Joshua Oigara

Last updated on 2017-05-26T14:07+0300.

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Joshua Oigara said : “Our priority remains safeguarding the safety and wellbeing of our staff, customers and other stakeholders,” External link

nation-ke Tuesday, May 26, 2020 8:05:00 PM EAT

Joshua Oigara said : “We are taking all the necessary precautions to safeguard the safety and well-being of our customers, staff and the general public in the wake of the pandemic. We expect our performance to be negatively impacted by the outbreak as business has been disrupted in all our markets. The crisis has taken toll on all segments of our customers, effectively suppressing demand for credit,” External link

EastAfrican Monday, May 25, 2020 9:03:00 AM EAT

Joshua Oigara said : “The operating landscape has further been exacerbated by Covid-19 immediately shifting our focus to supporting our customers through the crisis, pursuing business continuity and the safety and well-being of our staff and all other stakeholders,” “We expect performance in the next two quarters to be impacted as the crisis is affecting the ability of customers to service their loans and reducing the demand for credit” External link

businessdailyafrica Wednesday, May 20, 2020 10:34:00 PM EAT

Joshua Oigara said : “The operating landscape has further been exacerbated by Covid-19 immediately shifting our focus to supporting our customers through the crisis, pursuing business continuity and the safety and well-being of our staff and all other stakeholders,” “We expect performance in the next two quarters to be impacted as the crisis is affecting the ability of customers to service their loans and reducing the demand for credit. We have taken measures to conserve out capital, manage costs and keep a keen eye on liquidity,” External link

standardmedia Wednesday, May 20, 2020 8:49:00 PM EAT

Joshua Oigara said : “As KCB we have restructured loans running into Sh80 billion,” External link

businessdailyafrica Tuesday, May 12, 2020 10:47:00 PM EAT

Joshua Oigara said : “You will start to see early impact on bank earnings through increased provisions in the first quarter (ended March),” “But the second quarter is when the trend will become more apparent,” External link

businessdailyafrica Tuesday, May 12, 2020 10:47:00 PM EAT

Joshua Oigara said : “We stand with Kenyans and all our customers at this time as our country grapples with the pandemic. Our firm priority remains ensuring that employees, customers, business partners and the entire population remains safe and free from the virus,” External link

standardmedia Saturday, March 21, 2020 1:11:00 AM EAT

Joshua Oigara said : “We shall open credit limits to those customers who had been listed because of defaulting on small amounts, but who are now repaying their loans. Customers who need relief are advised to get in touch with us to work out the respective support areas,” External link

businessdailyafrica Friday, March 20, 2020 7:54:00 PM EAT

Joshua Oigara said : “We have a role to continue supporting the economy and stimulating growth. The best remedy as our economy starts to slow down is to support our customers to get along with their lives, and to protect jobs by providing additional lending. We have been in crises before, but if we pull together, even in this environment, we will get the solutions Kenya needs,” External link

businessdailyafrica Friday, March 20, 2020 7:54:00 PM EAT

Joshua Oigara said : “We shall open credit limits to those customers who had been listed because of defaulting on small amounts, but who are now repaying their loans. Customers who need relief are advised to get in touch with us to work out the respective support areas,” External link

standardmedia Friday, March 20, 2020 4:38:00 PM EAT

Joshua Oigara said : “The sector will work closely with Kenyans to resolve the issues that may come up. There is no need to say that banks will not listen,” External link

standardmedia Thursday, March 19, 2020 9:49:00 AM EAT

Joshua Oigara said : "All business lines were strong on both funded and non-funded income, as cost control, operational efficiency and driving excellent customer experience remained a top priority," External link

allafrica Thursday, March 19, 2020 7:46:00 AM EAT

Joshua Oigara said : “What I am asking all our customers to do is to reach out to any of the institutions they bank with today so that they can get the relief,” External link

capitalfm Wednesday, March 18, 2020 1:47:00 PM EAT

Joshua Oigara said : “All business lines were strong on both funded and non-funded income, as cost control, operational efficiency and driving excellent customer experience remained a top priority,” External link

EastAfrican Sunday, March 15, 2020 6:07:00 PM EAT

Joshua Oigara said : “All business lines were strong in 2019 on both funded and non-funded income as cost control, operational efficiency and driving excellent customer experience remained a top priority,” External link

thestarkenya Friday, March 13, 2020 6:46:00 AM EAT

Joshua Oigara said : "Our entry into DR Congo will likely be through an acquisition, consolidation and purchase of an existing financial institution and when an opportunity does come up this is an area we will look into," External link

xinhuanet_en Thursday, March 12, 2020 5:29:00 PM EAT

Joshua Oigara told : “We see strong opportunities to grow,” External link

standardmedia Sunday, February 16, 2020 9:12:00 AM EAT

Joshua Oigara said : “What will change is the price premium based on the customer’s risk profile. That generally could increase the prices of credit in the market,” External link

standardmedia Sunday, February 16, 2020 9:12:00 AM EAT

Joshua Oigara says : “The most critical ingredient in banking is trust,” “This has cut through generations and will remain so even as we embrace more of technology in our efforts to more efficiently and more conveniently deliver to our customers” External link

africanbusinessmagazine Tuesday, February 11, 2020 2:42:00 PM EAT

Joshua Oigara said : “It is true we will demand delivery of our contract for the borrowers, whether it is NBK or KCB. That vigour will continue. So we expect to recover a number of those loans,” External link

standardmedia Friday, January 10, 2020 12:49:00 AM EAT

Joshua Oigara said : “The terms and conditions on existing loan contracts before the repeal on November 7 should not change for the duration of each contract,” External link

standardmedia Thursday, November 14, 2019 11:10:00 AM EAT

Joshua Oigara said : “The international businesses have continued to improve while our digital offerings are witnessing increased activity, giving the business impetus to continue growing,” External link

thestarkenya Thursday, November 14, 2019 5:26:00 AM EAT

Joshua Oigara said : “Going forward, we are emphasizing on driving a more sustainable growth, excellent customer experience and diversification,” External link

thestarkenya Wednesday, November 13, 2019 8:06:00 PM EAT

Joshua Oigara said : “We had a strong quarter and the business witnessed growth across various segments. We made continued strong investments in our capabilities to serve customers better. The international businesses have continued to improve while our digital offerings are witnessing increased activity, giving the business impetus to continue growing,” External link

standardmedia Wednesday, November 13, 2019 5:28:00 PM EAT

Joshua Oigara said : “The fear that we will be unreasonable is unwarranted as we have repriced ourselves in the last three years. The pricing by banks is not something you wake up and roll the dice on,” External link

businessdailyafrica Friday, November 8, 2019 9:11:00 AM EAT

Joshua Oigara said : “Banks are ready to lend. So we are going to see more people including SMEs start accessing credit in the industry. Customers with high-risk profiles may see a 2-3% increase,” External link

businessdailyafrica Thursday, November 7, 2019 12:01:00 PM EAT

Joshua Oigara said : “The regime of the 20 percent interest rate is long gone. The macroeconomic and business environment where we are today does not at all support an environment of high rates,” External link

businessdailyafrica Thursday, November 7, 2019 12:01:00 PM EAT

Joshua Oigara said ( about Joshua Oigara ) : “Banks are ready to lend. So we are going to see more people including SMEs start accessing credit in the industry," he said. Since the rate cap regime came into effect in September 2016, over a million customers have been unable to access credit, majority being individuals and small business owners as banks as risky borrowers dubbed them. "We are not going to see a massive change," he said. Prior to the rate cap regime, Oigara said, when banks were lending at 25 per cent, Treasury bills had an interest of about 21 per cent and inflation was heading into the double digits. Currently, short-term government debt facilities are going for eight per cent interest, inflation is well within the CBK target meaning any risk that should have been priced already has been, he said. "As a leader in the industry, we don't see an opportunity to go back to the old behavior of high rates,” External link

thestarkenya Thursday, November 7, 2019 6:52:00 AM EAT

Joshua Oigara said : “We believe it will be a product for all the banks and we anticipate more than 40 banks will join by the end of November. If we bring in more banks, we will have created a new model to put the customer first,” External link

standardmedia Thursday, November 7, 2019 12:58:00 AM EAT

Joshua Oigara said : “Our plan is that in the future, five per cent of the lending in the industry can be coming through this kind of innovative product called Stawi. We are happy that we delivered it on time. Not many products are delivered this fast,” External link

standardmedia Thursday, November 7, 2019 12:58:00 AM EAT

Joshua Oigara said : “The macroeconomic and business environment where we are today does not at all support an environment of high rates,” External link

thestarkenya Wednesday, November 6, 2019 3:22:00 PM EAT

Joshua Oigara said : “Next year is the real recovery period for the loans we have on NBK,” External link

standardmedia Sunday, November 3, 2019 11:59:00 AM EAT

Joshua Oigara said : “Over the past three years, both industry and government policymakers have monitored the impact of the interest rate cap with the majority of stakeholders, concurring that the law was well intentioned but has resulted in unintended consequences, including a reallocation of capital from where it is needed most,” External link

EastAfrican Saturday, October 19, 2019 4:49:00 PM EAT

Joshua Oigara said : “We are thankful and excited for the goodwill and support we have received from the shareholders, our regulators and all other stakeholders,” External link

kenyan-post Thursday, October 17, 2019 6:41:00 PM EAT

Joshua Oigara said : “We expect with NBK consolidation we will increase our NPL ratio up to 12 per cent but next year we expect to come down to eight per cent which is close to where we are today at around seven per cent,” External link

businessdailyafrica Sunday, October 6, 2019 11:17:00 PM EAT

Joshua Oigara told : “The merged entity will have a unique opportunity to create a Sh1 trillion balance sheet financial institution by end of 2022,” External link

thestarkenya Saturday, October 5, 2019 7:53:00 AM EAT

Joshua Oigara said : “It is true we will demand delivery of our contract for the borrowers, whether it is NBK or KCB. That vigour will continue. So we expect to recover a number of those loans,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “Next year is the real recovery period for the loans we have on NBK,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “It is a temporary increase as we re-organise the recovery of those loans,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought-provoking platform where leaders from private and public sector, as well as entrepreneurs, will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

PeaceFMGhana Sunday, September 8, 2019 5:34:00 PM EAT

Joshua Oigara said : “We will take a number of integration decisions including rationalisation of our branch network to enhance service delivery to our customers,” “Additionally, we will examine the overall human resource needs to enable efficient business organisation,” External link

standardmedia Saturday, September 7, 2019 12:32:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” External link

tuko Friday, September 6, 2019 8:43:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

theCitizen Thursday, September 5, 2019 1:46:00 PM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

nation-ke Thursday, September 5, 2019 12:31:00 PM EAT

Joshua Oigara said : “Soar Africa is the beginning of a movement that is very important to us,” External link

standardmedia Wednesday, September 4, 2019 2:17:00 PM EAT

Joshua Oigara said : “We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

standardmedia Wednesday, September 4, 2019 12:54:00 AM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

businessdailyafrica Tuesday, September 3, 2019 2:26:00 PM EAT

Joshua Oigara said : “We are confident that we shall conclude this process shortly following the receipt of the necessary approvals. We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

thestarkenya Tuesday, September 3, 2019 1:30:00 PM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

thestarkenya Tuesday, September 3, 2019 1:30:00 PM EAT

Joshua Oigara said : “We are confident that we shall conclude this process shortly following the receipt of the necessary approvals. We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

standardmedia Tuesday, September 3, 2019 12:24:00 PM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

standardmedia Tuesday, September 3, 2019 12:24:00 PM EAT

Joshua Oigara said : “The (7.5 percent) is of whatever is outstanding which is about Sh53 billion, and that is what we will be paying 7.5 percent and we leave KDIC to resolve what remains in terms of the amount. For that, we will then exclude a number of assets and take a few. So we are also taking 7.5 percent of the loans,” External link

businessdailyafrica Thursday, August 29, 2019 11:01:00 PM EAT

Joshua Oigara said : “We have offered to keep NBK running for the next two years rather than merging it into one entity,” External link

thestarkenya Thursday, August 29, 2019 5:49:00 AM EAT

Joshua Oigara said : “We want to lend to the enterprises but the challenge for banks today is if I lend you Sh100 only Sh90 will come back and for micro-enterprises only Sh85 will come back, so if I lend at 13 per cent I will have to go back to my pocket to top up the remainder and that does not work,” External link

thestarkenya Monday, August 26, 2019 6:48:00 AM EAT

Joshua Oigara added : “Maybe the end result is somewhere in between the current cap, a total repeal or a middle ground. We have to be open for any possibilities,” External link

thestarkenya Monday, August 26, 2019 6:48:00 AM EAT

Joshua Oigara told : “For efficiency, we will see less and less jobs in the industry. In reality, as we build much more investments in our digital channels and agencies, we will see fewer jobs in our establishments,” External link

businessdailyafrica Sunday, August 18, 2019 10:53:00 PM EAT

Joshua Oigara said : “The deal will go on despite the ongoing restriction,” External link

thestarkenya Friday, August 16, 2019 10:21:00 AM EAT

Joshua Oigara said : “We are on-course still engaging with parliament with questions they raised. We are confident that both transactions will be completed by August 30,” External link

thestarkenya Friday, August 16, 2019 10:21:00 AM EAT

Joshua Oigara said : “It has taken long to resolve the transaction. The assets do not match. Initially we had estimated $100 million (Sh10 billion) as we announced last year, but what we see after due diligence is that this has come down to less than half,” “We see less loans that we will be able to take now even though this does not stop us from going back and relooking into the entire portfolio of the original loans” External link

businessdailyafrica Friday, August 16, 2019 9:53:00 AM EAT

Joshua Oigara said : “A big number of loans are going to remain with KDIC. We are only buying the good loans. If finally we take half, it will be because that is what is available in reality,” External link

businessdailyafrica Friday, August 16, 2019 9:53:00 AM EAT

Joshua Oigara told : “The best target is to reach 90 per cent in terms of a success rate for all the shareholders,” External link

standardmedia Thursday, August 15, 2019 3:12:00 PM EAT

Joshua Oigara said : “This is a business that can easily generate between 3 to 5 billion shillings of earnings every year,” External link

standardmedia Thursday, August 15, 2019 3:12:00 PM EAT

Joshua Oigara said : “We had a strong second quarter and witnessed continued growth across our businesses segments,” External link

angop Thursday, August 15, 2019 1:14:00 PM EAT

Joshua Oigara said : "We had a strong second quarter and witnessed continued growth across our businesses segments," External link

4-traders Thursday, August 15, 2019 11:15:00 AM EAT

Joshua Oigara said : “We had a strong second quarter and witnessed continued growth across our businesses segments,” External link

standardmedia Thursday, August 15, 2019 9:44:00 AM EAT

Joshua Oigara said : “The leadership summit will encourage senior and emerging leaders across industries in Africa to work together on ideas to promote close collaboration on addressing local and global challenges,” “We believe it will provide a unique platform to discuss key issues to enable sustainable transformative growth and entrepreneurship across the continent” External link

businessdailyafrica Monday, August 5, 2019 10:13:00 PM EAT

Joshua Oigara insisted : “Today what the focus should be is on the private sector,” External link

africanbusinessmagazine Tuesday, July 2, 2019 12:29:00 PM EAT

Joshua Oigara said : “This transaction fits within KCB’s expansion strategy and gives it a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region. This will further consolidate the banking sector in Kenya and will create a stronger institution enabling KCB to play a bigger role in the financial inclusion agenda,” External link

standardmedia Tuesday, June 25, 2019 6:23:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

thestarkenya Friday, May 31, 2019 5:10:00 AM EAT

Joshua Oigara says : “We have taken measures to reacquaint our staff on all the regulations and processes to be followed in the event of suspicious transactions,” External link

businessdailyafrica Sunday, May 26, 2019 10:45:00 PM EAT

Joshua Oigara said : “The performance is as a result of a sustained strategy that is anchored on a simplified customer journey and products that provide solutions to our customers,” External link

businessdailyafrica Thursday, May 23, 2019 11:28:00 AM EAT

Joshua Oigara said : “We expect some inflationary headwinds in the economy as a result of lower rainfall in Kenya and increasing fuel prices. The Group has capacity to navigate through this and are therefore optimistic we will maintain our positive growth trajectory,” External link

thestarkenya Thursday, May 23, 2019 4:57:00 AM EAT

Joshua Oigara said : “The two transactions are within the Group’s expansion strategy and give KCB a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region while building a robust and financially sustainable organisation,” External link

thestarkenya Thursday, May 23, 2019 4:57:00 AM EAT

Joshua Oigara said : "This comprised of 56% on mobile, 27% on agency, internet and POS and 8% on the ATM. In line with the strategic shift and investment in our digital channels, non-branch revenue grew 137% to KSh 3.2 billion driven by disbursement of mobile loans, which grew 270% from KSh 9.2 billion in March 2018 to KSh 33.8 billion in March 2019," External link

tuko Wednesday, May 22, 2019 9:34:00 PM EAT

Joshua Oigara said : “We expect some inflationary headwinds in the economy as a result of lower rainfall in Kenya and increasing fuel prices. The Group has capacity to navigate through this and are therefore optimistic we will maintain our positive growth trajectory,” External link

thestarkenya Wednesday, May 22, 2019 7:45:00 PM EAT

Joshua Oigara said : “The two transactions are within the Group’s expansion strategy and give KCB a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region while building a robust and financially sustainable organisation,” External link

thestarkenya Wednesday, May 22, 2019 7:45:00 PM EAT

Joshua Oigara said : “I have three years to the end of my 10-year contract. I have done what was supposed to be done. There is no need in overstaying,” External link

thestarkenya Saturday, May 18, 2019 4:31:00 PM EAT

Joshua Oigara says : “Africa’s banking markets are among the most exciting in the world,” External link

euromoney Wednesday, May 15, 2019 1:39:00 PM EAT

Joshua Oigara says : “Kenya has over 40 licensed commercial banks, against a population of over 45 million people,” External link

euromoney Wednesday, May 15, 2019 1:39:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

nation-ke Monday, May 13, 2019 5:47:00 PM EAT

Joshua Oigara said : "Ethiopia is a restricted market but there are reforms going on. We are optimistic they will allow Kenyan banks," External link

xinhuanet_en Monday, May 13, 2019 5:40:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

businessdailyafrica Wednesday, May 8, 2019 2:49:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

nation-ke Wednesday, May 8, 2019 2:10:00 PM EAT

Joshua Oigara said : “Big data analytics, artificial intelligence, robotics, open data initiatives will all determine the success of the banks…innovation is key,” External link

thestarkenya Monday, May 6, 2019 6:50:00 AM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

nation-ke Saturday, April 27, 2019 9:26:00 PM EAT

Joshua Oigara said : “The proposed transaction acquisition will accelerate the group’s growth ambitions and enhance value…” External link

theafricareport Wednesday, April 24, 2019 5:17:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

kenyastar Saturday, April 20, 2019 12:20:00 AM EAT

Joshua Oigara said : “Our main area of focus is to have a business and presence in Ethiopia. We hope that by the end of 2020 we can be allowed to go further whether by opening a branch or through our mobile lending platform,” External link

EastAfrican Wednesday, March 20, 2019 1:45:00 PM EAT

Joshua Oigara said : “Our main area of focus is to have a business and presence in Ethiopia. We hope that by the end of 2020 we can be allowed to go further whether by opening a branch or through our mobile lending platform,” External link

businessdailyafrica Tuesday, March 19, 2019 11:34:00 PM EAT

Joshua Oigara said : “We are behind these rules. We have to protect our financial sector,” External link

businessdailyafrica Thursday, March 7, 2019 8:50:00 AM EAT

Joshua Oigara said : “We are behind these rules. We have to protect our financial sector,” External link

nation-ke Thursday, March 7, 2019 8:50:00 AM EAT

Joshua Oigara said : “Looking ahead, we expect our performance in 2019 to be driven by renewed investor confidence and rebound in the East Africa economy. The Banking sector is expected to grow in tandem with the broader market and therefore, we are optimistic we will maintain our growth this year,” External link

thestarkenya Thursday, March 7, 2019 6:56:00 AM EAT

Joshua Oigara said : “This was on the back of solid operating income of Sh71.8 billion—largely from interest income, fees and commissions— and lower costs which reduced one percent to Sh34.7 billion during the period,” “Our focus on customers, as well as our diversified business model and strong risk discipline helped us to produce another solid year of financial performance in 2018, even as we navigated the pressures of interest rates cap in Kenya and economic volatility in some of our subsidiaries” External link

businessdailyafrica Wednesday, March 6, 2019 10:40:00 PM EAT

Joshua Oigara told : “The next frontier for growth for us in the market will be inorganic growth because ultimately it is about taking market share,” External link

kenyastar Monday, January 28, 2019 7:38:00 PM EAT

Joshua Oigara said : “The best model has to be risk-based pricing on the customer’s profile, so in the long run we have to remove the cap,” External link

kenyastar Monday, January 28, 2019 7:38:00 PM EAT

Joshua Oigara said : “KCB is participating in the KMRC initiative and we see this as a great avenue to transform the housing market in Kenya,” External link

standardmedia Thursday, January 17, 2019 9:33:00 AM EAT

Joshua Oigara said : “Last year, the industry registered almost 44 million accounts and of those, more than half, 27 million, are mobile,” External link

standardmedia Monday, December 24, 2018 12:26:00 AM EAT

Joshua Oigara said : “We are continually reimagining digital finance. There is the need for us to embrace innovation and digitisation beyond our current realm of operations” External link

standardmedia Monday, December 24, 2018 12:26:00 AM EAT

Joshua Oigara added : “We are at looking at some branches...It will be a few. It’s too early days but by January we will know. We will take a few,” External link

businessdailyafrica Friday, December 21, 2018 11:26:00 AM EAT

Joshua Oigara said : “This is a significant milestone, which is yet another convincing mark of Kenya’s financial sector’s ability to offer viable solutions benchmarked against global best practices,” External link

businessdailyafrica Friday, December 21, 2018 11:26:00 AM EAT

Joshua Oigara said : "KCB Bank Rwanda has done considerably well to get to this point. Ten years of business is commendable and it signifies that the right foundations have been laid for sustained success. So, while we celebrate ten years of milestone let's also be cognisant of the effort we will require for the next ten years," "The bank is pleased to have played a part in driving Rwanda's economic agenda over the past ten years and this will undoubtedly serve as a constant reminder of KCB Bank's intention to drive development in Rwanda," External link

allafrica Tuesday, December 11, 2018 10:15:00 AM EAT

Joshua Oigara said : “KCB Bank Rwanda has done considerably well to get to this point. Ten years of business is commendable and it signifies that the right foundations have been laid for sustained success. So, while we celebrate ten years of milestone let’s also be cognisant of the effort we will require for the next ten years,” “The bank is pleased to have played a part in driving Rwanda’s economic agenda over the past ten years and this will undoubtedly serve as a constant reminder of KCB Bank’s intention to drive development in Rwanda,” External link

newtimes-RW Tuesday, December 11, 2018 12:15:00 AM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 8:56:00 PM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 7:58:00 PM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 7:29:00 PM EAT

Joshua Oigara said : “The business fundamentals remain strong and we are optimistic of a stronger performance in the remaining part of the year. We are continually pursuing a sustainable business model and excellence in customer experience to enable us play a more catalytic role in East Africa’s economic journey,” “The banking sector continues to undergo numerous challenges and as a bank, our continuous innovation and customer centric orientation ensures that we remain focused on acting as an enabler for progress to our customers. That is what drives us to excellence,” External link

dailymonitor Wednesday, August 9, 2017 2:13:00 AM EAT

Joshua Oigara said : “This strategy focuses on growing digital banking so as to enhance the experience of our customers whenever they interact with us and at the same time spread our network in KCB,” External link

dailymonitor Wednesday, August 9, 2017 2:13:00 AM EAT

Joshua Oigara said : “This strategy focuses on growing digital banking so as to enhance the experience of our esteemed customers whenever they interact with us and at the same time spread our network in KCB,” External link

thestarkenya Thursday, August 3, 2017 2:36:00 AM EAT

Joshua Oigara said : “The banking sector continues to undergo numerous challenges and as a Bank, our continous innovation and customer centric orientation ensures that we remain focused on acting as an enabler for progress to our customers. That is what drives us to excellence,” External link

capitalfm Wednesday, August 2, 2017 7:14:00 PM EAT

Joshua Oigara added : “This strategy focuses on growing digital banking so as to enhance the experience of our esteemed customers whenever they interact with us and at the same time spread our network in KCB,” External link

capitalfm Wednesday, August 2, 2017 7:14:00 PM EAT

Joshua Oigara adds : “It is our view that fintech is the future of the Bank and we are therefore re-engineering our set up to bring in more simplicity and efficiency while expanding our channel. The acceleration of technology today allows us to imagine unprecedented growth of our business,” External link

capitalfm Thursday, March 9, 2017 2:37:00 PM EAT

Joshua Oigara said : “We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime,” External link

dailymonitor Thursday, February 23, 2017 8:03:00 AM EAT

Joshua Oigara said : “We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime,” External link

newtimes-RW Thursday, February 23, 2017 5:03:00 AM EAT

Joshua Oigara said ( about Medium Enterprises ) : “The programme aims to capitalize on the untapped potential of Micro Small and Medium Enterprises. If grown to scale, youth-led microenterprises hold the greatest promise of increasing the employment and wealth creation opportunities for young men and women in the region. 2jiajiri aims to revitalize youth employment, restore a culture of self-reliance and stimulate the entrepreneurial spirit among the young, with the cumulative effects of which will be felt in the wider economy,” External link

capitalfm Friday, February 10, 2017 4:00:00 PM EAT

Joshua Oigara said ( about Medium Enterprises ) : “The programme aims to capitalize on the untapped potential of Micro Small and Medium Enterprises. If grown to scale, youth-led microenterprises hold the greatest promise of increasing the employment and wealth creation opportunities for young men and women in the region. 2jiajiri aims to revitalize youth employment, restore a culture of self-reliance and stimulate the entrepreneurial spirit among the young, with the cumulative effects of which will be felt in the wider economy,” External link

capitalfm Tuesday, February 7, 2017 8:42:00 PM EAT

Joshua Oigara said : “We have branches remaining for some kind of work but in reality the shift for our business is going to be using the mobile as the basis to drive a better experience and better relationship with our customers,” External link

thestarkenya Thursday, January 26, 2017 12:09:00 PM EAT

Joshua Oigara said : “We believe this contribution will transform the lives of the communities in Garissa and Tana River as part of our social responsibility investments,” External link

reliefWeb Wednesday, December 28, 2016 8:03:00 PM EAT

Joshua Oigara said : “We believe this contribution will transform the lives of the communities in Garissa and Tana River as part of our social responsibility investments,” External link

standardmedia Tuesday, December 20, 2016 7:52:00 PM EAT

Joshua Oigara said : “The bank will focus more on technology to drive future business. The uptake of non branch channels has contributed 73 percent of total bank transactions,” External link

capitalfm Saturday, November 12, 2016 11:47:00 PM EAT

Joshua Oigara said : “The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels,” External link

nation-ke Saturday, November 12, 2016 10:56:00 PM EAT

Joshua Oigara said : “The bank has completed raising tier II capital and the exercise has been closed. We were initially targeting to raise $100 million (Sh10 billion). We believe we now have a good base for 2017,” External link

standardmedia Friday, November 11, 2016 10:48:00 PM EAT

Joshua Oigara said : "The performance reflects continued resilience across the seven markets that we operate in. The business benefitted largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "The uptake of non-branch channels has contributed 73% of our total Bank transactions in comparison to last year at 62% with mobile contributing the highest from 29% to 35% in line with our digital financial services strategy," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "We see the new fin-tech capabilities giving us a strong business position and stable performance in the coming years as the future of banking shifts into digital," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "The number of users of our mobile banking channel stands at 10.2 million while the number of mobile accounts grew by 98 per cent from 4.3 million in quarter three of 2015 to 8.3 million in a similar period this year. As such the registered customers on mobile make up over 75 per cent of the total customer base in the bank," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "We do not see ourselves shutting down branches. Whereas we may not open new ones, we, unlike other banks will not shut down branches," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : “result of customers seeking to place their money where they felt safe” "The pressure on the South Sudan pound has continued to grow since December 2015 when the currency was floated. But there has been a continued resilience in other six markets that we operate in," External link

thestarkenya Wednesday, November 9, 2016 9:58:00 AM EAT

Joshua Oigara said : “The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels,” External link

businessdailyafrica Tuesday, November 8, 2016 11:04:00 PM EAT

Joshua Oigara commented : “The rating confirms KCB fundamentals remain strong and we are going all out to solidify this position,” External link

standardmedia Thursday, October 20, 2016 8:26:00 PM EAT

Joshua Oigara said : “The goal of this project is to enhance entrepreneurship competencies to create jobs and reduce poverty,” External link

standardmedia Wednesday, October 5, 2016 12:29:00 AM EAT

Joshua Oigara said : “The system review now allows the bank to accommodate more loan requests. We have also enhanced the credit scoring model as our way of deepening uptake of financial services,” External link

thestarkenya Thursday, September 29, 2016 1:46:00 AM EAT

Joshua Oigara said : “We have seen a sharp rise in loan requests on all our mobile loans following the decrease in interest rates, meaning the platform remains central in further deepening the financial inclusion agenda,” External link

thestarkenya Thursday, September 29, 2016 1:46:00 AM EAT

Joshua Oigara said : “The system review now allows the Bank to accommodate more loan requests. We have also enhanced the credit scoring model as our way of deepening uptake of financial services,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : “We have seen a sharp rise in loan requests on all our mobile loans following the decrease in interest rates, meaning the platform remains central in further deepening the financial inclusion agenda,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : “Mobile banking, which is a key lever of our digital banking agenda, remains crucial to our growth story in the coming years. From a collaboration perspective, KCB MPESA is a flagship partnership that is redefining the mobile payments space in Kenya,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : "KCB South Sudan continues to work closely with the Government of South Sudan and the Bank of South Sudan with regard to resolutions on UN Security Council Sanction List 2206. The bank remains committed to safeguarding the confidentiality of customer information as required in the respective banking laws of our markets," External link

allafrica Monday, September 19, 2016 2:01:00 PM EAT

Joshua Oigara said ( about Trust Bank ) : “No charge can be imposed by a bank before approval by the Central Bank,” “Typically, the way someone who is selling bread or any kind of products or the transport sector will increase (cost of) its product for fuel, that's how banks look at their charges as well because of inflation” External link

thestarkenya Saturday, September 17, 2016 8:16:00 AM EAT

Joshua Oigara said : "We advise that KCB being a regulated entity deploys global standards applicable to anti- money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations," External link

allafrica Thursday, September 15, 2016 6:14:00 PM EAT

Joshua Oigara said : "We advise that KCB being a regulated entity deploys global standards applicable to anti- money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations," External link

allafrica Thursday, September 15, 2016 5:23:00 PM EAT

Joshua Oigara said : “We advise that KCB, being a regulated entity, deploys global standards applicable to anti-money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations,” External link

nation-ke Thursday, September 15, 2016 1:39:00 AM EAT

Joshua Oigara said : “The industry will have to be more innovative on how we look at our costs, new products of improving the market (and) growing our share. Affordable credit credit is good for the economy,” External link

thestarkenya Tuesday, September 13, 2016 7:11:00 PM EAT

Joshua Oigara said : “These are part of our efforts to leave a solid footprint on the agricultural sector since we appreciate the oft stated fact that agriculture remains the backbone of the economies we operate in,” External link

standardmedia Friday, September 9, 2016 7:47:00 PM EAT

Joshua Oigara says : “We have seen the impact that even a small intervention can make for those who did not have access to funding in the past. The multiplier effect in the agricultural sector is enormous,” External link

standardmedia Friday, September 9, 2016 7:47:00 PM EAT

Joshua Oigara said : "For agriculture to succeed, it must be owned by the young people who are full of energy. They have the passion but lack the financing required to undertake intensive agricultural projects. We are ready to advance them this money so that they too can become employers and earn a living," External link

allafrica Thursday, September 8, 2016 3:38:00 PM EAT

Joshua Oigara said : "For agriculture to succeed, it must be owned by the young people who are full of energy. They have the passion but lack the financing required to undertake intensive agricultural projects. We are ready to advance them this money so that they too can become employers and earn a living," External link

allafrica Thursday, September 8, 2016 2:28:00 PM EAT

Joshua Oigara said : "We have realised that agriculture can't succeed if it is not owned by youths who are energetic and innovative and technology-savvy. KCB is ready to give them loans to realise their dream of becoming employers and earning a living," External link

standardmedia Wednesday, September 7, 2016 10:25:00 PM EAT

Joshua Oigara said : "It is upon the gazettement of the rules that we will have clarity on whether it is the CBR or KBRR that will be used. For now, we have decided to apply the 400 basis points to the CBR," External link

allafrica Monday, September 5, 2016 2:05:00 PM EAT

Joshua Oigara said ( about Amendment Bill ) : "It is an issue we have not been able to finalise on. We do believe that finally, the Banking Amendment Bill will affect some mobile loans as well," External link

allafrica Monday, September 5, 2016 2:05:00 PM EAT

Joshua Oigara said : "This exercise of reviewing the current facilities will commence tomorrow, September 1, 2016 and we urge our customers to get in touch with their branch managers," External link

nation-ke Wednesday, August 31, 2016 5:21:00 PM EAT

Joshua Oigara said : "This exercise of reviewing the current facilities will commence tomorrow, September 1, 2016 and we urge our customers to get in touch with their branch managers," External link

businessdailyafrica Wednesday, August 31, 2016 5:19:00 PM EAT

Joshua Oigara said : “If you talk about 10 transactions we have seven of them comprising mobile and agency banking,” External link

nation-ke Monday, August 22, 2016 2:22:00 PM EAT

Joshua Oigara added : “The ubiquitous mobile phone has changed the way financial services are consumed. It has made it cheaper and more convenient for accountholders to access their bank accounts,” External link

coastweek Friday, August 19, 2016 5:11:00 PM EAT

Joshua Oigara added : “The ubiquitous mobile phone has changed the way financial services are consumed. It has made it cheaper and more convenient for account holders to access their bank accounts,” External link

standardmedia Thursday, August 18, 2016 12:35:00 PM EAT

Joshua Oigara said : "We have had a strong sense of results growing at 14 percent in terms of our earnings so far this year across our businesses, which is despite the technical adjustments of the currency in South Sudan from a fixed rate to a floating rate which means that the exchange rate is determined by the market forces," External link

allafrica Friday, August 5, 2016 11:49:00 AM EAT

Joshua Oigara explained : "Our Islamic arm, KCB Sahl, managed to bounce from a low start to post Sh43 million, owing to the bank's increased investment, introduction of more niche products and a sharp growth in customer numbers," External link

allafrica Friday, August 5, 2016 11:49:00 AM EAT

Joshua Oigara told : “Our job at Chase bank is actually complete. The bank is now able to run on its own. There is nothing else for us to do at the bank," Mr Oigara said Thursday. "What remains is an independent business review, which is the assignment to be done by KDIC and CBK,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara added ( about Chase Bank ) : “Chase Bank has been a miracle in the region. KCB appointment period was one year and we have played our role. This had never been tried elsewhere. Some 25 banks closed (in Kenya) and never came back,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara said ( about Chase Bank ) : “We have not invested in Chase Bank. We can walk away today saying we have set the bank back into motion,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara said : “We have had a strong sense of results growing at 14 percent in terms of our earnings so far this year across our businesses, which is despite the technical adjustments of the currency in South Sudan from a fixed rate to a floating rate which means that the exchange rate is determined by the market forces,” External link

capitalfm Thursday, August 4, 2016 4:52:00 PM EAT

Joshua Oigara explained : “Our Islamic arm, KCB Sahl, managed to bounce from a low start to post Sh43 million, owing to the bank’s increased investment, introduction of more niche products and a sharp growth in customer numbers,” External link

capitalfm Thursday, August 4, 2016 4:52:00 PM EAT

Joshua Oigara explained ( about Chase Bank ) : “What remains now is ensuring that Chase Bank can take deposits and carry out lending to its customers,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : “Unlike public opinion out there, KCB’s role was to stabilize the bank and not to purchase it. The international firm whose identity I cannot reveal now, will carry out due diligence and its report will be presented to CBK in a month’s time,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : “Putting up the basic operational structures for the bank formed 95 per cent of our mandate as receiver managers. What remains now is the five per cent bit that involves ensuring the bank can comfortably take deposits and lend to customers. This remaining bit will be finalised in the next three weeks,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : "Somalia is part of the plan and nothing has been decided on the market at this point in time," External link

allafrica Friday, June 10, 2016 6:48:00 PM EAT

Joshua Oigara said : "Somalia is part of the plan and nothing has been decided on the market at this point in time," External link

allafrica Tuesday, June 7, 2016 1:23:00 PM EAT

Joshua Oigara said : "We will have a competitive process to select an independent auditor. That is between KDIC and us," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We cannot make another move until we have a comprehensive review. I think that will be a very good way of assessing the business," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We have had a fairly good success in the last one month. Initially we had a facility of Sh5 billion which we would pay depositors; so far we've been able to pay out close to Sh3 billion. We have seen in addition of Sh1 billion in deposits in this period," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We see difficulties in the settlement of bills and payments in the last quarter. We do expect this to improve in any case by the second half of the year. It is mainly temporary in my view. It is not something that is systemic across all our customers," External link

allafrica Monday, May 30, 2016 5:38:00 PM EAT

Joshua Oigara said : "This is the impact of high interest rates in December. Generally as the interest rates increased, we don't see a growth in loans," External link

allafrica Monday, May 30, 2016 5:38:00 PM EAT

Joshua Oigara said : “We are confident that digital payments and mobile money will deliver significant growth for the Group,” External link

thestarkenya Friday, May 27, 2016 8:54:00 AM EAT

Joshua Oigara said : "We do not have a particular timeline when this audit will be complete, but yes, we have contracted an international forensic firm," External link

allafrica Monday, May 23, 2016 6:01:00 PM EAT

Joshua Oigara said : “We expect to obtain more volumes in terms of business transactions, loan book and customer numbers, using this technology platform,” External link

in2eastafrica Thursday, March 19, 2015 1:03:00 AM EAT

Joshua Oigara said : “We are also looking at issuing more payment cards, participating in e-Government as well as providing solutions to e-Transport,” External link

in2eastafrica Thursday, March 19, 2015 1:03:00 AM EAT

Joshua Oigara said : “We want to increase our presence in the African continent in order to tap into the new and emerging opportunities,” External link

coastweek Friday, February 27, 2015 4:43:00 PM EAT

Joshua Oigara said : "We want to increase our presence in the African continent in order to tap into the new and emerging opportunities," External link

xinhuanet_en Thursday, February 26, 2015 3:04:00 PM EAT



Key Titles and Phrases Count Lang Last Seen
chief executive12.37%EN05/26/201726/05/2017
executive11.05%EN05/26/201726/05/2017
kcb group chief executive5.00%EN05/26/201726/05/2017
ceo25.26%EN05/09/201709/05/2017
kcb group ceo14.21%EN05/09/201709/05/2017
chief executive officer6.05%EN04/21/201721/04/2017
officer3.95%EN04/21/201721/04/2017
group ceo3.68%EN03/09/201709/03/2017
kcb group chief executive officer6.32%EN12/28/201628/12/2016
kenya commercial bank ceo1.58%EN10/20/201620/10/2016
commercial bank ceo1.58%EN10/20/201620/10/2016
kenya commercial bank chief executive officer0.53%EN10/16/201616/10/2016
commercial bank chief executive officer0.53%EN10/16/201616/10/2016
managing director3.16%EN10/05/201605/10/2016
director1.84%EN10/05/201605/10/2016
former managing director0.26%EN09/16/201616/09/2016
chairman0.26%EN08/25/201625/08/2016
head0.26%EN08/05/201605/08/2016
electricity regulation commission chairman0.79%EN06/27/201627/06/2016
group chief executive officer0.26%EN05/26/201626/05/2016
ceo of kenya1.05%EN02/26/201526/02/2015
Names Lang Count
Joshua OigaraEN99.40%
Joshua OigaraFR0.60%


 
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AfricaBrief

Joshua Oigara

Last updated on 2017-05-26T14:07+0300.

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Joshua Oigara said : “Our priority remains safeguarding the safety and wellbeing of our staff, customers and other stakeholders,” External link

nation-ke Tuesday, May 26, 2020 8:05:00 PM EAT

Joshua Oigara said : “We are taking all the necessary precautions to safeguard the safety and well-being of our customers, staff and the general public in the wake of the pandemic. We expect our performance to be negatively impacted by the outbreak as business has been disrupted in all our markets. The crisis has taken toll on all segments of our customers, effectively suppressing demand for credit,” External link

EastAfrican Monday, May 25, 2020 9:03:00 AM EAT

Joshua Oigara said : “The operating landscape has further been exacerbated by Covid-19 immediately shifting our focus to supporting our customers through the crisis, pursuing business continuity and the safety and well-being of our staff and all other stakeholders,” “We expect performance in the next two quarters to be impacted as the crisis is affecting the ability of customers to service their loans and reducing the demand for credit” External link

businessdailyafrica Wednesday, May 20, 2020 10:34:00 PM EAT

Joshua Oigara said : “The operating landscape has further been exacerbated by Covid-19 immediately shifting our focus to supporting our customers through the crisis, pursuing business continuity and the safety and well-being of our staff and all other stakeholders,” “We expect performance in the next two quarters to be impacted as the crisis is affecting the ability of customers to service their loans and reducing the demand for credit. We have taken measures to conserve out capital, manage costs and keep a keen eye on liquidity,” External link

standardmedia Wednesday, May 20, 2020 8:49:00 PM EAT

Joshua Oigara said : “As KCB we have restructured loans running into Sh80 billion,” External link

businessdailyafrica Tuesday, May 12, 2020 10:47:00 PM EAT

Joshua Oigara said : “You will start to see early impact on bank earnings through increased provisions in the first quarter (ended March),” “But the second quarter is when the trend will become more apparent,” External link

businessdailyafrica Tuesday, May 12, 2020 10:47:00 PM EAT

Joshua Oigara said : “We stand with Kenyans and all our customers at this time as our country grapples with the pandemic. Our firm priority remains ensuring that employees, customers, business partners and the entire population remains safe and free from the virus,” External link

standardmedia Saturday, March 21, 2020 1:11:00 AM EAT

Joshua Oigara said : “We shall open credit limits to those customers who had been listed because of defaulting on small amounts, but who are now repaying their loans. Customers who need relief are advised to get in touch with us to work out the respective support areas,” External link

businessdailyafrica Friday, March 20, 2020 7:54:00 PM EAT

Joshua Oigara said : “We have a role to continue supporting the economy and stimulating growth. The best remedy as our economy starts to slow down is to support our customers to get along with their lives, and to protect jobs by providing additional lending. We have been in crises before, but if we pull together, even in this environment, we will get the solutions Kenya needs,” External link

businessdailyafrica Friday, March 20, 2020 7:54:00 PM EAT

Joshua Oigara said : “We shall open credit limits to those customers who had been listed because of defaulting on small amounts, but who are now repaying their loans. Customers who need relief are advised to get in touch with us to work out the respective support areas,” External link

standardmedia Friday, March 20, 2020 4:38:00 PM EAT

Joshua Oigara said : “The sector will work closely with Kenyans to resolve the issues that may come up. There is no need to say that banks will not listen,” External link

standardmedia Thursday, March 19, 2020 9:49:00 AM EAT

Joshua Oigara said : "All business lines were strong on both funded and non-funded income, as cost control, operational efficiency and driving excellent customer experience remained a top priority," External link

allafrica Thursday, March 19, 2020 7:46:00 AM EAT

Joshua Oigara said : “What I am asking all our customers to do is to reach out to any of the institutions they bank with today so that they can get the relief,” External link

capitalfm Wednesday, March 18, 2020 1:47:00 PM EAT

Joshua Oigara said : “All business lines were strong on both funded and non-funded income, as cost control, operational efficiency and driving excellent customer experience remained a top priority,” External link

EastAfrican Sunday, March 15, 2020 6:07:00 PM EAT

Joshua Oigara said : “All business lines were strong in 2019 on both funded and non-funded income as cost control, operational efficiency and driving excellent customer experience remained a top priority,” External link

thestarkenya Friday, March 13, 2020 6:46:00 AM EAT

Joshua Oigara said : "Our entry into DR Congo will likely be through an acquisition, consolidation and purchase of an existing financial institution and when an opportunity does come up this is an area we will look into," External link

xinhuanet_en Thursday, March 12, 2020 5:29:00 PM EAT

Joshua Oigara told : “We see strong opportunities to grow,” External link

standardmedia Sunday, February 16, 2020 9:12:00 AM EAT

Joshua Oigara said : “What will change is the price premium based on the customer’s risk profile. That generally could increase the prices of credit in the market,” External link

standardmedia Sunday, February 16, 2020 9:12:00 AM EAT

Joshua Oigara says : “The most critical ingredient in banking is trust,” “This has cut through generations and will remain so even as we embrace more of technology in our efforts to more efficiently and more conveniently deliver to our customers” External link

africanbusinessmagazine Tuesday, February 11, 2020 2:42:00 PM EAT

Joshua Oigara said : “It is true we will demand delivery of our contract for the borrowers, whether it is NBK or KCB. That vigour will continue. So we expect to recover a number of those loans,” External link

standardmedia Friday, January 10, 2020 12:49:00 AM EAT

Joshua Oigara said : “The terms and conditions on existing loan contracts before the repeal on November 7 should not change for the duration of each contract,” External link

standardmedia Thursday, November 14, 2019 11:10:00 AM EAT

Joshua Oigara said : “The international businesses have continued to improve while our digital offerings are witnessing increased activity, giving the business impetus to continue growing,” External link

thestarkenya Thursday, November 14, 2019 5:26:00 AM EAT

Joshua Oigara said : “Going forward, we are emphasizing on driving a more sustainable growth, excellent customer experience and diversification,” External link

thestarkenya Wednesday, November 13, 2019 8:06:00 PM EAT

Joshua Oigara said : “We had a strong quarter and the business witnessed growth across various segments. We made continued strong investments in our capabilities to serve customers better. The international businesses have continued to improve while our digital offerings are witnessing increased activity, giving the business impetus to continue growing,” External link

standardmedia Wednesday, November 13, 2019 5:28:00 PM EAT

Joshua Oigara said : “The fear that we will be unreasonable is unwarranted as we have repriced ourselves in the last three years. The pricing by banks is not something you wake up and roll the dice on,” External link

businessdailyafrica Friday, November 8, 2019 9:11:00 AM EAT

Joshua Oigara said : “Banks are ready to lend. So we are going to see more people including SMEs start accessing credit in the industry. Customers with high-risk profiles may see a 2-3% increase,” External link

businessdailyafrica Thursday, November 7, 2019 12:01:00 PM EAT

Joshua Oigara said : “The regime of the 20 percent interest rate is long gone. The macroeconomic and business environment where we are today does not at all support an environment of high rates,” External link

businessdailyafrica Thursday, November 7, 2019 12:01:00 PM EAT

Joshua Oigara said ( about Joshua Oigara ) : “Banks are ready to lend. So we are going to see more people including SMEs start accessing credit in the industry," he said. Since the rate cap regime came into effect in September 2016, over a million customers have been unable to access credit, majority being individuals and small business owners as banks as risky borrowers dubbed them. "We are not going to see a massive change," he said. Prior to the rate cap regime, Oigara said, when banks were lending at 25 per cent, Treasury bills had an interest of about 21 per cent and inflation was heading into the double digits. Currently, short-term government debt facilities are going for eight per cent interest, inflation is well within the CBK target meaning any risk that should have been priced already has been, he said. "As a leader in the industry, we don't see an opportunity to go back to the old behavior of high rates,” External link

thestarkenya Thursday, November 7, 2019 6:52:00 AM EAT

Joshua Oigara said : “We believe it will be a product for all the banks and we anticipate more than 40 banks will join by the end of November. If we bring in more banks, we will have created a new model to put the customer first,” External link

standardmedia Thursday, November 7, 2019 12:58:00 AM EAT

Joshua Oigara said : “Our plan is that in the future, five per cent of the lending in the industry can be coming through this kind of innovative product called Stawi. We are happy that we delivered it on time. Not many products are delivered this fast,” External link

standardmedia Thursday, November 7, 2019 12:58:00 AM EAT

Joshua Oigara said : “The macroeconomic and business environment where we are today does not at all support an environment of high rates,” External link

thestarkenya Wednesday, November 6, 2019 3:22:00 PM EAT

Joshua Oigara said : “Next year is the real recovery period for the loans we have on NBK,” External link

standardmedia Sunday, November 3, 2019 11:59:00 AM EAT

Joshua Oigara said : “Over the past three years, both industry and government policymakers have monitored the impact of the interest rate cap with the majority of stakeholders, concurring that the law was well intentioned but has resulted in unintended consequences, including a reallocation of capital from where it is needed most,” External link

EastAfrican Saturday, October 19, 2019 4:49:00 PM EAT

Joshua Oigara said : “We are thankful and excited for the goodwill and support we have received from the shareholders, our regulators and all other stakeholders,” External link

kenyan-post Thursday, October 17, 2019 6:41:00 PM EAT

Joshua Oigara said : “We expect with NBK consolidation we will increase our NPL ratio up to 12 per cent but next year we expect to come down to eight per cent which is close to where we are today at around seven per cent,” External link

businessdailyafrica Sunday, October 6, 2019 11:17:00 PM EAT

Joshua Oigara told : “The merged entity will have a unique opportunity to create a Sh1 trillion balance sheet financial institution by end of 2022,” External link

thestarkenya Saturday, October 5, 2019 7:53:00 AM EAT

Joshua Oigara said : “It is true we will demand delivery of our contract for the borrowers, whether it is NBK or KCB. That vigour will continue. So we expect to recover a number of those loans,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “Next year is the real recovery period for the loans we have on NBK,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “It is a temporary increase as we re-organise the recovery of those loans,” External link

standardmedia Saturday, October 5, 2019 1:35:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought-provoking platform where leaders from private and public sector, as well as entrepreneurs, will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

PeaceFMGhana Sunday, September 8, 2019 5:34:00 PM EAT

Joshua Oigara said : “We will take a number of integration decisions including rationalisation of our branch network to enhance service delivery to our customers,” “Additionally, we will examine the overall human resource needs to enable efficient business organisation,” External link

standardmedia Saturday, September 7, 2019 12:32:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” External link

tuko Friday, September 6, 2019 8:43:00 AM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

theCitizen Thursday, September 5, 2019 1:46:00 PM EAT

Joshua Oigara said : “This summit aims to create a progressive and thought provoking platform where leaders from private and public sector as well as entrepreneurs will have conversations that inspire economic progress for the continent,” “We are in a very defining moment especially on the demography and age because solutions to world problems come from the young people. We want to ensure that younger entrepreneurs get not only the mentorships and skills but also resources,” External link

nation-ke Thursday, September 5, 2019 12:31:00 PM EAT

Joshua Oigara said : “Soar Africa is the beginning of a movement that is very important to us,” External link

standardmedia Wednesday, September 4, 2019 2:17:00 PM EAT

Joshua Oigara said : “We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

standardmedia Wednesday, September 4, 2019 12:54:00 AM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

businessdailyafrica Tuesday, September 3, 2019 2:26:00 PM EAT

Joshua Oigara said : “We are confident that we shall conclude this process shortly following the receipt of the necessary approvals. We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

thestarkenya Tuesday, September 3, 2019 1:30:00 PM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

thestarkenya Tuesday, September 3, 2019 1:30:00 PM EAT

Joshua Oigara said : “We are confident that we shall conclude this process shortly following the receipt of the necessary approvals. We have received a good indication from NBK shareholders and we shall announce the official results within the legally stipulated timelines so as to get into the next steps of the transaction,” External link

standardmedia Tuesday, September 3, 2019 12:24:00 PM EAT

Joshua Oigara said : “We have set a target to fully integrate NBK into KCB in 24 months from acquisition. During that period, we will be taking a number of integration decisions including how to best structure NBK in order to more excellently deliver value to our customers,” External link

standardmedia Tuesday, September 3, 2019 12:24:00 PM EAT

Joshua Oigara said : “The (7.5 percent) is of whatever is outstanding which is about Sh53 billion, and that is what we will be paying 7.5 percent and we leave KDIC to resolve what remains in terms of the amount. For that, we will then exclude a number of assets and take a few. So we are also taking 7.5 percent of the loans,” External link

businessdailyafrica Thursday, August 29, 2019 11:01:00 PM EAT

Joshua Oigara said : “We have offered to keep NBK running for the next two years rather than merging it into one entity,” External link

thestarkenya Thursday, August 29, 2019 5:49:00 AM EAT

Joshua Oigara said : “We want to lend to the enterprises but the challenge for banks today is if I lend you Sh100 only Sh90 will come back and for micro-enterprises only Sh85 will come back, so if I lend at 13 per cent I will have to go back to my pocket to top up the remainder and that does not work,” External link

thestarkenya Monday, August 26, 2019 6:48:00 AM EAT

Joshua Oigara added : “Maybe the end result is somewhere in between the current cap, a total repeal or a middle ground. We have to be open for any possibilities,” External link

thestarkenya Monday, August 26, 2019 6:48:00 AM EAT

Joshua Oigara told : “For efficiency, we will see less and less jobs in the industry. In reality, as we build much more investments in our digital channels and agencies, we will see fewer jobs in our establishments,” External link

businessdailyafrica Sunday, August 18, 2019 10:53:00 PM EAT

Joshua Oigara said : “The deal will go on despite the ongoing restriction,” External link

thestarkenya Friday, August 16, 2019 10:21:00 AM EAT

Joshua Oigara said : “We are on-course still engaging with parliament with questions they raised. We are confident that both transactions will be completed by August 30,” External link

thestarkenya Friday, August 16, 2019 10:21:00 AM EAT

Joshua Oigara said : “It has taken long to resolve the transaction. The assets do not match. Initially we had estimated $100 million (Sh10 billion) as we announced last year, but what we see after due diligence is that this has come down to less than half,” “We see less loans that we will be able to take now even though this does not stop us from going back and relooking into the entire portfolio of the original loans” External link

businessdailyafrica Friday, August 16, 2019 9:53:00 AM EAT

Joshua Oigara said : “A big number of loans are going to remain with KDIC. We are only buying the good loans. If finally we take half, it will be because that is what is available in reality,” External link

businessdailyafrica Friday, August 16, 2019 9:53:00 AM EAT

Joshua Oigara told : “The best target is to reach 90 per cent in terms of a success rate for all the shareholders,” External link

standardmedia Thursday, August 15, 2019 3:12:00 PM EAT

Joshua Oigara said : “This is a business that can easily generate between 3 to 5 billion shillings of earnings every year,” External link

standardmedia Thursday, August 15, 2019 3:12:00 PM EAT

Joshua Oigara said : “We had a strong second quarter and witnessed continued growth across our businesses segments,” External link

angop Thursday, August 15, 2019 1:14:00 PM EAT

Joshua Oigara said : "We had a strong second quarter and witnessed continued growth across our businesses segments," External link

4-traders Thursday, August 15, 2019 11:15:00 AM EAT

Joshua Oigara said : “We had a strong second quarter and witnessed continued growth across our businesses segments,” External link

standardmedia Thursday, August 15, 2019 9:44:00 AM EAT

Joshua Oigara said : “The leadership summit will encourage senior and emerging leaders across industries in Africa to work together on ideas to promote close collaboration on addressing local and global challenges,” “We believe it will provide a unique platform to discuss key issues to enable sustainable transformative growth and entrepreneurship across the continent” External link

businessdailyafrica Monday, August 5, 2019 10:13:00 PM EAT

Joshua Oigara insisted : “Today what the focus should be is on the private sector,” External link

africanbusinessmagazine Tuesday, July 2, 2019 12:29:00 PM EAT

Joshua Oigara said : “This transaction fits within KCB’s expansion strategy and gives it a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region. This will further consolidate the banking sector in Kenya and will create a stronger institution enabling KCB to play a bigger role in the financial inclusion agenda,” External link

standardmedia Tuesday, June 25, 2019 6:23:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

thestarkenya Friday, May 31, 2019 5:10:00 AM EAT

Joshua Oigara says : “We have taken measures to reacquaint our staff on all the regulations and processes to be followed in the event of suspicious transactions,” External link

businessdailyafrica Sunday, May 26, 2019 10:45:00 PM EAT

Joshua Oigara said : “The performance is as a result of a sustained strategy that is anchored on a simplified customer journey and products that provide solutions to our customers,” External link

businessdailyafrica Thursday, May 23, 2019 11:28:00 AM EAT

Joshua Oigara said : “We expect some inflationary headwinds in the economy as a result of lower rainfall in Kenya and increasing fuel prices. The Group has capacity to navigate through this and are therefore optimistic we will maintain our positive growth trajectory,” External link

thestarkenya Thursday, May 23, 2019 4:57:00 AM EAT

Joshua Oigara said : “The two transactions are within the Group’s expansion strategy and give KCB a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region while building a robust and financially sustainable organisation,” External link

thestarkenya Thursday, May 23, 2019 4:57:00 AM EAT

Joshua Oigara said : "This comprised of 56% on mobile, 27% on agency, internet and POS and 8% on the ATM. In line with the strategic shift and investment in our digital channels, non-branch revenue grew 137% to KSh 3.2 billion driven by disbursement of mobile loans, which grew 270% from KSh 9.2 billion in March 2018 to KSh 33.8 billion in March 2019," External link

tuko Wednesday, May 22, 2019 9:34:00 PM EAT

Joshua Oigara said : “We expect some inflationary headwinds in the economy as a result of lower rainfall in Kenya and increasing fuel prices. The Group has capacity to navigate through this and are therefore optimistic we will maintain our positive growth trajectory,” External link

thestarkenya Wednesday, May 22, 2019 7:45:00 PM EAT

Joshua Oigara said : “The two transactions are within the Group’s expansion strategy and give KCB a stronger edge to play a bigger role in driving the financial inclusion agenda in the East African region while building a robust and financially sustainable organisation,” External link

thestarkenya Wednesday, May 22, 2019 7:45:00 PM EAT

Joshua Oigara said : “I have three years to the end of my 10-year contract. I have done what was supposed to be done. There is no need in overstaying,” External link

thestarkenya Saturday, May 18, 2019 4:31:00 PM EAT

Joshua Oigara says : “Africa’s banking markets are among the most exciting in the world,” External link

euromoney Wednesday, May 15, 2019 1:39:00 PM EAT

Joshua Oigara says : “Kenya has over 40 licensed commercial banks, against a population of over 45 million people,” External link

euromoney Wednesday, May 15, 2019 1:39:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

nation-ke Monday, May 13, 2019 5:47:00 PM EAT

Joshua Oigara said : "Ethiopia is a restricted market but there are reforms going on. We are optimistic they will allow Kenyan banks," External link

xinhuanet_en Monday, May 13, 2019 5:40:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

businessdailyafrica Wednesday, May 8, 2019 2:49:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions, enabling KCB to play a bigger role in the financial inclusion agenda,” External link

nation-ke Wednesday, May 8, 2019 2:10:00 PM EAT

Joshua Oigara said : “Big data analytics, artificial intelligence, robotics, open data initiatives will all determine the success of the banks…innovation is key,” External link

thestarkenya Monday, May 6, 2019 6:50:00 AM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

nation-ke Saturday, April 27, 2019 9:26:00 PM EAT

Joshua Oigara said : “The proposed transaction acquisition will accelerate the group’s growth ambitions and enhance value…” External link

theafricareport Wednesday, April 24, 2019 5:17:00 PM EAT

Joshua Oigara said : “The proposed transaction will further consolidate the banking sector in Kenya and will create stronger institutions enabling KCB to play a bigger role in the financial inclusion agenda. The acquisition would accelerate the Group’s growth ambitions and enhance value to all stakeholders,” External link

kenyastar Saturday, April 20, 2019 12:20:00 AM EAT

Joshua Oigara said : “Our main area of focus is to have a business and presence in Ethiopia. We hope that by the end of 2020 we can be allowed to go further whether by opening a branch or through our mobile lending platform,” External link

EastAfrican Wednesday, March 20, 2019 1:45:00 PM EAT

Joshua Oigara said : “Our main area of focus is to have a business and presence in Ethiopia. We hope that by the end of 2020 we can be allowed to go further whether by opening a branch or through our mobile lending platform,” External link

businessdailyafrica Tuesday, March 19, 2019 11:34:00 PM EAT

Joshua Oigara said : “We are behind these rules. We have to protect our financial sector,” External link

businessdailyafrica Thursday, March 7, 2019 8:50:00 AM EAT

Joshua Oigara said : “We are behind these rules. We have to protect our financial sector,” External link

nation-ke Thursday, March 7, 2019 8:50:00 AM EAT

Joshua Oigara said : “Looking ahead, we expect our performance in 2019 to be driven by renewed investor confidence and rebound in the East Africa economy. The Banking sector is expected to grow in tandem with the broader market and therefore, we are optimistic we will maintain our growth this year,” External link

thestarkenya Thursday, March 7, 2019 6:56:00 AM EAT

Joshua Oigara said : “This was on the back of solid operating income of Sh71.8 billion—largely from interest income, fees and commissions— and lower costs which reduced one percent to Sh34.7 billion during the period,” “Our focus on customers, as well as our diversified business model and strong risk discipline helped us to produce another solid year of financial performance in 2018, even as we navigated the pressures of interest rates cap in Kenya and economic volatility in some of our subsidiaries” External link

businessdailyafrica Wednesday, March 6, 2019 10:40:00 PM EAT

Joshua Oigara told : “The next frontier for growth for us in the market will be inorganic growth because ultimately it is about taking market share,” External link

kenyastar Monday, January 28, 2019 7:38:00 PM EAT

Joshua Oigara said : “The best model has to be risk-based pricing on the customer’s profile, so in the long run we have to remove the cap,” External link

kenyastar Monday, January 28, 2019 7:38:00 PM EAT

Joshua Oigara said : “KCB is participating in the KMRC initiative and we see this as a great avenue to transform the housing market in Kenya,” External link

standardmedia Thursday, January 17, 2019 9:33:00 AM EAT

Joshua Oigara said : “Last year, the industry registered almost 44 million accounts and of those, more than half, 27 million, are mobile,” External link

standardmedia Monday, December 24, 2018 12:26:00 AM EAT

Joshua Oigara said : “We are continually reimagining digital finance. There is the need for us to embrace innovation and digitisation beyond our current realm of operations” External link

standardmedia Monday, December 24, 2018 12:26:00 AM EAT

Joshua Oigara added : “We are at looking at some branches...It will be a few. It’s too early days but by January we will know. We will take a few,” External link

businessdailyafrica Friday, December 21, 2018 11:26:00 AM EAT

Joshua Oigara said : “This is a significant milestone, which is yet another convincing mark of Kenya’s financial sector’s ability to offer viable solutions benchmarked against global best practices,” External link

businessdailyafrica Friday, December 21, 2018 11:26:00 AM EAT

Joshua Oigara said : "KCB Bank Rwanda has done considerably well to get to this point. Ten years of business is commendable and it signifies that the right foundations have been laid for sustained success. So, while we celebrate ten years of milestone let's also be cognisant of the effort we will require for the next ten years," "The bank is pleased to have played a part in driving Rwanda's economic agenda over the past ten years and this will undoubtedly serve as a constant reminder of KCB Bank's intention to drive development in Rwanda," External link

allafrica Tuesday, December 11, 2018 10:15:00 AM EAT

Joshua Oigara said : “KCB Bank Rwanda has done considerably well to get to this point. Ten years of business is commendable and it signifies that the right foundations have been laid for sustained success. So, while we celebrate ten years of milestone let’s also be cognisant of the effort we will require for the next ten years,” “The bank is pleased to have played a part in driving Rwanda’s economic agenda over the past ten years and this will undoubtedly serve as a constant reminder of KCB Bank’s intention to drive development in Rwanda,” External link

newtimes-RW Tuesday, December 11, 2018 12:15:00 AM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 8:56:00 PM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 7:58:00 PM EAT

Joshua Oigara added : “We are committed to scaling up the investment to build small enterprises as they offer the greatest potential to self-employment. They will now be able to access financing which will allow them to grow and therefore absorb the skilled workforce,” External link

tuko Thursday, December 6, 2018 7:29:00 PM EAT

Joshua Oigara said : “The business fundamentals remain strong and we are optimistic of a stronger performance in the remaining part of the year. We are continually pursuing a sustainable business model and excellence in customer experience to enable us play a more catalytic role in East Africa’s economic journey,” “The banking sector continues to undergo numerous challenges and as a bank, our continuous innovation and customer centric orientation ensures that we remain focused on acting as an enabler for progress to our customers. That is what drives us to excellence,” External link

dailymonitor Wednesday, August 9, 2017 2:13:00 AM EAT

Joshua Oigara said : “This strategy focuses on growing digital banking so as to enhance the experience of our customers whenever they interact with us and at the same time spread our network in KCB,” External link

dailymonitor Wednesday, August 9, 2017 2:13:00 AM EAT

Joshua Oigara said : “This strategy focuses on growing digital banking so as to enhance the experience of our esteemed customers whenever they interact with us and at the same time spread our network in KCB,” External link

thestarkenya Thursday, August 3, 2017 2:36:00 AM EAT

Joshua Oigara said : “The banking sector continues to undergo numerous challenges and as a Bank, our continous innovation and customer centric orientation ensures that we remain focused on acting as an enabler for progress to our customers. That is what drives us to excellence,” External link

capitalfm Wednesday, August 2, 2017 7:14:00 PM EAT

Joshua Oigara added : “This strategy focuses on growing digital banking so as to enhance the experience of our esteemed customers whenever they interact with us and at the same time spread our network in KCB,” External link

capitalfm Wednesday, August 2, 2017 7:14:00 PM EAT

Joshua Oigara adds : “It is our view that fintech is the future of the Bank and we are therefore re-engineering our set up to bring in more simplicity and efficiency while expanding our channel. The acceleration of technology today allows us to imagine unprecedented growth of our business,” External link

capitalfm Thursday, March 9, 2017 2:37:00 PM EAT

Joshua Oigara said : “We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime,” External link

dailymonitor Thursday, February 23, 2017 8:03:00 AM EAT

Joshua Oigara said : “We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime,” External link

newtimes-RW Thursday, February 23, 2017 5:03:00 AM EAT

Joshua Oigara said ( about Medium Enterprises ) : “The programme aims to capitalize on the untapped potential of Micro Small and Medium Enterprises. If grown to scale, youth-led microenterprises hold the greatest promise of increasing the employment and wealth creation opportunities for young men and women in the region. 2jiajiri aims to revitalize youth employment, restore a culture of self-reliance and stimulate the entrepreneurial spirit among the young, with the cumulative effects of which will be felt in the wider economy,” External link

capitalfm Friday, February 10, 2017 4:00:00 PM EAT

Joshua Oigara said ( about Medium Enterprises ) : “The programme aims to capitalize on the untapped potential of Micro Small and Medium Enterprises. If grown to scale, youth-led microenterprises hold the greatest promise of increasing the employment and wealth creation opportunities for young men and women in the region. 2jiajiri aims to revitalize youth employment, restore a culture of self-reliance and stimulate the entrepreneurial spirit among the young, with the cumulative effects of which will be felt in the wider economy,” External link

capitalfm Tuesday, February 7, 2017 8:42:00 PM EAT

Joshua Oigara said : “We have branches remaining for some kind of work but in reality the shift for our business is going to be using the mobile as the basis to drive a better experience and better relationship with our customers,” External link

thestarkenya Thursday, January 26, 2017 12:09:00 PM EAT

Joshua Oigara said : “We believe this contribution will transform the lives of the communities in Garissa and Tana River as part of our social responsibility investments,” External link

reliefWeb Wednesday, December 28, 2016 8:03:00 PM EAT

Joshua Oigara said : “We believe this contribution will transform the lives of the communities in Garissa and Tana River as part of our social responsibility investments,” External link

standardmedia Tuesday, December 20, 2016 7:52:00 PM EAT

Joshua Oigara said : “The bank will focus more on technology to drive future business. The uptake of non branch channels has contributed 73 percent of total bank transactions,” External link

capitalfm Saturday, November 12, 2016 11:47:00 PM EAT

Joshua Oigara said : “The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels,” External link

nation-ke Saturday, November 12, 2016 10:56:00 PM EAT

Joshua Oigara said : “The bank has completed raising tier II capital and the exercise has been closed. We were initially targeting to raise $100 million (Sh10 billion). We believe we now have a good base for 2017,” External link

standardmedia Friday, November 11, 2016 10:48:00 PM EAT

Joshua Oigara said : "The performance reflects continued resilience across the seven markets that we operate in. The business benefitted largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "The uptake of non-branch channels has contributed 73% of our total Bank transactions in comparison to last year at 62% with mobile contributing the highest from 29% to 35% in line with our digital financial services strategy," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "We see the new fin-tech capabilities giving us a strong business position and stable performance in the coming years as the future of banking shifts into digital," External link

allafrica Thursday, November 10, 2016 8:55:00 AM EAT

Joshua Oigara said : "The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "We see stability in the sector and obviously we are seeing huge interest from our clients in terms of loan requests based on the new regime," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "The number of users of our mobile banking channel stands at 10.2 million while the number of mobile accounts grew by 98 per cent from 4.3 million in quarter three of 2015 to 8.3 million in a similar period this year. As such the registered customers on mobile make up over 75 per cent of the total customer base in the bank," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : "We do not see ourselves shutting down branches. Whereas we may not open new ones, we, unlike other banks will not shut down branches," External link

allafrica Wednesday, November 9, 2016 12:17:00 PM EAT

Joshua Oigara said : “result of customers seeking to place their money where they felt safe” "The pressure on the South Sudan pound has continued to grow since December 2015 when the currency was floated. But there has been a continued resilience in other six markets that we operate in," External link

thestarkenya Wednesday, November 9, 2016 9:58:00 AM EAT

Joshua Oigara said : “The performance reflects continued resilience across the seven markets that we operate in. The business benefited largely from a diversified income structure, prudent cost management and deliberate investments in infrastructure and digital channels,” External link

businessdailyafrica Tuesday, November 8, 2016 11:04:00 PM EAT

Joshua Oigara commented : “The rating confirms KCB fundamentals remain strong and we are going all out to solidify this position,” External link

standardmedia Thursday, October 20, 2016 8:26:00 PM EAT

Joshua Oigara said : “The goal of this project is to enhance entrepreneurship competencies to create jobs and reduce poverty,” External link

standardmedia Wednesday, October 5, 2016 12:29:00 AM EAT

Joshua Oigara said : “The system review now allows the bank to accommodate more loan requests. We have also enhanced the credit scoring model as our way of deepening uptake of financial services,” External link

thestarkenya Thursday, September 29, 2016 1:46:00 AM EAT

Joshua Oigara said : “We have seen a sharp rise in loan requests on all our mobile loans following the decrease in interest rates, meaning the platform remains central in further deepening the financial inclusion agenda,” External link

thestarkenya Thursday, September 29, 2016 1:46:00 AM EAT

Joshua Oigara said : “The system review now allows the Bank to accommodate more loan requests. We have also enhanced the credit scoring model as our way of deepening uptake of financial services,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : “We have seen a sharp rise in loan requests on all our mobile loans following the decrease in interest rates, meaning the platform remains central in further deepening the financial inclusion agenda,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : “Mobile banking, which is a key lever of our digital banking agenda, remains crucial to our growth story in the coming years. From a collaboration perspective, KCB MPESA is a flagship partnership that is redefining the mobile payments space in Kenya,” External link

standardmedia Wednesday, September 28, 2016 4:07:00 PM EAT

Joshua Oigara said : "KCB South Sudan continues to work closely with the Government of South Sudan and the Bank of South Sudan with regard to resolutions on UN Security Council Sanction List 2206. The bank remains committed to safeguarding the confidentiality of customer information as required in the respective banking laws of our markets," External link

allafrica Monday, September 19, 2016 2:01:00 PM EAT

Joshua Oigara said ( about Trust Bank ) : “No charge can be imposed by a bank before approval by the Central Bank,” “Typically, the way someone who is selling bread or any kind of products or the transport sector will increase (cost of) its product for fuel, that's how banks look at their charges as well because of inflation” External link

thestarkenya Saturday, September 17, 2016 8:16:00 AM EAT

Joshua Oigara said : "We advise that KCB being a regulated entity deploys global standards applicable to anti- money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations," External link

allafrica Thursday, September 15, 2016 6:14:00 PM EAT

Joshua Oigara said : "We advise that KCB being a regulated entity deploys global standards applicable to anti- money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations," External link

allafrica Thursday, September 15, 2016 5:23:00 PM EAT

Joshua Oigara said : “We advise that KCB, being a regulated entity, deploys global standards applicable to anti-money laundering guidelines and know-your-customer requirements provided by the regulators in all the countries of our operations,” External link

nation-ke Thursday, September 15, 2016 1:39:00 AM EAT

Joshua Oigara said : “The industry will have to be more innovative on how we look at our costs, new products of improving the market (and) growing our share. Affordable credit credit is good for the economy,” External link

thestarkenya Tuesday, September 13, 2016 7:11:00 PM EAT

Joshua Oigara said : “These are part of our efforts to leave a solid footprint on the agricultural sector since we appreciate the oft stated fact that agriculture remains the backbone of the economies we operate in,” External link

standardmedia Friday, September 9, 2016 7:47:00 PM EAT

Joshua Oigara says : “We have seen the impact that even a small intervention can make for those who did not have access to funding in the past. The multiplier effect in the agricultural sector is enormous,” External link

standardmedia Friday, September 9, 2016 7:47:00 PM EAT

Joshua Oigara said : "For agriculture to succeed, it must be owned by the young people who are full of energy. They have the passion but lack the financing required to undertake intensive agricultural projects. We are ready to advance them this money so that they too can become employers and earn a living," External link

allafrica Thursday, September 8, 2016 3:38:00 PM EAT

Joshua Oigara said : "For agriculture to succeed, it must be owned by the young people who are full of energy. They have the passion but lack the financing required to undertake intensive agricultural projects. We are ready to advance them this money so that they too can become employers and earn a living," External link

allafrica Thursday, September 8, 2016 2:28:00 PM EAT

Joshua Oigara said : "We have realised that agriculture can't succeed if it is not owned by youths who are energetic and innovative and technology-savvy. KCB is ready to give them loans to realise their dream of becoming employers and earning a living," External link

standardmedia Wednesday, September 7, 2016 10:25:00 PM EAT

Joshua Oigara said : "It is upon the gazettement of the rules that we will have clarity on whether it is the CBR or KBRR that will be used. For now, we have decided to apply the 400 basis points to the CBR," External link

allafrica Monday, September 5, 2016 2:05:00 PM EAT

Joshua Oigara said ( about Amendment Bill ) : "It is an issue we have not been able to finalise on. We do believe that finally, the Banking Amendment Bill will affect some mobile loans as well," External link

allafrica Monday, September 5, 2016 2:05:00 PM EAT

Joshua Oigara said : "This exercise of reviewing the current facilities will commence tomorrow, September 1, 2016 and we urge our customers to get in touch with their branch managers," External link

nation-ke Wednesday, August 31, 2016 5:21:00 PM EAT

Joshua Oigara said : "This exercise of reviewing the current facilities will commence tomorrow, September 1, 2016 and we urge our customers to get in touch with their branch managers," External link

businessdailyafrica Wednesday, August 31, 2016 5:19:00 PM EAT

Joshua Oigara said : “If you talk about 10 transactions we have seven of them comprising mobile and agency banking,” External link

nation-ke Monday, August 22, 2016 2:22:00 PM EAT

Joshua Oigara added : “The ubiquitous mobile phone has changed the way financial services are consumed. It has made it cheaper and more convenient for accountholders to access their bank accounts,” External link

coastweek Friday, August 19, 2016 5:11:00 PM EAT

Joshua Oigara added : “The ubiquitous mobile phone has changed the way financial services are consumed. It has made it cheaper and more convenient for account holders to access their bank accounts,” External link

standardmedia Thursday, August 18, 2016 12:35:00 PM EAT

Joshua Oigara said : "We have had a strong sense of results growing at 14 percent in terms of our earnings so far this year across our businesses, which is despite the technical adjustments of the currency in South Sudan from a fixed rate to a floating rate which means that the exchange rate is determined by the market forces," External link

allafrica Friday, August 5, 2016 11:49:00 AM EAT

Joshua Oigara explained : "Our Islamic arm, KCB Sahl, managed to bounce from a low start to post Sh43 million, owing to the bank's increased investment, introduction of more niche products and a sharp growth in customer numbers," External link

allafrica Friday, August 5, 2016 11:49:00 AM EAT

Joshua Oigara told : “Our job at Chase bank is actually complete. The bank is now able to run on its own. There is nothing else for us to do at the bank," Mr Oigara said Thursday. "What remains is an independent business review, which is the assignment to be done by KDIC and CBK,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara added ( about Chase Bank ) : “Chase Bank has been a miracle in the region. KCB appointment period was one year and we have played our role. This had never been tried elsewhere. Some 25 banks closed (in Kenya) and never came back,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara said ( about Chase Bank ) : “We have not invested in Chase Bank. We can walk away today saying we have set the bank back into motion,” External link

standardmedia Thursday, August 4, 2016 11:19:00 PM EAT

Joshua Oigara said : “We have had a strong sense of results growing at 14 percent in terms of our earnings so far this year across our businesses, which is despite the technical adjustments of the currency in South Sudan from a fixed rate to a floating rate which means that the exchange rate is determined by the market forces,” External link

capitalfm Thursday, August 4, 2016 4:52:00 PM EAT

Joshua Oigara explained : “Our Islamic arm, KCB Sahl, managed to bounce from a low start to post Sh43 million, owing to the bank’s increased investment, introduction of more niche products and a sharp growth in customer numbers,” External link

capitalfm Thursday, August 4, 2016 4:52:00 PM EAT

Joshua Oigara explained ( about Chase Bank ) : “What remains now is ensuring that Chase Bank can take deposits and carry out lending to its customers,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : “Unlike public opinion out there, KCB’s role was to stabilize the bank and not to purchase it. The international firm whose identity I cannot reveal now, will carry out due diligence and its report will be presented to CBK in a month’s time,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : “Putting up the basic operational structures for the bank formed 95 per cent of our mandate as receiver managers. What remains now is the five per cent bit that involves ensuring the bank can comfortably take deposits and lend to customers. This remaining bit will be finalised in the next three weeks,” External link

standardmedia Friday, July 29, 2016 12:08:00 AM EAT

Joshua Oigara said : "Somalia is part of the plan and nothing has been decided on the market at this point in time," External link

allafrica Friday, June 10, 2016 6:48:00 PM EAT

Joshua Oigara said : "Somalia is part of the plan and nothing has been decided on the market at this point in time," External link

allafrica Tuesday, June 7, 2016 1:23:00 PM EAT

Joshua Oigara said : "We will have a competitive process to select an independent auditor. That is between KDIC and us," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We cannot make another move until we have a comprehensive review. I think that will be a very good way of assessing the business," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We have had a fairly good success in the last one month. Initially we had a facility of Sh5 billion which we would pay depositors; so far we've been able to pay out close to Sh3 billion. We have seen in addition of Sh1 billion in deposits in this period," External link

allafrica Thursday, June 2, 2016 6:23:00 PM EAT

Joshua Oigara said : "We see difficulties in the settlement of bills and payments in the last quarter. We do expect this to improve in any case by the second half of the year. It is mainly temporary in my view. It is not something that is systemic across all our customers," External link

allafrica Monday, May 30, 2016 5:38:00 PM EAT

Joshua Oigara said : "This is the impact of high interest rates in December. Generally as the interest rates increased, we don't see a growth in loans," External link

allafrica Monday, May 30, 2016 5:38:00 PM EAT

Joshua Oigara said : “We are confident that digital payments and mobile money will deliver significant growth for the Group,” External link

thestarkenya Friday, May 27, 2016 8:54:00 AM EAT

Joshua Oigara said : "We do not have a particular timeline when this audit will be complete, but yes, we have contracted an international forensic firm," External link

allafrica Monday, May 23, 2016 6:01:00 PM EAT

Joshua Oigara said : “We expect to obtain more volumes in terms of business transactions, loan book and customer numbers, using this technology platform,” External link

in2eastafrica Thursday, March 19, 2015 1:03:00 AM EAT

Joshua Oigara said : “We are also looking at issuing more payment cards, participating in e-Government as well as providing solutions to e-Transport,” External link

in2eastafrica Thursday, March 19, 2015 1:03:00 AM EAT

Joshua Oigara said : “We want to increase our presence in the African continent in order to tap into the new and emerging opportunities,” External link

coastweek Friday, February 27, 2015 4:43:00 PM EAT

Joshua Oigara said : "We want to increase our presence in the African continent in order to tap into the new and emerging opportunities," External link

xinhuanet_en Thursday, February 26, 2015 3:04:00 PM EAT



Key Titles and Phrases Count Lang Last Seen
chief executive12.37%EN05/26/201726/05/2017
executive11.05%EN05/26/201726/05/2017
kcb group chief executive5.00%EN05/26/201726/05/2017
ceo25.26%EN05/09/201709/05/2017
kcb group ceo14.21%EN05/09/201709/05/2017
chief executive officer6.05%EN04/21/201721/04/2017
officer3.95%EN04/21/201721/04/2017
group ceo3.68%EN03/09/201709/03/2017
kcb group chief executive officer6.32%EN12/28/201628/12/2016
kenya commercial bank ceo1.58%EN10/20/201620/10/2016
commercial bank ceo1.58%EN10/20/201620/10/2016
kenya commercial bank chief executive officer0.53%EN10/16/201616/10/2016
commercial bank chief executive officer0.53%EN10/16/201616/10/2016
managing director3.16%EN10/05/201605/10/2016
director1.84%EN10/05/201605/10/2016
former managing director0.26%EN09/16/201616/09/2016
chairman0.26%EN08/25/201625/08/2016
head0.26%EN08/05/201605/08/2016
electricity regulation commission chairman0.79%EN06/27/201627/06/2016
group chief executive officer0.26%EN05/26/201626/05/2016
ceo of kenya1.05%EN02/26/201526/02/2015
Names Lang Count
Joshua OigaraEN99.40%
Joshua OigaraFR0.60%


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