-upmanship," "In fact, the opposite is the case ... and we communicate frequently at all levels" External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "The processes underway are a natural by-product of both regulators working to protect their respective communities from the costs of financial instability," "We are entirely comfortable with that" External link

news-yahoo Friday, September 13, 2019 7:15:00 AM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

smh Monday, August 26, 2019 2:04:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

watoday Monday, August 26, 2019 1:55:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

brisbanetimes Monday, August 26, 2019 1:53:00 PM EAT

Wayne Byres said : "Let me be clear: five years ago, I did not foresee all of the culture-related issues that have since come to light. I definitely underestimated the extent to which these issues and their impact would become front and centre of community debate," External link

theage Monday, August 26, 2019 1:41:00 PM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

brisbanetimes Friday, August 9, 2019 11:02:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

smh Friday, August 9, 2019 10:46:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

watoday Friday, August 9, 2019 10:42:00 AM EAT

Wayne Byres replied : “The buck has to stop with all of the leaders in APRA, including those appearing before you today,” External link

theage Friday, August 9, 2019 10:36:00 AM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

dailyadvertiser Thursday, August 8, 2019 10:14:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

bordermail Thursday, August 8, 2019 9:21:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

maitlandmercury Thursday, August 8, 2019 9:13:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

illawarramercury Thursday, August 8, 2019 9:07:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

yahoo-au Thursday, August 8, 2019 8:57:00 PM EAT

Wayne Byres said : "We often hear executives complain they would like to curb a certain practice or stop selling a particular product but would suffer first-mover disadvantage," External link

9news Thursday, August 8, 2019 8:45:00 PM EAT

Wayne Byres said : "The capability review is a helpful endorsement that we've identified the right priorities and we're on the right track," External link

abc-au Thursday, July 18, 2019 3:01:00 AM EAT

Wayne Byres said : “We will be absolutely doing more to publish names of individual entities where we were taking material action against them,” External link

gulf-times Thursday, July 18, 2019 12:01:00 AM EAT

Wayne Byres added : “Those are the kinds of things you can expect to see going forward,” External link

gulf-times Thursday, July 18, 2019 12:01:00 AM EAT

Wayne Byres said : “We do genuinely welcome the review,” External link

bworldcom Wednesday, July 17, 2019 10:55:00 PM EAT

Wayne Byres said : “We need to work with government on how we can best meet the challenge that has been laid out for us,” External link

bworldcom Wednesday, July 17, 2019 10:55:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

brisbanetimes Wednesday, July 17, 2019 1:04:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

watoday Wednesday, July 17, 2019 12:48:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

theage Wednesday, July 17, 2019 12:44:00 PM EAT

Wayne Byres said : "If those people are turning over, you know 10 per cent a year, that's a thousand appointments, that's four a day, that's a pretty big process to have to work through," "You need a huge bureaucratic machine to be managing that. So thinking about how you can minimise that huge bureaucracy will be important in the design, and the government has said they'll think about that as they think about the expansion of BEAR and I think that's absolutely the right approach" External link

smh Wednesday, July 17, 2019 12:35:00 PM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

illawarramercury Wednesday, July 17, 2019 11:00:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

maitlandmercury Wednesday, July 17, 2019 10:10:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

bordermail Wednesday, July 17, 2019 9:50:00 AM EAT

Wayne Byres said : "We've got less levers to play with in the super sector. We will have to think differently about how we deal with those," External link

dailyadvertiser Wednesday, July 17, 2019 9:49:00 AM EAT

Wayne Byres added : "Those are the kinds of things you can expect to see going forward," External link

4-traders Wednesday, July 17, 2019 7:12:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

smh Thursday, July 11, 2019 12:42:00 PM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

watoday Thursday, July 11, 2019 12:34:00 PM EAT

Wayne Byres said : "they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated," External link

wsau Thursday, July 11, 2019 7:10:00 AM EAT

Wayne Byres said : "they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated," External link

wsau Thursday, July 11, 2019 4:47:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

theage Thursday, July 11, 2019 3:13:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

watoday Thursday, July 11, 2019 3:12:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

smh Thursday, July 11, 2019 3:10:00 AM EAT

Wayne Byres said : “The major banks play a vital role in the stability of the entire financial system, and APRA expects them to hold themselves to the highest standards of risk governance. Their self-assessments reveal that they have fallen short in a number of areas, and APRA is therefore raising their regulatory capital requirements until weaknesses have been fully remediated,” External link

brisbanetimes Thursday, July 11, 2019 3:09:00 AM EAT

Wayne Byres said : "APRA expects (the banks) to hold themselves to the highest standards of risk governance ... their self-assessments reveal that they have fallen short in a number of areas," External link

yahoo-au Thursday, July 11, 2019 2:47:00 AM EAT

Wayne Byres said : "In the prevailing environment, a serviceability floor of more than 7% is higher than necessary," External link

wsau Friday, July 5, 2019 6:04:00 AM EAT

Wayne Byres added : "With many risk factors remaining in place, such as high household debt, and subdued income growth, it is important that (banks) actively consider their portfolio mix and risk appetite in setting their own serviceability floors," External link

wsau Friday, July 5, 2019 6:04:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

smh Friday, July 5, 2019 5:56:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

watoday Friday, July 5, 2019 5:50:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

brisbanetimes Friday, July 5, 2019 5:29:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

theage Friday, July 5, 2019 5:27:00 AM EAT

Wayne Byres added : "are not intended to signify any lessening in the importance that APRA places on the maintenance of sound lending standards," "Rather, it is simply recognition that the current interest rate environment does not warrant a uniform mandated interest rate floor of 7 per cent across all products" External link

abc-au Tuesday, May 21, 2019 7:16:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

watoday Wednesday, March 27, 2019 9:44:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

smh Wednesday, March 27, 2019 9:27:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

brisbanetimes Wednesday, March 27, 2019 9:06:00 AM EAT

Wayne Byres said : "Boards have a responsibility to ensure executive remuneration is appropriate. Given the complexity and nuance involved in performance assessment, that means more board discretion, not less," "Totally formulaic approaches with high leverage that some investors seem to favour are not going to cut it in the future. That will also probably require more transparency about decision-making, which is no bad thing" External link

theage Wednesday, March 27, 2019 8:40:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

smh Wednesday, March 27, 2019 7:38:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

smh Wednesday, March 27, 2019 7:38:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

theage Wednesday, March 27, 2019 7:36:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

theage Wednesday, March 27, 2019 7:36:00 AM EAT

Wayne Byres told : "Boards have struggled to gain acceptance that new approaches are needed," External link

brisbanetimes Wednesday, March 27, 2019 7:15:00 AM EAT

Wayne Byres said : "We found it too easy for financial pilots, unlike those who actually take to the sky, to walk away from the scene of an accident unscathed," External link

brisbanetimes Wednesday, March 27, 2019 7:15:00 AM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

theage Monday, March 18, 2019 3:32:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

watoday Monday, March 18, 2019 3:23:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

brisbanetimes Monday, March 18, 2019 3:11:00 PM EAT

Wayne Byres said : "The new civil penalty provisions associated with the best interests duty will enable APRA to seek penalties where trustees do not meet this obligation, this will have an important deterrent effect," External link

smh Monday, March 18, 2019 3:02:00 PM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

theage Friday, February 22, 2019 10:17:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

smh Friday, February 22, 2019 9:52:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

brisbanetimes Friday, February 22, 2019 9:51:00 AM EAT

Wayne Byres said : “This program will be the foundation through which we improve our supervisory effectiveness and also provide more information and transparency to the broader community about the financial health of the industries we supervise,” External link

watoday Friday, February 22, 2019 9:50:00 AM EAT

Wayne Byres said : “APRA welcomes the Government’s recognition that the recommendations and referrals will require APRA to increase the breadth and depth of its supervision, and that APRA will need to be appropriately resourced to do so. In that regard, the upcoming capability review will be important to ensure APRA is well equipped and resourced into the future to both balance a number of priorities and address the full range of issues within its mandate,” External link

mondovisione Monday, February 4, 2019 1:53:00 PM EAT

Wayne Byres said ( about Commission ) : “It is therefore important to reiterate that Australia’s financial system remains fundamentally sound. While there are areas where the financial sector clearly needs to make significant changes and improvements, the soundness and stability of the financial system has never been called into question by the Royal Commission,” External link

mondovisione Monday, February 4, 2019 1:53:00 PM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

brisbanetimes Tuesday, January 29, 2019 11:08:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

smh Tuesday, January 29, 2019 11:00:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

watoday Tuesday, January 29, 2019 10:39:00 AM EAT

Wayne Byres said : “Importantly, while the temporary lending benchmarks are being removed, the changes we have made to lift lending standards are designed to be permanent, continuing to support the resilience of the banking system and ultimately the protection of bank deposits,” External link

theage Tuesday, January 29, 2019 10:23:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

smh Wednesday, December 19, 2018 2:49:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

theage Wednesday, December 19, 2018 2:48:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

watoday Wednesday, December 19, 2018 2:37:00 AM EAT

Wayne Byres said : “APRA’s lending benchmarks on investor and interest-only lending were always intended to be temporary. Both have now served their purpose of moderating higher-risk lending and supporting a gradual strengthening of lending standards across the industry over a number of years,” External link

brisbanetimes Wednesday, December 19, 2018 2:34:00 AM EAT

Wayne Byres told : "Household indebtedness is high. Perhaps more importantly, the trajectory is clearly for it to rise further," External link

radioaustralia Wednesday, November 22, 2017 2:33:00 AM EAT

Wayne Byres said : "It is open to question whether – even if it is higher than a borrower's own estimate – such a benchmark always provides a realistic assessment of a borrower's genuine expenditure needs," External link

smh Tuesday, November 21, 2017 8:23:00 AM EAT

Wayne Byres said : "In Australia, other financial commitments remain something of a blind spot for lenders," External link

smh Tuesday, November 21, 2017 8:23:00 AM EAT

Wayne Byres said : "It is open to question whether – even if it is higher than a borrower's own estimate – such a benchmark always provides a realistic assessment of a borrower's genuine expenditure needs," External link

smh Tuesday, November 21, 2017 3:36:00 AM EAT

Wayne Byres said : "In Australia, other financial commitments remain something of a blind spot for lenders," External link

smh Tuesday, November 21, 2017 3:36:00 AM EAT

Wayne Byres said : "There are some banks that have announced some shaving of certain fixed rates and other things—because they are clearly trying to recalibrate to get just inside what we would like to do, but no more ," External link

smh Monday, September 18, 2017 4:19:00 AM EAT

Wayne Byres said : "There are some banks that have announced some shaving of certain fixed rates and other things—because they are clearly trying to recalibrate to get just inside what we would like to do, but no more ," External link

smh Monday, September 18, 2017 3:24:00 AM EAT

Wayne Byres said : "The Australian community's trust in the banking system has been damaged in recent years, and CBA in particular has been negatively impacted by a number of issues that have affected the reputation of the bank," External link

smh Monday, August 28, 2017 2:15:00 AM EAT

Wayne Byres said : "Even if that is the case, they would not take effect until at least a year after that," "Capital accumulation remains the appropriate course for most ADIs, but with sensible capital planning the actual implementation of any changes should be able to be managed in an orderly fashion" External link

abc-au Wednesday, November 16, 2016 8:57:00 AM EAT

Wayne Byres said : "Almost every possible position has been put forward in the past 12 months," "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility" External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility," "I think it's just far too early to say anything other than there's a significant probability there will be some regulatory reform" External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It depends on whether they change and what they change," External link

brisbanetimes Friday, November 11, 2016 11:49:00 AM EAT

Wayne Byres said : "It's hard to see what the plan is at this point. And the only thing that we can be certain of is there will be more volatility," "I think it's just far too early to say anything other than there's a significant probability there will be some regulatory reform" External link

smh Friday, November 11, 2016 11:44:00 AM EAT

Wayne Byres said : "It depends on whether they change and what they change," External link

smh Friday, November 11, 2016 11:44:00 AM EAT

Wayne Byres said : "So it wasn't necessarily a free pass," "I'm not sure how many banks around the world would accept that as the lesser of two evils if you want to view it that way" External link

abc-au Friday, November 11, 2016 10:43:00 AM EAT

Wayne Byres said : "What you hope through all of this is banks making sensible loans to customers who can afford to pay them back. If banks do that, it's in everyone's interest," External link

9news Thursday, October 20, 2016 3:11:00 AM EAT

Wayne Byres said : "APRA cannot regulate sound risk culture into existence," "However, APRA will apply greater supervisory intensity to institutions that are either unwilling or unable to address behaviours that are inconsistent with prudent risk management practices" External link

abc-au Tuesday, October 18, 2016 10:48:00 AM EAT

Wayne Byres told : "So far, our discussions with the major lenders have suggested they recognise that it's in everyone's interests for sound lending standards to be maintained," External link

abc-au Friday, March 20, 2015 5:50:00 PM EAT

Wayne Byres said : "We are currently assessing the plans and practices of individual ADIs (Authorised Deposit-taking Institutions) and, over the next month or so will be considering whether any supervisory action is needed," External link

abc-au Friday, March 20, 2015 5:50:00 PM EAT



Key Titles and Phrases Count Lang Last Seen
chairman of apra9.76%EN11/21/201721/11/2017
chairman56.10%EN09/18/201718/09/2017
boss7.32%EN02/14/201714/02/2017
prudential regulation authority chairman4.88%EN10/20/201620/10/2016
australian prudential regulation authority chairman4.88%EN10/20/201620/10/2016
regulation authority chairman4.88%EN10/20/201620/10/2016
prudential regulatory authority chairman2.44%EN10/14/201614/10/2016
australian prudential regulatory authority chairman2.44%EN10/14/201614/10/2016
regulatory authority chairman2.44%EN10/14/201614/10/2016
secretary-general of the basel4.88%EN11/28/201228/11/2012
Names Lang Count
Wayne ByresEN89.09%
Wayne ByresFR10.91%


<<10<12345678910>>>10
<<10<12345678910>>>10

Tools

Load latest edition

Monday, February 24, 2020

5:36:00 PM EAT


Quotes... Explore Relations


EMM Visual Explorer


Quotes... Extracted quotes about

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

smh Friday, July 5, 2019 5:56:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

watoday Friday, July 5, 2019 5:50:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

brisbanetimes Friday, July 5, 2019 5:29:00 AM EAT

Wayne Byres said ( about Wayne Byres ) : “In the prevailing environment, a serviceability floor of more than seven per cent is higher than necessary for ADIs [authorised deposit-taking institutions] to maintain sound lending standards," Mr Byres said. "Additionally, the widespread use of differential pricing for different types of loans has challenged the merit of a uniform interest rate floor across all mortgage products,” External link

theage Friday, July 5, 2019 5:27:00 AM EAT