Shayne Elliott said : “We will all miss her experience, wise counsel and down-to-earth leadership style. However, as one of the most experienced wealth executives in the country, she is ideally placed to lead AMP through its next phase and we all wish her well on the challenge,” “It is also a good thing our most senior women are being selected for these high-profile and challenging roles. It shows we are providing our people with the opportunities they deserve and Alexis’s appointment as CEO of AMP is ultimately in the best interest of the Australian business community”

smh Monday, April 5, 2021 6:43:00 AM EAT

Shayne Elliott said : “We will all miss her experience, wise counsel and down-to-earth leadership style. However, as one of the most experienced wealth executives in the country, she is ideally placed to lead AMP through its next phase and we all wish her well on the challenge,” “It is also a good thing our most senior women are being selected for these high-profile and challenging roles. It shows we are providing our people with the opportunities they deserve and Alexis’s appointment as CEO of AMP is ultimately in the best interest of the Australian business community”

watoday Thursday, April 1, 2021 11:49:00 AM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

smh Thursday, March 11, 2021 5:32:00 PM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

watoday Thursday, March 11, 2021 5:27:00 PM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

theherald-au Thursday, March 11, 2021 4:25:00 PM EAT

Shayne Elliott told : “It’s just asset price inflation,”

dailytelegraph Friday, March 5, 2021 10:13:00 AM EAT

Shayne Elliott told : "It's just asset price inflation,"

qt Friday, March 5, 2021 8:47:00 AM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

smh Thursday, March 4, 2021 10:11:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

theage Thursday, March 4, 2021 12:58:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

brisbanetimes Thursday, March 4, 2021 12:36:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

watoday Thursday, March 4, 2021 12:05:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

smh Thursday, March 4, 2021 11:34:00 AM EAT

Shayne Elliott said : “That was based on a whole bunch of scenarios around house prices falling and unemployment being high,” “Actually during the December quarter what we found is that the outlook isn’t quite as bad as that and so that meant we were able to just trim those back a little bit”

smh Thursday, February 18, 2021 11:05:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

smh Thursday, February 18, 2021 2:49:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

brisbanetimes Thursday, February 18, 2021 2:15:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

theage Thursday, February 18, 2021 1:58:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

smh Thursday, February 18, 2021 1:26:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

watoday Thursday, February 18, 2021 1:23:00 AM EAT

Shayne Elliott said : “ANZ is well positioned heading into the remainder of 2021 with good momentum in our core activities. The work done to simplify and de-risk the business over the past five years set us up well and we have the capital, liquidity and operational capacity to continue to support our customers and the broader economy through what remains a volatile period,”

foreignaffairs-nz Thursday, February 18, 2021 1:17:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

theherald-au Thursday, February 18, 2021 1:06:00 AM EAT

Shayne Elliott said : “Michelle can be incredibly proud of all she has achieved at ANZ. As a highly strategic CFO, she has transformed our finance function while also being instrumental in the simplification and strengthening of the organisation. She will always remain a good friend of the bank and I personally thank her for her considerable contribution over the past four and a half years,”

foreignaffairs-nz Tuesday, December 22, 2020 1:11:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

theherald-au Wednesday, December 2, 2020 12:12:00 PM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

watoday Wednesday, December 2, 2020 10:09:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

brisbanetimes Wednesday, December 2, 2020 10:06:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

theage Wednesday, December 2, 2020 10:05:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

smh Wednesday, December 2, 2020 9:51:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

portstephensexaminer Sunday, November 22, 2020 1:31:00 PM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

smh Tuesday, November 3, 2020 9:24:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theherald-au Tuesday, November 3, 2020 8:59:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

brisbanetimes Tuesday, November 3, 2020 8:57:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

watoday Tuesday, November 3, 2020 8:55:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theage Tuesday, November 3, 2020 8:48:00 AM EAT

Shayne Elliott disse : “Há toda essa liquidez a fluir e eu não tenho muita utilização produtiva para ela, porque as pessoas não a querem”

diarioeconomico Saturday, October 31, 2020 12:55:00 AM EAT

Shayne Elliott said : "There's all this liquidity flushing around and I don't have much productive use for it, because people don't want it. "

heart Friday, October 30, 2020 4:43:00 PM EAT

Shayne Elliott added : "It actually becomes a bit of a problem because it... becomes a drag to our margins"

heart Friday, October 30, 2020 4:43:00 PM EAT

Shayne Elliott said : "There's all this liquidity flushing around and I don't have much productive use for it, because people don't want it. "

skynews Friday, October 30, 2020 2:38:00 PM EAT

Shayne Elliott added : "It actually becomes a bit of a problem because it... becomes a drag to our margins"

skynews Friday, October 30, 2020 2:38:00 PM EAT

Shayne Elliott said : "Money is essentially free today. Making it more free doesn't really change anything,"

BangkokPost Friday, October 30, 2020 11:32:00 AM EAT

Shayne Elliott said : "Money is essentially free today. Making it more free doesn't really change anything,"

4-traders Friday, October 30, 2020 9:48:00 AM EAT

Shayne Elliott said : "We have a strong balance sheet with record levels of capital and liquidity as well as provisions for potential future losses,"

qt Friday, October 30, 2020 8:11:00 AM EAT

Shayne Elliott said : "I want to assure you that this is absolutely not the case,"

qt Friday, October 30, 2020 8:11:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : “We never could have forecast 2020, a year that started with devastating bushfires in Australia and unwound with the waves of a pandemic that continues today,”

themalaymailonline Thursday, October 29, 2020 6:04:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking," "Customers who opted for deferrals were good customers, who up until COVID were making payments on time and many were ahead of schedule. From no fault of their own, they were stood down from their job, or their business was made illegal"

smh Thursday, October 29, 2020 5:27:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

dailyadvertiser Thursday, October 29, 2020 4:00:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

illawarramercury Thursday, October 29, 2020 3:01:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

maitlandmercury Thursday, October 29, 2020 2:55:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

bordermail Thursday, October 29, 2020 2:49:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

yahoo-au Thursday, October 29, 2020 2:44:00 AM EAT

Shayne Elliott said : "While Covid is having a massive impact on people's lives and the economy, actually at the bank that doesn't really come through in the result for 2020," "That may yet come and more likely to have real impacts in 2021"

4-traders Thursday, October 29, 2020 1:11:00 AM EAT

Shayne Elliott said : “While our immediate focus has been on assisting customers, we have also taken steps to protect the interests of our shareholders by maintaining our strong capital position, tightly managing costs and bolstering credit reserves, while still managing to pay a prudent dividend without diluting their holdings,”

foreignaffairs-nz Thursday, October 29, 2020 12:54:00 AM EAT

Shayne Elliott said : “Finally, I would like to acknowledge the terrific work of our 39,000 people who have done a great job for our customers and shareholders in very difficult circumstances despite competing priorities over this extended period,”

foreignaffairs-nz Thursday, October 29, 2020 12:54:00 AM EAT

Shayne Elliott said : "The Government, industry and regulators have shown flexibility in the response to the pandemic, and this decision will support the economy and customers at a crucial time,"

qt Friday, September 25, 2020 10:28:00 AM EAT

Shayne Elliott said : "We have become more and more cautious,"

theherald-au Thursday, September 24, 2020 7:02:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

smh Thursday, September 24, 2020 4:15:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

brisbanetimes Thursday, September 24, 2020 4:11:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

theage Thursday, September 24, 2020 3:50:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

watoday Thursday, September 24, 2020 3:48:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year … when the crisis will start to hit the banks, if you will,"

watoday Sunday, September 6, 2020 11:48:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year … when the crisis will start to hit the banks, if you will,"

theherald-au Sunday, September 6, 2020 10:45:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

theherald-au Sunday, September 6, 2020 10:45:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

brisbanetimes Sunday, September 6, 2020 5:32:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

brisbanetimes Sunday, September 6, 2020 5:32:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theage Sunday, September 6, 2020 5:20:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

theage Sunday, September 6, 2020 5:20:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

watoday Sunday, September 6, 2020 5:16:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

watoday Sunday, September 6, 2020 5:16:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

smh Sunday, September 6, 2020 5:11:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

smh Sunday, September 6, 2020 5:11:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

smh Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theage Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

watoday Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theherald-au Friday, September 4, 2020 10:36:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

brisbanetimes Friday, September 4, 2020 10:34:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

smh Friday, September 4, 2020 9:55:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

smh Friday, September 4, 2020 9:55:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

theage Friday, September 4, 2020 9:47:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

theage Friday, September 4, 2020 9:47:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

watoday Friday, September 4, 2020 9:46:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

watoday Friday, September 4, 2020 9:46:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

brisbanetimes Friday, September 4, 2020 9:44:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

brisbanetimes Friday, September 4, 2020 9:44:00 AM EAT

Shayne Elliott told : “We think that’s probably more like the middle of next year, when the crisis will start to hit the banks,”

theepochtimes Friday, September 4, 2020 5:21:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

maitlandmercury Friday, September 4, 2020 5:09:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

yahoo-au Friday, September 4, 2020 4:30:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

bordermail Friday, September 4, 2020 4:30:00 AM EAT

Shayne Elliott said : "You can always kick the can further down the road and wait for more and more information, but we think that that is a fair thing to do," "We also have a role in the broader economy. We know that many of our shareholders are retirees, and depend upon that income... and we thought it was a fair decision to make"

smh Wednesday, August 19, 2020 10:46:00 AM EAT

Shayne Elliott said : “You only need to look at the reintroduction of community lockdowns in Victoria and Auckland to realise we all still have a way to go before this virus is behind us,” “There will be more challenges along the way, however I’m confident Australia, New Zealand and the key Asian countries where we operate are well placed to lead a global economic recovery”

Stuff Wednesday, August 19, 2020 2:18:00 AM EAT

Shayne Elliott said : "Our performance during these difficult times demonstrates the strength of our portfolio as we balance the need to support customers and our staff through this global pandemic while also providing a fair return for shareholders. "

4-traders Wednesday, August 19, 2020 1:04:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

brisbanetimes Tuesday, August 4, 2020 8:47:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

smh Tuesday, August 4, 2020 8:24:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

watoday Tuesday, August 4, 2020 8:14:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

theage Tuesday, August 4, 2020 8:13:00 AM EAT

Shayne Elliott said : "We can't save everybody but we can save a lot of people — the people who have positive prospects of getting back into employment and getting their business started again,"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "The four month extension is critically important. We believe that a lot of them will get back on and start paying," "It's not like people have given up, frankly. Most are hanging on and they need a bit of time"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "This is a bit of a setback. I don't want to overplay it. Yes, it's going to be tough, we'll probably see another short-term spike," "I don't think it's going to be overwhelming though"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "Some will require further assistance, perhaps an extension of the deferral, perhaps partial repayments...perhaps even some sort of hardship or a lower rate,"

4-traders Thursday, May 28, 2020 8:37:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

brisbanetimes Monday, May 25, 2020 11:31:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

watoday Monday, May 25, 2020 11:28:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

theage Monday, May 25, 2020 11:28:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

smh Monday, May 25, 2020 11:20:00 AM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

smh Friday, May 1, 2020 5:50:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

theage Friday, May 1, 2020 5:44:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

brisbanetimes Friday, May 1, 2020 5:32:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

watoday Friday, May 1, 2020 5:25:00 PM EAT

Shayne Elliott warned : "the whole structure of the economy will change"

abc-au Friday, May 1, 2020 6:58:00 AM EAT

Shayne Elliott told : "Importantly, we were pricing each of these facilities on a higher cost of capital than we had done previously,"

4-traders Thursday, April 30, 2020 9:48:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,” “It will be the most profound challenge some will experience in their lifetime”

aap-au Thursday, April 30, 2020 8:39:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,” “It will be the most profound challenge some will experience in their lifetime”

theepochtimes Thursday, April 30, 2020 4:51:00 AM EAT

Shayne Elliott added : "The effective use of data, insights and automation will be a key in preparing the bank for the future, particularly as we respond to the challenges presented by COVID-19,"

zdnet Thursday, April 30, 2020 4:10:00 AM EAT

Shayne Elliott said : "The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,"

yahoo-au Thursday, April 30, 2020 2:57:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,”

aap-au Thursday, April 30, 2020 2:51:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,”

aap-au Thursday, April 30, 2020 2:19:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

smh Thursday, March 19, 2020 3:27:00 AM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

brisbanetimes Wednesday, March 18, 2020 5:57:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

theage Wednesday, March 18, 2020 4:55:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

smh Wednesday, March 18, 2020 4:44:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

watoday Wednesday, March 18, 2020 4:41:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

theage Tuesday, March 17, 2020 5:35:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

theage Tuesday, March 17, 2020 5:35:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

brisbanetimes Tuesday, March 17, 2020 5:18:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

brisbanetimes Tuesday, March 17, 2020 5:18:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

smh Tuesday, March 17, 2020 5:13:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

smh Tuesday, March 17, 2020 5:13:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

watoday Tuesday, March 17, 2020 4:58:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

watoday Tuesday, March 17, 2020 4:58:00 PM EAT

Shayne Elliott said : "We have taken a view that the default (to leave repayments unchanged) is in their best interest in the long term, to repay their debt," "And that is a considered view. I find it hard to imagine that I could ever push an argument that it is in my customer's interest to have it for longer"

qt Thursday, March 5, 2020 11:34:00 PM EAT

Shayne Elliott said : "No one is proud of the fact we need to remediate mistakes of the past," "But we are learning from our failures and strengthening the bank as a result"

smh Tuesday, December 17, 2019 10:09:00 AM EAT

Shayne Elliott told : "For retail and commercial banking in Australia, we currently estimate that over 3.4 million bank accounts need fixing,"

yahoo-au Tuesday, December 17, 2019 7:04:00 AM EAT

Shayne Elliott said : "No one is proud of the fact we need to remediate mistakes of the past but we are learning from our failures and strengthening the bank as a result," "We're teaching our people about what wrong and how it affected our customers to ensure we don't make these mistakes again"

yahoo-au Tuesday, December 17, 2019 7:04:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

theage Tuesday, December 17, 2019 4:50:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

brisbanetimes Tuesday, December 17, 2019 4:48:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

smh Tuesday, December 17, 2019 4:41:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

watoday Tuesday, December 17, 2019 4:07:00 AM EAT

Shayne Elliott said : “while the increased capital requirements remain significant … we are confident we can meet the higher requirements without the need to raise additional capital”

bworldcom Thursday, December 5, 2019 10:58:00 PM EAT

Shayne Elliott said : “Given the extended transition period and our strong capital position, we are confident we can meet the higher requirements without the need to raise additional capital,”

news-yahoo Thursday, December 5, 2019 6:42:00 AM EAT

Shayne Elliott pointed out : "all insurance policies come with a cost"

Stuff Saturday, November 23, 2019 7:44:00 PM EAT

Shayne Elliott said : "Banks are in the security business. We've been in that from day dot,"

zdnet Tuesday, November 19, 2019 5:13:00 AM EAT

Shayne Elliott said : "all the high-tech stuff feeds in"

zdnet Tuesday, November 19, 2019 5:13:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

smh Friday, November 15, 2019 10:12:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

smh Friday, November 15, 2019 10:12:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

brisbanetimes Friday, November 15, 2019 9:53:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

brisbanetimes Friday, November 15, 2019 9:53:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

watoday Friday, November 15, 2019 9:51:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

watoday Friday, November 15, 2019 9:51:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

theage Friday, November 15, 2019 9:25:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

theage Friday, November 15, 2019 9:25:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

illawarramercury Friday, November 15, 2019 8:17:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

maitlandmercury Friday, November 15, 2019 8:04:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

bordermail Friday, November 15, 2019 7:51:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

yahoo-au Friday, November 15, 2019 7:37:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

dailyadvertiser Friday, November 15, 2019 7:36:00 AM EAT

Shayne Elliott said : "In addition, ANZ hasn't always approved loans as quickly as we should have,"

yahoo-au Friday, November 15, 2019 6:33:00 AM EAT

Shayne Elliott said : “This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,”

dailytelegraph Monday, November 4, 2019 3:12:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

qt Monday, November 4, 2019 2:22:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

9news Thursday, October 31, 2019 3:43:00 AM EAT

Shayne Elliott said : "In proposing the Final Dividend and franking level, the Board considered the bank's strong capital position and its organic capital generation capacity," "Our decision to reduce franking to a new base reflects the changed shape of our business as well as recognising how important the dividend, franking and predictability is to shareholders"

9news Thursday, October 31, 2019 3:43:00 AM EAT

Shayne Elliott noted ( about Record ) : "The Australian housing market is slowly recovering, however we expect challenging trading conditions to continue for the foreseeable future," "Record low interest rates and intense competition will continue to impact profitability"

abc-au Thursday, October 31, 2019 2:15:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

yahoo-au Thursday, October 31, 2019 1:35:00 AM EAT

Shayne Elliott said : "Geopolitical tensions will also place pressure on earnings given our exposure to global trade, although this can be managed through the diversification of our business," "Increased compliance and remediation costs will also need to be closely managed over the foreseeable future"

yahoo-au Thursday, October 31, 2019 1:35:00 AM EAT

Shayne Elliott said : “This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,”

aap-au Thursday, October 31, 2019 12:58:00 AM EAT

Shayne Elliott said : "The inquiry is a good opportunity to provide facts in what is a complex space and we hope it will provide the public with renewed confidence in the way their home loans are priced,"

yahoo-au Monday, October 14, 2019 1:58:00 AM EAT

Shayne Elliott told : "It is hundreds of millions of dollars when it is added up,"

9news Tuesday, October 8, 2019 6:15:00 AM EAT

Shayne Elliott said : "The royal commission rightly shone a light on the negative impact the over emphasis on individual bonuses within a bank can have on customers and the community," "We are taking action to rebalance the way we pay people so that variable remuneration is a smaller part of our people's take home pay with these reduced bonuses to be determined by the overall performance of the bank"

yahoo-au Tuesday, August 6, 2019 2:30:00 AM EAT

Shayne Elliott said : “Many of those were profitable, perfectly decent businesses, but we decided we can’t do everything well,”

theage Saturday, July 13, 2019 5:13:00 PM EAT

Shayne Elliott said : "We are fortunate enough to have one of Australia's leading commercial lawyers join ANZ to lead our legal function,"

heraldsun Tuesday, May 21, 2019 4:41:00 AM EAT

Shayne Elliott noted : "Unemployment's low. Interest rates are low. Inflation is low,"

abc-au Wednesday, May 1, 2019 5:57:00 PM EAT

Shayne Elliott said : “We’ve got to find a billion dollars actually over that three years,”

smh Wednesday, May 1, 2019 11:19:00 AM EAT

Shayne Elliott told : “Maybe it will just give a bit of juice into the economy, and get a bit more employment, and put a bit of money back into people’s pockets. And what would that do? Well, it would mean people have a little bit more to spend, it would mean that those customers who are struggling in terms of their mortgage would probably get a bit more breathing space,”

smh Wednesday, May 1, 2019 9:01:00 AM EAT

Shayne Elliott said : "More people are getting into hardship, more people are getting behind on their loans,"

smh Wednesday, May 1, 2019 9:01:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "We've screwed up in the past and we've got to get that money back into our customers' hands," "It's 2.6 million accounts we've got to rectify"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "While our decision to step back from certain segments compounded this impact, being more risk averse in the current environment is prudent," "However, we do accept we could have done a better job implementing our new risk settings and are taking steps to improve processes"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

heraldsun Wednesday, May 1, 2019 3:04:00 AM EAT

Shayne Elliott said : "We've screwed up in the past and we've got to get that money back into our customers' hands,"

heraldsun Wednesday, May 1, 2019 3:04:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

dailytelegraph Wednesday, May 1, 2019 2:46:00 AM EAT

Shayne Elliott said : "While our decision to step back from certain segments compounded this impact, being more risk averse in the current environment is prudent," "However, we do accept we could have done a better job implementing our new risk settings and are taking steps to improve processes"

dailytelegraph Wednesday, May 1, 2019 2:46:00 AM EAT

Shayne Elliott said : “The tough retail banking environment will be a reality for the foreseeable future. We knew three years ago there would be strong headwinds and have taken action to respond head-on, including restructuring our Australian business,”

brisbanetimes Wednesday, May 1, 2019 1:48:00 AM EAT

Shayne Elliott said : "It's core to who we are as an institution. We are the largest bank in New Zealand and in fact, on some measures we're the largest company in New Zealand — it's a place we know and love,"

abc-au Wednesday, April 10, 2019 11:58:00 PM EAT

Shayne Elliott said : "Higher standards, based in the law, do apply, and some will find it harder to borrow than before. Our challenge is finding the right balance of prudence and availability within the regulatory framework," "After a period of perhaps being too cautious, ANZ is easing back towards a sensible equilibrium. If we are to serve society, we must support the economy by lending responsibly, and that is what we’re aiming to do"

brisbanetimes Wednesday, March 27, 2019 5:25:00 AM EAT

Shayne Elliott said : “It would be a meaningful increase, it would have more than doubled,”

brisbanetimes Wednesday, March 27, 2019 5:25:00 AM EAT

Shayne Elliott said : "Higher standards, based in the law, do apply, and some will find it harder to borrow than before. Our challenge is finding the right balance of prudence and availability within the regulatory framework," "After a period of perhaps being too cautious, ANZ is easing back towards a sensible equilibrium. If we are to serve society, we must support the economy by lending responsibly, and that is what we’re aiming to do"

smh Wednesday, March 27, 2019 4:28:00 AM EAT

Shayne Elliott said : “It would be a meaningful increase, it would have more than doubled,”

smh Wednesday, March 27, 2019 4:28:00 AM EAT

Shayne Elliott said : "Consumer sentiment has remained generally subdued, with uncertainty around regulation and house prices impacting confidence,"

abc-au Tuesday, February 19, 2019 7:22:00 AM EAT

Shayne Elliott said : "It has been a humbling experience for me, our leaders and all our people - we have learnt from this and accepted responsibility for our failings,"

yahoo-au Monday, February 4, 2019 11:17:00 PM EAT

Shayne Elliott said : "In front of this committee, when the concepts were first raised around open banking, I believe we were the only major to be supportive of that regime," "I believe there are benefits to the economy from it ... I think there's an opportunity, if we get our act together, to actually benefit ANZ as well"

zdnet Tuesday, January 15, 2019 9:57:00 AM EAT

Shayne Elliott said ( about Fred Ohlsson ) : "Fred approached me saying that he and his wife feel that their children are at an ideal age to spend some time living in Sweden. While I'm disappointed Fred will be leaving, I respect his decision to put his family first and take an extended break. "

4-traders Thursday, December 13, 2018 2:29:00 PM EAT

Shayne Elliott said ( about Fred Ohlsson ) : "Fred approached me saying that he and his wife feel that their children are at an ideal age to spend some time living in Sweden. While I'm disappointed Fred will be leaving, I respect his decision to put his family first and take an extended break,"

smh Thursday, December 13, 2018 4:33:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

abc-au Thursday, October 26, 2017 9:30:00 PM EAT

Shayne Elliott said : “The reality is, it is hard out there,”

bloomberg Thursday, October 26, 2017 6:54:00 PM EAT

Shayne Elliott told : "Two years ago it was clear we needed to reshape ANZ's future. Although we had a strong business, the external environment was changing faster than we were and our customers, the community, and our shareholders expected much more from us,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott added : "ANZ is becoming a simpler, more focused bank with the capacity to quickly adapt to the changing environment and invest in the significant organic growth opportunities that exist in our core businesses,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott added : "Reshaping [the bank] is going to be a bit of a constant because we live in a fast-changing world,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott said : "We are moving quickly to meet customer expectations by delivering more of our services through digital channels, with digital sales in Australia up 24 percent,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott said : "Two years ago it was clear we needed to reshape ANZ's future," "We have made some difficult calls in that time and the new shape of ANZ is now emerging"

smh Thursday, October 26, 2017 4:09:00 AM EAT

Shayne Elliott said : "Our financial performance is also continuing to improve. Our cost base has reduced and is down year on year in absolute terms for the first time in 18 years"

smh Thursday, October 26, 2017 4:09:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

radioaustralia Thursday, October 26, 2017 3:31:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

radioaustralianews Thursday, October 26, 2017 3:16:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

abc-au Thursday, October 26, 2017 2:41:00 AM EAT

Shayne Elliott said : "I mean, it's a big exposure for any bank so we watch it like a hawk. I mean it's something we look at the data literally on a daily basis to try and understand you know, it's in our interest to make sure that our customers borrow responsibly and so we do look at that,"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "Two years ago it was clear we needed to reshape ANZ's future," "We have made some difficult calls in that time and the new shape of ANZ is now emerging"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "Our financial performance is also continuing to improve. Our cost base has reduced and is down year on year in absolute terms for the first time in 18 years"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "It's about rising water levels essentially, as a bank lender, that's probably where we have the greatest risk,"

smh Thursday, March 9, 2017 2:36:00 AM EAT

Shayne Elliott said : "Yes. They did leave at about the same time though for varying reasons,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "Were they taken into consideration in thinking the best way to run that business going forward, yes, of course,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "The reason I hesitated is you get into a delicate point of employment law. The reality is most of them were very simple resignations"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "What will happen is that it will be harder for small businesses will have less access to credit and the credit they get will be more expensive and shorter term because the risk is higher,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "Yes. They did leave at about the same time though for varying reasons,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "Were they taken into consideration in thinking the best way to run that business going forward, yes, of course,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "The reason I hesitated is you get into a delicate point of employment law. The reality is most of them were very simple resignations"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "What will happen is that it will be harder for small businesses will have less access to credit and the credit they get will be more expensive and shorter term because the risk is higher,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "Kathryn is a business and people leader who is uniquely suited to ANZ's 21st Century challenges," "Lower growth, technological change, heightened customer and community expectations, and increasing competition are necessitating rapid organisational change"

zdnet Monday, February 27, 2017 9:36:00 AM EAT

Shayne Elliott said : "The reason we are here is I was sick of being hounded on Twitter and email by customers saying, 'When are you going to get Apple Pay?'," "That was sort of a joke, but actually it's real, it's true, we're here today because customers want this. As a customer-focused bank who believes in innovation and the absolute digital way we've got to be, this just seemed like such a natural thing for us to be doing"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "That's something that we can never have enough money to invest in digital. The reality is that it's about getting the right cost mix," "That's things like Apple Pay, things like the whole digital experience that we want to continue to improve"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "We're pretty pleased with the result. It's early days, it's the first quarter of the year and we're going through quite a transformation at ANZ ... we're really pleased with how the year has started," "We've had a view that the world that we live in is just slowing a little bit and therefore, in that view we've got to be even more efficient if we want to win and be winning with our customers"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "It is still too early to be definitive about the year as a whole, however the first quarter, together with our experience during the first six weeks of the second quarter, suggests the credit environment is marginally better," "Overall we have seen good progress in the first quarter. Clearly though, there is still a great deal to do to sustain this progress in a low growth environment"

abc-au Friday, February 17, 2017 4:03:00 AM EAT

Shayne Elliott said : "Just turning up in those markets and having a go is a terrible idea, because the returns are really really low, and the local banks will kill us. So you've got to have an edge"

smh Tuesday, January 3, 2017 12:07:00 AM EAT

Shayne Elliott said : "But we are determined to fix this,"

brisbanetimes Friday, December 16, 2016 8:18:00 AM EAT

Shayne Elliott said : "He will also conduct a fairness review of our core retail deposit and credit products to ensure they continue to operate fairly, including their fees and charges,"

brisbanetimes Wednesday, December 14, 2016 5:56:00 PM EAT

Shayne Elliott said : "He will also conduct a fairness review of our core retail deposit and credit products to ensure they continue to operate fairly, including their fees and charges,"

smh Wednesday, December 14, 2016 4:50:00 PM EAT

Shayne Elliott said : "It doesn't mean it's a calamity or a disaster but it does mean we should be cautious"

independent-ie Thursday, December 1, 2016 6:00:00 AM EAT

Shayne Elliott said : "You've got massive migration and you've got a geographically constrained city,"

reuters Thursday, December 1, 2016 3:46:00 AM EAT

Shayne Elliott said : "was intended to share the benefit of good years"

smh Wednesday, November 30, 2016 6:05:00 PM EAT

Shayne Elliott said : "When people don't live up to those standards, it is important," "It is like having children. We need to set the boundaries and when they cross those boundaries there need to be consequences"

reuters Wednesday, November 30, 2016 1:45:00 PM EAT

Shayne Elliott said : "was intended to share the benefit of good years" "It was not a good year"

reuters Wednesday, November 30, 2016 1:45:00 PM EAT

Shayne Elliott said : "What we're seeing is a much higher propensity for people who've come to us with an Apple Pay solution to then go on and expand that relationship with us, whether that's opening transaction accounts, deposits, mortgages, whatever,"

brisbanetimes Wednesday, November 30, 2016 12:53:00 PM EAT

Shayne Elliott said : "Early experience shows that mobile wallets appeal disproportionally to high income, young professionals and that we are already witnessing a higher propensity for them to acquire other products at ANZ,"

sltrib Wednesday, November 30, 2016 11:50:00 AM EAT

Shayne Elliott said : "It's been a very difficult environment for industry,"

reuters Wednesday, November 30, 2016 7:38:00 AM EAT

Shayne Elliott said : "It's been a very difficult environment for industry," "We're under understandable scrutiny from the public at large and through regulators and through politicians"

reuters Wednesday, November 30, 2016 7:38:00 AM EAT

Shayne Elliott said ( about Maile Carnegie ) : "Gerard's appointment together with the appointment of Maile Carnegie as group executive digital banking earlier this year, highlights the critical importance of technology to transforming ANZ to compete effectively in the digital age,"

zdnet Monday, November 7, 2016 6:38:00 AM EAT

Shayne Elliott déclaré : "Nous avons une stratégie claire et cohérente de simplification de notre activité et de rééquilibrage de notre portefeuille"

romandie Thursday, November 3, 2016 9:18:00 AM EAT

Shayne Elliott said : "We are pleased with the initial progress that has been made this year in reshaping our strategy and setting ANZ on a path towards a sustainable improvement in customer outcomes and shareholder returns,"

channelnewsasia Thursday, November 3, 2016 3:16:00 AM EAT

Shayne Elliott said : "The strategic review of ANZ's wealth businesses ... concluded that while the distribution of high quality wealth products and services should remain a core component of the group's overall customer proposition, ANZ does not need to be a manufacturer of life and investments products,"

abc-au Thursday, November 3, 2016 2:32:00 AM EAT

Shayne Elliott said : "We are pleased with the initial progress that has been made this year in reshaping our strategy and setting ANZ on a path towards a sustainable improvement in customer outcomes and shareholder returns,"

afp-en Thursday, November 3, 2016 1:04:00 AM EAT

Shayne Elliott said : “Our strategic priority is to create a simpler, better capitalized, better balanced bank focused on attractive areas where we can carve out winning positions,”

taipeitimes Monday, October 31, 2016 11:19:00 PM EAT

Shayne Elliott said : “We are definitely not leaving as we are very committed to this region. What we are doing is to dispose of our non-core businesses as the retail banking and wealth management operations in these markets are tiny. We want to focus our resources on what we are good at, which include retail banking in our home markets in Australia and New Zealand as well as institutional banking in Asia,” “We want to become a simpler, smaller but more profitable bank. We believe we can achieve this goal if we focus on what we are good at”

scmp Monday, October 31, 2016 9:57:00 PM EAT

Shayne Elliott said : "Our strategic priority is to create a simpler, better capitalized, better balanced bank focused on attractive areas where we can carve out winning positions,"

xinhuanet_en Monday, October 31, 2016 1:17:00 PM EAT

Shayne Elliott said : "This transaction simplifies our business while allowing us to continue to benefit from higher levels of growth in the region through a focus on our largest, most successful business in Asia - banking large corporate and institutional clients driven by trade and capital flows particularly with Australia and New Zealand,"

xinhuanet_en Monday, October 31, 2016 1:17:00 PM EAT

Shayne Elliott said : "Further investments do not make sense for us given our competitive position and the returns available to ANZ,"

channelnewsasia Monday, October 31, 2016 5:34:00 AM EAT

Shayne Elliott said : "In the past the technology has not always existed to make that easy. We are, quite rightly, the custodian of our customers' money and a lot of their data, and over time what we are finding is that data is of incredible value to our consumers," "But we are the custodian of that and we have a responsibility to keep both the money and the data safe and secure. It is our customers' data and, if they choose to make that available to other parties, whether it is other banks, fintech [startups], or whoever, absolutely we should enable that"

zdnet Friday, October 7, 2016 9:38:00 AM EAT

Shayne Elliott said : “Returns in Australian banking are trending lower,”

bloomberg Thursday, October 6, 2016 12:14:00 PM EAT

Shayne Elliott said : "There is an opportunity to take a bit of leadership and do something better around not just the interest rate, but also the fees structure on the cards,"

nzherald Thursday, October 6, 2016 5:09:00 AM EAT

Shayne Elliott told : "So when the RBA changes rates it directly impacts some but not all of our funding cost,"

9news Thursday, October 6, 2016 3:31:00 AM EAT

Shayne Elliott told : "He withdrew that admission soon afterwards and said that it was not true,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott replied : "No, we shouldn't have [lent the money]. We made a mistake, this is wrong absolutely, and we're not debating that for a second, and we let ourselves down in terms of our processes here,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott said : "A half-finished fertiliser plant is worth less than a vacant piece of land, so it was in everybody's interests that the project get finished,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott told : "I think there's an opportunity for us, frankly, to take a bit of leadership on this and do something better around, not just the interest rate, but also the fee structure on cards,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott told : "So when the RBA changes rates it directly impacts some but not all of our funding cost,"

9news Wednesday, October 5, 2016 8:41:00 AM EAT

Shayne Elliott admitted : "If some of our cost of funds goes down, the longer we delay, clearly that is to the advantage of the bank,"

9news Wednesday, October 5, 2016 8:41:00 AM EAT

Shayne Elliott told : "I think there's an opportunity for us, frankly, to take a bit of leadership on this and do something better around, not just the interest rate, but also the fee structure on cards,"

abc-au Wednesday, October 5, 2016 7:18:00 AM EAT

Shayne Elliott told : "I think that as an industry we have lost touch with our customers and we have become too internally focused and forgotten our role in society and the community at large,"

reuters Wednesday, October 5, 2016 6:42:00 AM EAT

Shayne Elliott told : "He withdrew that admission soon afterwards and said that it was not true,"

abc-au Wednesday, October 5, 2016 5:20:00 AM EAT

Shayne Elliott said : "A half-finished fertiliser plant is worth less than a vacant piece of land, so it was in everybody's interests that the project get finished,"

abc-au Wednesday, October 5, 2016 5:20:00 AM EAT

Shayne Elliott said : "The headline rate isn't being paid by a lot of people, " "It is probably doing us more harm than good the way it looks"

9news Wednesday, October 5, 2016 5:18:00 AM EAT

Shayne Elliott replied : "When we find problems we report them...we have raised standards,"

brisbanetimes Wednesday, October 5, 2016 3:56:00 AM EAT

Shayne Elliott said : "When we find mistakes and overcharge, we refund fees...we made a mistake, we found it fixed and handed back the money to our customers,"

brisbanetimes Wednesday, October 5, 2016 3:56:00 AM EAT

Shayne Elliott told : "That was a mistake, it was a mistake made in the programming, the algorithm if you will of doing that,"

9news Wednesday, October 5, 2016 3:03:00 AM EAT

Shayne Elliott wrote : "In the end, we took the view that in these quite unusual and complex circumstances, the residual risks for ANZ were too great in the Oswal case," "Given this, the size of the claim and the potential for court interest to apply, the amounts were so large that we felt we could not expose our shareholders to that risk"

Stuff Friday, September 23, 2016 3:39:00 AM EAT

Shayne Elliott said : "ANZ does not accept many of the claims made in court and we completely reject the allegations made against our staff. "

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott told : "While embarrassing allegations are the inevitable rough and tumble of legal cases, in usual circumstances (including this case) these, and the negative headlines associated with them, are no reason to consider settlements,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "You will all know from media coverage that our lending was based on forged documentation provided by the Oswal/Burrup Group,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "This obviously sits with great difficulty at a bank with normally very well managed credit processes but there were also difficult judgment calls that had to be made in the complex recovery process in 2010 and 2011,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "Court cases of course are notoriously risky even when you have a solid case,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott wrote : "In the end, we took the view that in these quite unusual and complex circumstances, the residual risks for ANZ were too great in the Oswal case," "Given this, the size of the claim and the potential for court interest to apply, the amounts were so large that we felt we could not expose our shareholders to that risk"

brisbanetimes Thursday, September 22, 2016 9:48:00 AM EAT

Shayne Elliott said : "However, we believe the settlement is the right decision for shareholders bearing in mind the residual risks in a case of this size and complexity,"

9news Thursday, September 22, 2016 2:52:00 AM EAT

Shayne Elliott said : "ANZ does not accept many of the claims made in court and we completely reject the allegations made against our staff. "

brisbanetimes Thursday, September 22, 2016 2:23:00 AM EAT

Shayne Elliott added : "However, we believe the settlement is the right decision for shareholders bearing in mind the residual risks in a case of this size and complexity,"

reuters Thursday, September 22, 2016 1:43:00 AM EAT

Shayne Elliott said : "It's pleasing to appoint somebody with Kevin's proven banking experience and strong values to this critical role that provides independent and objective assurance to the Board and management team"

4-traders Monday, August 22, 2016 5:05:00 AM EAT

Shayne Elliott said : "I accept this is a necessary initiative in the current climate and I welcome the opportunity to represent ANZ's views and to answer the tough questions that I know will be forthcoming in any parliamentary appearance,"

brisbanetimes Wednesday, August 10, 2016 2:44:00 PM EAT

Shayne Elliott said : "So it's come from really low rates and it's come back towards the average,"

abc-au Wednesday, August 10, 2016 2:20:00 PM EAT

Shayne Elliott said : "That's the the right thing to do from a capital efficiency point of view and to drive our returns a bit harder,"

abc-au Wednesday, August 10, 2016 2:20:00 PM EAT

Shayne Elliott said : “In terms of Asia, it’s absolutely not about getting out of Asia,”

bworldcom Tuesday, August 9, 2016 8:37:00 PM EAT

Shayne Elliott said : "That's the the right thing to do from a capital efficiency point of view and to drive our returns a bit harder,"

abc-au Tuesday, August 9, 2016 3:12:00 AM EAT

Shayne Elliott told : "What we're doing is really seeing quite a big shift of balance within our balance sheet but we're still growing,"

reuters Tuesday, August 9, 2016 2:39:00 AM EAT

Shayne Elliott told : "I think that the vast majority of account balances will miss out, that's true,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "Certainly people do have the option to be able to move more of their savings into savings accounts, whether it's mortgage offset accounts or term deposits,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "I'm not sure I'm happy to attend. It's obviously going to be a pretty intense experience, but I understand the need for it,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "I welcome the opportunity to represent ANZ's views and to answer the tough questions that I know will be forthcoming in any parliamentary appearance,"

abc-au Thursday, August 4, 2016 1:21:00 PM EAT

Shayne Elliott said ( about Maile Carnegie ) : "ANZ and Google can really work together. We have a really good partnership. As you know, we recently hired Maile who's from Google to work our digital team, and part of that attracted us was the Google culture, the openness, the experimentation. I'm really confident we'll get this going and then we'll move onto the next thing together,"

zdnet Thursday, July 14, 2016 7:03:00 AM EAT

Shayne Elliott said : “We will all miss her experience, wise counsel and down-to-earth leadership style. However, as one of the most experienced wealth executives in the country, she is ideally placed to lead AMP through its next phase and we all wish her well on the challenge,” “It is also a good thing our most senior women are being selected for these high-profile and challenging roles. It shows we are providing our people with the opportunities they deserve and Alexis’s appointment as CEO of AMP is ultimately in the best interest of the Australian business community”

smh Monday, April 5, 2021 6:43:00 AM EAT

Shayne Elliott said : “We will all miss her experience, wise counsel and down-to-earth leadership style. However, as one of the most experienced wealth executives in the country, she is ideally placed to lead AMP through its next phase and we all wish her well on the challenge,” “It is also a good thing our most senior women are being selected for these high-profile and challenging roles. It shows we are providing our people with the opportunities they deserve and Alexis’s appointment as CEO of AMP is ultimately in the best interest of the Australian business community”

watoday Thursday, April 1, 2021 11:49:00 AM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

smh Thursday, March 11, 2021 5:32:00 PM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

watoday Thursday, March 11, 2021 5:27:00 PM EAT

Shayne Elliott said : “The government’s decisive intervention throughout the pandemic has resulted in a faster economic recovery than otherwise would have been possible with Australian businesses and households in much better shape as a result,”

theherald-au Thursday, March 11, 2021 4:25:00 PM EAT

Shayne Elliott told : “It’s just asset price inflation,”

dailytelegraph Friday, March 5, 2021 10:13:00 AM EAT

Shayne Elliott told : "It's just asset price inflation,"

qt Friday, March 5, 2021 8:47:00 AM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

smh Thursday, March 4, 2021 10:11:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

theage Thursday, March 4, 2021 12:58:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

brisbanetimes Thursday, March 4, 2021 12:36:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

watoday Thursday, March 4, 2021 12:05:00 PM EAT

Shayne Elliott said : “I mean, they’ve sort of said they’re not intending to do that for a couple of years. But things change,”

smh Thursday, March 4, 2021 11:34:00 AM EAT

Shayne Elliott said : “That was based on a whole bunch of scenarios around house prices falling and unemployment being high,” “Actually during the December quarter what we found is that the outlook isn’t quite as bad as that and so that meant we were able to just trim those back a little bit”

smh Thursday, February 18, 2021 11:05:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

smh Thursday, February 18, 2021 2:49:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

brisbanetimes Thursday, February 18, 2021 2:15:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

theage Thursday, February 18, 2021 1:58:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

smh Thursday, February 18, 2021 1:26:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

watoday Thursday, February 18, 2021 1:23:00 AM EAT

Shayne Elliott said : “ANZ is well positioned heading into the remainder of 2021 with good momentum in our core activities. The work done to simplify and de-risk the business over the past five years set us up well and we have the capital, liquidity and operational capacity to continue to support our customers and the broader economy through what remains a volatile period,”

foreignaffairs-nz Thursday, February 18, 2021 1:17:00 AM EAT

Shayne Elliott said : “We’re pleased to have achieved these results for shareholders while also helping customers in difficulty and providing the vital lending needed to support the economic recovery,”

theherald-au Thursday, February 18, 2021 1:06:00 AM EAT

Shayne Elliott said : “Michelle can be incredibly proud of all she has achieved at ANZ. As a highly strategic CFO, she has transformed our finance function while also being instrumental in the simplification and strengthening of the organisation. She will always remain a good friend of the bank and I personally thank her for her considerable contribution over the past four and a half years,”

foreignaffairs-nz Tuesday, December 22, 2020 1:11:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

theherald-au Wednesday, December 2, 2020 12:12:00 PM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

watoday Wednesday, December 2, 2020 10:09:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

brisbanetimes Wednesday, December 2, 2020 10:06:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

theage Wednesday, December 2, 2020 10:05:00 AM EAT

Shayne Elliott said : "We got heavily criticised, I got criticised, there was outrage that somehow we should stick to our knitting," "My response to that is this is our knitting, this is what we do for a living. We are in the business of allocating capital and assessing risk"

smh Wednesday, December 2, 2020 9:51:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

portstephensexaminer Sunday, November 22, 2020 1:31:00 PM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

smh Tuesday, November 3, 2020 9:24:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theherald-au Tuesday, November 3, 2020 8:59:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

brisbanetimes Tuesday, November 3, 2020 8:57:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

watoday Tuesday, November 3, 2020 8:55:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theage Tuesday, November 3, 2020 8:48:00 AM EAT

Shayne Elliott disse : “Há toda essa liquidez a fluir e eu não tenho muita utilização produtiva para ela, porque as pessoas não a querem”

diarioeconomico Saturday, October 31, 2020 12:55:00 AM EAT

Shayne Elliott said : "There's all this liquidity flushing around and I don't have much productive use for it, because people don't want it. "

heart Friday, October 30, 2020 4:43:00 PM EAT

Shayne Elliott added : "It actually becomes a bit of a problem because it... becomes a drag to our margins"

heart Friday, October 30, 2020 4:43:00 PM EAT

Shayne Elliott said : "There's all this liquidity flushing around and I don't have much productive use for it, because people don't want it. "

skynews Friday, October 30, 2020 2:38:00 PM EAT

Shayne Elliott added : "It actually becomes a bit of a problem because it... becomes a drag to our margins"

skynews Friday, October 30, 2020 2:38:00 PM EAT

Shayne Elliott said : "Money is essentially free today. Making it more free doesn't really change anything,"

BangkokPost Friday, October 30, 2020 11:32:00 AM EAT

Shayne Elliott said : "Money is essentially free today. Making it more free doesn't really change anything,"

4-traders Friday, October 30, 2020 9:48:00 AM EAT

Shayne Elliott said : "We have a strong balance sheet with record levels of capital and liquidity as well as provisions for potential future losses,"

qt Friday, October 30, 2020 8:11:00 AM EAT

Shayne Elliott said : "I want to assure you that this is absolutely not the case,"

qt Friday, October 30, 2020 8:11:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

brisbanetimes Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

theherald-au Thursday, October 29, 2020 8:03:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

smh Thursday, October 29, 2020 7:47:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

theage Thursday, October 29, 2020 7:46:00 AM EAT

Shayne Elliott said : "I know some farms in Australia are pretty big but I'd be really surprised if the 100 largest emitting customers included mum and dad farms. So no, it's not going to impact them," "We're working with the really, really big food manufacturing companies, all of whom, in our experience, are fully engaged in that conversation. It's just about us working together around a just transition, and a transition towards that lower carbon future"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking,"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : "We’ve seen announcements from some of our biggest coal markets, for example, Japan," "We can’t just sit and ignore that … We need to position our business for the future"

watoday Thursday, October 29, 2020 7:43:00 AM EAT

Shayne Elliott said : “We never could have forecast 2020, a year that started with devastating bushfires in Australia and unwound with the waves of a pandemic that continues today,”

themalaymailonline Thursday, October 29, 2020 6:04:00 AM EAT

Shayne Elliott said : "To me, this says a lot about the rational and realistic approach customers are taking," "Customers who opted for deferrals were good customers, who up until COVID were making payments on time and many were ahead of schedule. From no fault of their own, they were stood down from their job, or their business was made illegal"

smh Thursday, October 29, 2020 5:27:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

dailyadvertiser Thursday, October 29, 2020 4:00:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

illawarramercury Thursday, October 29, 2020 3:01:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

maitlandmercury Thursday, October 29, 2020 2:55:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

bordermail Thursday, October 29, 2020 2:49:00 AM EAT

Shayne Elliott said : "Events of the last 12 months make it difficult to predict the course of the next year,"

yahoo-au Thursday, October 29, 2020 2:44:00 AM EAT

Shayne Elliott said : "While Covid is having a massive impact on people's lives and the economy, actually at the bank that doesn't really come through in the result for 2020," "That may yet come and more likely to have real impacts in 2021"

4-traders Thursday, October 29, 2020 1:11:00 AM EAT

Shayne Elliott said : “While our immediate focus has been on assisting customers, we have also taken steps to protect the interests of our shareholders by maintaining our strong capital position, tightly managing costs and bolstering credit reserves, while still managing to pay a prudent dividend without diluting their holdings,”

foreignaffairs-nz Thursday, October 29, 2020 12:54:00 AM EAT

Shayne Elliott said : “Finally, I would like to acknowledge the terrific work of our 39,000 people who have done a great job for our customers and shareholders in very difficult circumstances despite competing priorities over this extended period,”

foreignaffairs-nz Thursday, October 29, 2020 12:54:00 AM EAT

Shayne Elliott said : "The Government, industry and regulators have shown flexibility in the response to the pandemic, and this decision will support the economy and customers at a crucial time,"

qt Friday, September 25, 2020 10:28:00 AM EAT

Shayne Elliott said : "We have become more and more cautious,"

theherald-au Thursday, September 24, 2020 7:02:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

smh Thursday, September 24, 2020 4:15:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

brisbanetimes Thursday, September 24, 2020 4:11:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

theage Thursday, September 24, 2020 3:50:00 PM EAT

Shayne Elliott said : "We have become more and more cautious,"

watoday Thursday, September 24, 2020 3:48:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year … when the crisis will start to hit the banks, if you will,"

watoday Sunday, September 6, 2020 11:48:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year … when the crisis will start to hit the banks, if you will,"

theherald-au Sunday, September 6, 2020 10:45:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

theherald-au Sunday, September 6, 2020 10:45:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

brisbanetimes Sunday, September 6, 2020 5:32:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

brisbanetimes Sunday, September 6, 2020 5:32:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theage Sunday, September 6, 2020 5:20:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

theage Sunday, September 6, 2020 5:20:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

watoday Sunday, September 6, 2020 5:16:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

watoday Sunday, September 6, 2020 5:16:00 PM EAT

Shayne Elliott said : "The system today is flush with liquidity," "Most of those deposits go into operating accounts which… are essentially zero cost"

smh Sunday, September 6, 2020 5:11:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

smh Sunday, September 6, 2020 5:11:00 PM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

smh Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theage Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

watoday Friday, September 4, 2020 10:53:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

theherald-au Friday, September 4, 2020 10:36:00 AM EAT

Shayne Elliott said : "When do the problems start emerging, people literally finding their businesses unable to operate? We think that’s probably more like the middle of next year… when the crisis will start to hit the banks, if you will,"

brisbanetimes Friday, September 4, 2020 10:34:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

smh Friday, September 4, 2020 9:55:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

smh Friday, September 4, 2020 9:55:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

theage Friday, September 4, 2020 9:47:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

theage Friday, September 4, 2020 9:47:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

watoday Friday, September 4, 2020 9:46:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

watoday Friday, September 4, 2020 9:46:00 AM EAT

Shayne Elliott said : "We do believe that there will be sadly a tick up in insolvencies probably at some point in the middle of next year as some of these packages start to be removed,"

brisbanetimes Friday, September 4, 2020 9:44:00 AM EAT

Shayne Elliott said : "What’s interesting is at the moment new files going into that group are at incredibly low levels because a lot of companies are not going into insolvency because of all the support packages," "I don’t know if it’s as simple as saying this business failed because of COVID, this business failed because of something else,"

brisbanetimes Friday, September 4, 2020 9:44:00 AM EAT

Shayne Elliott told : “We think that’s probably more like the middle of next year, when the crisis will start to hit the banks,”

theepochtimes Friday, September 4, 2020 5:21:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

maitlandmercury Friday, September 4, 2020 5:09:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

yahoo-au Friday, September 4, 2020 4:30:00 AM EAT

Shayne Elliott told : "We think that's probably more like the middle of next year, when the crisis will start to hit the banks,"

bordermail Friday, September 4, 2020 4:30:00 AM EAT

Shayne Elliott said : "You can always kick the can further down the road and wait for more and more information, but we think that that is a fair thing to do," "We also have a role in the broader economy. We know that many of our shareholders are retirees, and depend upon that income... and we thought it was a fair decision to make"

smh Wednesday, August 19, 2020 10:46:00 AM EAT

Shayne Elliott said : “You only need to look at the reintroduction of community lockdowns in Victoria and Auckland to realise we all still have a way to go before this virus is behind us,” “There will be more challenges along the way, however I’m confident Australia, New Zealand and the key Asian countries where we operate are well placed to lead a global economic recovery”

Stuff Wednesday, August 19, 2020 2:18:00 AM EAT

Shayne Elliott said : "Our performance during these difficult times demonstrates the strength of our portfolio as we balance the need to support customers and our staff through this global pandemic while also providing a fair return for shareholders. "

4-traders Wednesday, August 19, 2020 1:04:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

brisbanetimes Tuesday, August 4, 2020 8:47:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

smh Tuesday, August 4, 2020 8:24:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

watoday Tuesday, August 4, 2020 8:14:00 AM EAT

Shayne Elliott said : “We’re already going out to March, that’s what’s agreed with the regulator. I think it will be a watch and see. The good news here is both the banks, the regulators, everybody, has shown a willingness to flex with the reality,”

theage Tuesday, August 4, 2020 8:13:00 AM EAT

Shayne Elliott said : "We can't save everybody but we can save a lot of people — the people who have positive prospects of getting back into employment and getting their business started again,"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "The four month extension is critically important. We believe that a lot of them will get back on and start paying," "It's not like people have given up, frankly. Most are hanging on and they need a bit of time"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "This is a bit of a setback. I don't want to overplay it. Yes, it's going to be tough, we'll probably see another short-term spike," "I don't think it's going to be overwhelming though"

abc-au Thursday, July 9, 2020 7:31:00 AM EAT

Shayne Elliott said : "Some will require further assistance, perhaps an extension of the deferral, perhaps partial repayments...perhaps even some sort of hardship or a lower rate,"

4-traders Thursday, May 28, 2020 8:37:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

brisbanetimes Monday, May 25, 2020 11:31:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

watoday Monday, May 25, 2020 11:28:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

theage Monday, May 25, 2020 11:28:00 AM EAT

Shayne Elliott said : "I think all these recent changes are just going to speed some of those changes up,"

smh Monday, May 25, 2020 11:20:00 AM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

smh Friday, May 1, 2020 5:50:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

theage Friday, May 1, 2020 5:44:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

brisbanetimes Friday, May 1, 2020 5:32:00 PM EAT

Shayne Elliott said : "There is no value in paying out a dividend today to find ourselves undercapitalised and under stress so that the shares are under even more pressure going forward,"

watoday Friday, May 1, 2020 5:25:00 PM EAT

Shayne Elliott warned : "the whole structure of the economy will change"

abc-au Friday, May 1, 2020 6:58:00 AM EAT

Shayne Elliott told : "Importantly, we were pricing each of these facilities on a higher cost of capital than we had done previously,"

4-traders Thursday, April 30, 2020 9:48:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,” “It will be the most profound challenge some will experience in their lifetime”

aap-au Thursday, April 30, 2020 8:39:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,” “It will be the most profound challenge some will experience in their lifetime”

theepochtimes Thursday, April 30, 2020 4:51:00 AM EAT

Shayne Elliott added : "The effective use of data, insights and automation will be a key in preparing the bank for the future, particularly as we respond to the challenges presented by COVID-19,"

zdnet Thursday, April 30, 2020 4:10:00 AM EAT

Shayne Elliott said : "The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,"

yahoo-au Thursday, April 30, 2020 2:57:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,”

aap-au Thursday, April 30, 2020 2:51:00 AM EAT

Shayne Elliott said : “The COVID-19 crisis has already evolved at such a pace it is difficult to predict how deep the economic crisis will be or how long the recovery will take,”

aap-au Thursday, April 30, 2020 2:19:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

smh Saturday, April 4, 2020 11:39:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

brisbanetimes Saturday, April 4, 2020 3:49:00 AM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

brisbanetimes Friday, April 3, 2020 5:19:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

smh Friday, April 3, 2020 4:58:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

theage Friday, April 3, 2020 4:52:00 PM EAT

Shayne Elliott said : "We’re already being a shock absorber by being able to say to customers: 'You know what, if you want a deferral and not pay us for six months, you can do that,'"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott said : "Will returns in the banks be lower as a result of this? Clearly,"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott replied : "Yes we are prepared, that’s our role actually, and that’s what capital is for, that’s what all the provisions and all the various things that we have on our balance sheet are for"

watoday Friday, April 3, 2020 4:40:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

smh Thursday, March 19, 2020 3:27:00 AM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

brisbanetimes Wednesday, March 18, 2020 5:57:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

theage Wednesday, March 18, 2020 4:55:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

smh Wednesday, March 18, 2020 4:44:00 PM EAT

Shayne Elliott said : "There will be a range of things that we will be doing as an industry and as individual banks over the coming days,"

watoday Wednesday, March 18, 2020 4:41:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

theage Tuesday, March 17, 2020 5:35:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

theage Tuesday, March 17, 2020 5:35:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

brisbanetimes Tuesday, March 17, 2020 5:18:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

brisbanetimes Tuesday, March 17, 2020 5:18:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

smh Tuesday, March 17, 2020 5:13:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

smh Tuesday, March 17, 2020 5:13:00 PM EAT

Shayne Elliott told : "You can see that with effective policy and swift action, this can be a three, four, five-month impact. The good news from that is, as a bank, if that's the case, we're much better equipped to help customers see through a three- to six-month period of difficulty than an unknown period of difficulty,"

watoday Tuesday, March 17, 2020 4:58:00 PM EAT

Shayne Elliott said : "Never in our history have we had more capital, we've never had more liquidity,"

watoday Tuesday, March 17, 2020 4:58:00 PM EAT

Shayne Elliott said : "We have taken a view that the default (to leave repayments unchanged) is in their best interest in the long term, to repay their debt," "And that is a considered view. I find it hard to imagine that I could ever push an argument that it is in my customer's interest to have it for longer"

qt Thursday, March 5, 2020 11:34:00 PM EAT

Shayne Elliott said : "No one is proud of the fact we need to remediate mistakes of the past," "But we are learning from our failures and strengthening the bank as a result"

smh Tuesday, December 17, 2019 10:09:00 AM EAT

Shayne Elliott told : "For retail and commercial banking in Australia, we currently estimate that over 3.4 million bank accounts need fixing,"

yahoo-au Tuesday, December 17, 2019 7:04:00 AM EAT

Shayne Elliott said : "No one is proud of the fact we need to remediate mistakes of the past but we are learning from our failures and strengthening the bank as a result," "We're teaching our people about what wrong and how it affected our customers to ensure we don't make these mistakes again"

yahoo-au Tuesday, December 17, 2019 7:04:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

theage Tuesday, December 17, 2019 4:50:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

brisbanetimes Tuesday, December 17, 2019 4:48:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

smh Tuesday, December 17, 2019 4:41:00 AM EAT

Shayne Elliott said : "I can confirm to shareholders today that while this review remains ongoing, we have not identified any material issues. We are also not aware of any impending litigation from AUSTRAC,"

watoday Tuesday, December 17, 2019 4:07:00 AM EAT

Shayne Elliott said : “while the increased capital requirements remain significant … we are confident we can meet the higher requirements without the need to raise additional capital”

bworldcom Thursday, December 5, 2019 10:58:00 PM EAT

Shayne Elliott said : “Given the extended transition period and our strong capital position, we are confident we can meet the higher requirements without the need to raise additional capital,”

news-yahoo Thursday, December 5, 2019 6:42:00 AM EAT

Shayne Elliott pointed out : "all insurance policies come with a cost"

Stuff Saturday, November 23, 2019 7:44:00 PM EAT

Shayne Elliott said : "Banks are in the security business. We've been in that from day dot,"

zdnet Tuesday, November 19, 2019 5:13:00 AM EAT

Shayne Elliott said : "all the high-tech stuff feeds in"

zdnet Tuesday, November 19, 2019 5:13:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

smh Friday, November 15, 2019 10:12:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

smh Friday, November 15, 2019 10:12:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

brisbanetimes Friday, November 15, 2019 9:53:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

brisbanetimes Friday, November 15, 2019 9:53:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

watoday Friday, November 15, 2019 9:51:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

watoday Friday, November 15, 2019 9:51:00 AM EAT

Shayne Elliott said : "We are confident it will be approved,"

theage Friday, November 15, 2019 9:25:00 AM EAT

Shayne Elliott said : "Over time we adjust our risk appetite,"

theage Friday, November 15, 2019 9:25:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

illawarramercury Friday, November 15, 2019 8:17:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

maitlandmercury Friday, November 15, 2019 8:04:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

bordermail Friday, November 15, 2019 7:51:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

yahoo-au Friday, November 15, 2019 7:37:00 AM EAT

Shayne Elliott said : "Personally, I'm not predicting we'll end up with negative interest rates,"

dailyadvertiser Friday, November 15, 2019 7:36:00 AM EAT

Shayne Elliott said : "In addition, ANZ hasn't always approved loans as quickly as we should have,"

yahoo-au Friday, November 15, 2019 6:33:00 AM EAT

Shayne Elliott said : “This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,”

dailytelegraph Monday, November 4, 2019 3:12:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

qt Monday, November 4, 2019 2:22:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

9news Thursday, October 31, 2019 3:43:00 AM EAT

Shayne Elliott said : "In proposing the Final Dividend and franking level, the Board considered the bank's strong capital position and its organic capital generation capacity," "Our decision to reduce franking to a new base reflects the changed shape of our business as well as recognising how important the dividend, franking and predictability is to shareholders"

9news Thursday, October 31, 2019 3:43:00 AM EAT

Shayne Elliott noted ( about Record ) : "The Australian housing market is slowly recovering, however we expect challenging trading conditions to continue for the foreseeable future," "Record low interest rates and intense competition will continue to impact profitability"

abc-au Thursday, October 31, 2019 2:15:00 AM EAT

Shayne Elliott said : "This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,"

yahoo-au Thursday, October 31, 2019 1:35:00 AM EAT

Shayne Elliott said : "Geopolitical tensions will also place pressure on earnings given our exposure to global trade, although this can be managed through the diversification of our business," "Increased compliance and remediation costs will also need to be closely managed over the foreseeable future"

yahoo-au Thursday, October 31, 2019 1:35:00 AM EAT

Shayne Elliott said : “This has been a challenging year of slow economic growth, increased competition, regulatory change and global uncertainty,”

aap-au Thursday, October 31, 2019 12:58:00 AM EAT

Shayne Elliott said : "The inquiry is a good opportunity to provide facts in what is a complex space and we hope it will provide the public with renewed confidence in the way their home loans are priced,"

yahoo-au Monday, October 14, 2019 1:58:00 AM EAT

Shayne Elliott told : "It is hundreds of millions of dollars when it is added up,"

9news Tuesday, October 8, 2019 6:15:00 AM EAT

Shayne Elliott said : "The royal commission rightly shone a light on the negative impact the over emphasis on individual bonuses within a bank can have on customers and the community," "We are taking action to rebalance the way we pay people so that variable remuneration is a smaller part of our people's take home pay with these reduced bonuses to be determined by the overall performance of the bank"

yahoo-au Tuesday, August 6, 2019 2:30:00 AM EAT

Shayne Elliott said : “Many of those were profitable, perfectly decent businesses, but we decided we can’t do everything well,”

theage Saturday, July 13, 2019 5:13:00 PM EAT

Shayne Elliott said : "We are fortunate enough to have one of Australia's leading commercial lawyers join ANZ to lead our legal function,"

heraldsun Tuesday, May 21, 2019 4:41:00 AM EAT

Shayne Elliott noted : "Unemployment's low. Interest rates are low. Inflation is low,"

abc-au Wednesday, May 1, 2019 5:57:00 PM EAT

Shayne Elliott said : “We’ve got to find a billion dollars actually over that three years,”

smh Wednesday, May 1, 2019 11:19:00 AM EAT

Shayne Elliott told : “Maybe it will just give a bit of juice into the economy, and get a bit more employment, and put a bit of money back into people’s pockets. And what would that do? Well, it would mean people have a little bit more to spend, it would mean that those customers who are struggling in terms of their mortgage would probably get a bit more breathing space,”

smh Wednesday, May 1, 2019 9:01:00 AM EAT

Shayne Elliott said : "More people are getting into hardship, more people are getting behind on their loans,"

smh Wednesday, May 1, 2019 9:01:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "We've screwed up in the past and we've got to get that money back into our customers' hands," "It's 2.6 million accounts we've got to rectify"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "While our decision to step back from certain segments compounded this impact, being more risk averse in the current environment is prudent," "However, we do accept we could have done a better job implementing our new risk settings and are taking steps to improve processes"

heraldsun Wednesday, May 1, 2019 6:17:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

heraldsun Wednesday, May 1, 2019 3:04:00 AM EAT

Shayne Elliott said : "We've screwed up in the past and we've got to get that money back into our customers' hands,"

heraldsun Wednesday, May 1, 2019 3:04:00 AM EAT

Shayne Elliott said : "While our performance this half was solid, there are headwinds facing the sector and we are taking appropriate action," "Retail banking in Australia will remain under pressure for the foreseeable future"

dailytelegraph Wednesday, May 1, 2019 2:46:00 AM EAT

Shayne Elliott said : "While our decision to step back from certain segments compounded this impact, being more risk averse in the current environment is prudent," "However, we do accept we could have done a better job implementing our new risk settings and are taking steps to improve processes"

dailytelegraph Wednesday, May 1, 2019 2:46:00 AM EAT

Shayne Elliott said : “The tough retail banking environment will be a reality for the foreseeable future. We knew three years ago there would be strong headwinds and have taken action to respond head-on, including restructuring our Australian business,”

brisbanetimes Wednesday, May 1, 2019 1:48:00 AM EAT

Shayne Elliott said : "It's core to who we are as an institution. We are the largest bank in New Zealand and in fact, on some measures we're the largest company in New Zealand — it's a place we know and love,"

abc-au Wednesday, April 10, 2019 11:58:00 PM EAT

Shayne Elliott said : "Higher standards, based in the law, do apply, and some will find it harder to borrow than before. Our challenge is finding the right balance of prudence and availability within the regulatory framework," "After a period of perhaps being too cautious, ANZ is easing back towards a sensible equilibrium. If we are to serve society, we must support the economy by lending responsibly, and that is what we’re aiming to do"

brisbanetimes Wednesday, March 27, 2019 5:25:00 AM EAT

Shayne Elliott said : “It would be a meaningful increase, it would have more than doubled,”

brisbanetimes Wednesday, March 27, 2019 5:25:00 AM EAT

Shayne Elliott said : "Higher standards, based in the law, do apply, and some will find it harder to borrow than before. Our challenge is finding the right balance of prudence and availability within the regulatory framework," "After a period of perhaps being too cautious, ANZ is easing back towards a sensible equilibrium. If we are to serve society, we must support the economy by lending responsibly, and that is what we’re aiming to do"

smh Wednesday, March 27, 2019 4:28:00 AM EAT

Shayne Elliott said : “It would be a meaningful increase, it would have more than doubled,”

smh Wednesday, March 27, 2019 4:28:00 AM EAT

Shayne Elliott said : "Consumer sentiment has remained generally subdued, with uncertainty around regulation and house prices impacting confidence,"

abc-au Tuesday, February 19, 2019 7:22:00 AM EAT

Shayne Elliott said : "It has been a humbling experience for me, our leaders and all our people - we have learnt from this and accepted responsibility for our failings,"

yahoo-au Monday, February 4, 2019 11:17:00 PM EAT

Shayne Elliott said : "In front of this committee, when the concepts were first raised around open banking, I believe we were the only major to be supportive of that regime," "I believe there are benefits to the economy from it ... I think there's an opportunity, if we get our act together, to actually benefit ANZ as well"

zdnet Tuesday, January 15, 2019 9:57:00 AM EAT

Shayne Elliott said ( about Fred Ohlsson ) : "Fred approached me saying that he and his wife feel that their children are at an ideal age to spend some time living in Sweden. While I'm disappointed Fred will be leaving, I respect his decision to put his family first and take an extended break. "

4-traders Thursday, December 13, 2018 2:29:00 PM EAT

Shayne Elliott said ( about Fred Ohlsson ) : "Fred approached me saying that he and his wife feel that their children are at an ideal age to spend some time living in Sweden. While I'm disappointed Fred will be leaving, I respect his decision to put his family first and take an extended break,"

smh Thursday, December 13, 2018 4:33:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

abc-au Thursday, October 26, 2017 9:30:00 PM EAT

Shayne Elliott said : “The reality is, it is hard out there,”

bloomberg Thursday, October 26, 2017 6:54:00 PM EAT

Shayne Elliott told : "Two years ago it was clear we needed to reshape ANZ's future. Although we had a strong business, the external environment was changing faster than we were and our customers, the community, and our shareholders expected much more from us,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott added : "ANZ is becoming a simpler, more focused bank with the capacity to quickly adapt to the changing environment and invest in the significant organic growth opportunities that exist in our core businesses,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott added : "Reshaping [the bank] is going to be a bit of a constant because we live in a fast-changing world,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott said : "We are moving quickly to meet customer expectations by delivering more of our services through digital channels, with digital sales in Australia up 24 percent,"

zdnet Thursday, October 26, 2017 4:35:00 AM EAT

Shayne Elliott said : "Two years ago it was clear we needed to reshape ANZ's future," "We have made some difficult calls in that time and the new shape of ANZ is now emerging"

smh Thursday, October 26, 2017 4:09:00 AM EAT

Shayne Elliott said : "Our financial performance is also continuing to improve. Our cost base has reduced and is down year on year in absolute terms for the first time in 18 years"

smh Thursday, October 26, 2017 4:09:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

radioaustralia Thursday, October 26, 2017 3:31:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

radioaustralianews Thursday, October 26, 2017 3:16:00 AM EAT

Shayne Elliott said : "We have made some difficult calls ... and the new shape of ANZ is now emerging,"

abc-au Thursday, October 26, 2017 2:41:00 AM EAT

Shayne Elliott said : "I mean, it's a big exposure for any bank so we watch it like a hawk. I mean it's something we look at the data literally on a daily basis to try and understand you know, it's in our interest to make sure that our customers borrow responsibly and so we do look at that,"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "Two years ago it was clear we needed to reshape ANZ's future," "We have made some difficult calls in that time and the new shape of ANZ is now emerging"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "Our financial performance is also continuing to improve. Our cost base has reduced and is down year on year in absolute terms for the first time in 18 years"

smh Thursday, October 26, 2017 2:06:00 AM EAT

Shayne Elliott said : "It's about rising water levels essentially, as a bank lender, that's probably where we have the greatest risk,"

smh Thursday, March 9, 2017 2:36:00 AM EAT

Shayne Elliott said : "Yes. They did leave at about the same time though for varying reasons,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "Were they taken into consideration in thinking the best way to run that business going forward, yes, of course,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "The reason I hesitated is you get into a delicate point of employment law. The reality is most of them were very simple resignations"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "What will happen is that it will be harder for small businesses will have less access to credit and the credit they get will be more expensive and shorter term because the risk is higher,"

smh Wednesday, March 8, 2017 5:38:00 AM EAT

Shayne Elliott said : "Yes. They did leave at about the same time though for varying reasons,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "Were they taken into consideration in thinking the best way to run that business going forward, yes, of course,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "The reason I hesitated is you get into a delicate point of employment law. The reality is most of them were very simple resignations"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "What will happen is that it will be harder for small businesses will have less access to credit and the credit they get will be more expensive and shorter term because the risk is higher,"

brisbanetimes Wednesday, March 8, 2017 3:30:00 AM EAT

Shayne Elliott said : "Kathryn is a business and people leader who is uniquely suited to ANZ's 21st Century challenges," "Lower growth, technological change, heightened customer and community expectations, and increasing competition are necessitating rapid organisational change"

zdnet Monday, February 27, 2017 9:36:00 AM EAT

Shayne Elliott said : "The reason we are here is I was sick of being hounded on Twitter and email by customers saying, 'When are you going to get Apple Pay?'," "That was sort of a joke, but actually it's real, it's true, we're here today because customers want this. As a customer-focused bank who believes in innovation and the absolute digital way we've got to be, this just seemed like such a natural thing for us to be doing"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "That's something that we can never have enough money to invest in digital. The reality is that it's about getting the right cost mix," "That's things like Apple Pay, things like the whole digital experience that we want to continue to improve"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "We're pretty pleased with the result. It's early days, it's the first quarter of the year and we're going through quite a transformation at ANZ ... we're really pleased with how the year has started," "We've had a view that the world that we live in is just slowing a little bit and therefore, in that view we've got to be even more efficient if we want to win and be winning with our customers"

zdnet Friday, February 17, 2017 4:38:00 AM EAT

Shayne Elliott said : "It is still too early to be definitive about the year as a whole, however the first quarter, together with our experience during the first six weeks of the second quarter, suggests the credit environment is marginally better," "Overall we have seen good progress in the first quarter. Clearly though, there is still a great deal to do to sustain this progress in a low growth environment"

abc-au Friday, February 17, 2017 4:03:00 AM EAT

Shayne Elliott said : "Just turning up in those markets and having a go is a terrible idea, because the returns are really really low, and the local banks will kill us. So you've got to have an edge"

smh Tuesday, January 3, 2017 12:07:00 AM EAT

Shayne Elliott said : "But we are determined to fix this,"

brisbanetimes Friday, December 16, 2016 8:18:00 AM EAT

Shayne Elliott said : "He will also conduct a fairness review of our core retail deposit and credit products to ensure they continue to operate fairly, including their fees and charges,"

brisbanetimes Wednesday, December 14, 2016 5:56:00 PM EAT

Shayne Elliott said : "He will also conduct a fairness review of our core retail deposit and credit products to ensure they continue to operate fairly, including their fees and charges,"

smh Wednesday, December 14, 2016 4:50:00 PM EAT

Shayne Elliott said : "It doesn't mean it's a calamity or a disaster but it does mean we should be cautious"

independent-ie Thursday, December 1, 2016 6:00:00 AM EAT

Shayne Elliott said : "You've got massive migration and you've got a geographically constrained city,"

reuters Thursday, December 1, 2016 3:46:00 AM EAT

Shayne Elliott said : "was intended to share the benefit of good years"

smh Wednesday, November 30, 2016 6:05:00 PM EAT

Shayne Elliott said : "When people don't live up to those standards, it is important," "It is like having children. We need to set the boundaries and when they cross those boundaries there need to be consequences"

reuters Wednesday, November 30, 2016 1:45:00 PM EAT

Shayne Elliott said : "was intended to share the benefit of good years" "It was not a good year"

reuters Wednesday, November 30, 2016 1:45:00 PM EAT

Shayne Elliott said : "What we're seeing is a much higher propensity for people who've come to us with an Apple Pay solution to then go on and expand that relationship with us, whether that's opening transaction accounts, deposits, mortgages, whatever,"

brisbanetimes Wednesday, November 30, 2016 12:53:00 PM EAT

Shayne Elliott said : "Early experience shows that mobile wallets appeal disproportionally to high income, young professionals and that we are already witnessing a higher propensity for them to acquire other products at ANZ,"

sltrib Wednesday, November 30, 2016 11:50:00 AM EAT

Shayne Elliott said : "It's been a very difficult environment for industry,"

reuters Wednesday, November 30, 2016 7:38:00 AM EAT

Shayne Elliott said : "It's been a very difficult environment for industry," "We're under understandable scrutiny from the public at large and through regulators and through politicians"

reuters Wednesday, November 30, 2016 7:38:00 AM EAT

Shayne Elliott said ( about Maile Carnegie ) : "Gerard's appointment together with the appointment of Maile Carnegie as group executive digital banking earlier this year, highlights the critical importance of technology to transforming ANZ to compete effectively in the digital age,"

zdnet Monday, November 7, 2016 6:38:00 AM EAT

Shayne Elliott déclaré : "Nous avons une stratégie claire et cohérente de simplification de notre activité et de rééquilibrage de notre portefeuille"

romandie Thursday, November 3, 2016 9:18:00 AM EAT

Shayne Elliott said : "We are pleased with the initial progress that has been made this year in reshaping our strategy and setting ANZ on a path towards a sustainable improvement in customer outcomes and shareholder returns,"

channelnewsasia Thursday, November 3, 2016 3:16:00 AM EAT

Shayne Elliott said : "The strategic review of ANZ's wealth businesses ... concluded that while the distribution of high quality wealth products and services should remain a core component of the group's overall customer proposition, ANZ does not need to be a manufacturer of life and investments products,"

abc-au Thursday, November 3, 2016 2:32:00 AM EAT

Shayne Elliott said : "We are pleased with the initial progress that has been made this year in reshaping our strategy and setting ANZ on a path towards a sustainable improvement in customer outcomes and shareholder returns,"

afp-en Thursday, November 3, 2016 1:04:00 AM EAT

Shayne Elliott said : “Our strategic priority is to create a simpler, better capitalized, better balanced bank focused on attractive areas where we can carve out winning positions,”

taipeitimes Monday, October 31, 2016 11:19:00 PM EAT

Shayne Elliott said : “We are definitely not leaving as we are very committed to this region. What we are doing is to dispose of our non-core businesses as the retail banking and wealth management operations in these markets are tiny. We want to focus our resources on what we are good at, which include retail banking in our home markets in Australia and New Zealand as well as institutional banking in Asia,” “We want to become a simpler, smaller but more profitable bank. We believe we can achieve this goal if we focus on what we are good at”

scmp Monday, October 31, 2016 9:57:00 PM EAT

Shayne Elliott said : "Our strategic priority is to create a simpler, better capitalized, better balanced bank focused on attractive areas where we can carve out winning positions,"

xinhuanet_en Monday, October 31, 2016 1:17:00 PM EAT

Shayne Elliott said : "This transaction simplifies our business while allowing us to continue to benefit from higher levels of growth in the region through a focus on our largest, most successful business in Asia - banking large corporate and institutional clients driven by trade and capital flows particularly with Australia and New Zealand,"

xinhuanet_en Monday, October 31, 2016 1:17:00 PM EAT

Shayne Elliott said : "Further investments do not make sense for us given our competitive position and the returns available to ANZ,"

channelnewsasia Monday, October 31, 2016 5:34:00 AM EAT

Shayne Elliott said : "In the past the technology has not always existed to make that easy. We are, quite rightly, the custodian of our customers' money and a lot of their data, and over time what we are finding is that data is of incredible value to our consumers," "But we are the custodian of that and we have a responsibility to keep both the money and the data safe and secure. It is our customers' data and, if they choose to make that available to other parties, whether it is other banks, fintech [startups], or whoever, absolutely we should enable that"

zdnet Friday, October 7, 2016 9:38:00 AM EAT

Shayne Elliott said : “Returns in Australian banking are trending lower,”

bloomberg Thursday, October 6, 2016 12:14:00 PM EAT

Shayne Elliott said : "There is an opportunity to take a bit of leadership and do something better around not just the interest rate, but also the fees structure on the cards,"

nzherald Thursday, October 6, 2016 5:09:00 AM EAT

Shayne Elliott told : "So when the RBA changes rates it directly impacts some but not all of our funding cost,"

9news Thursday, October 6, 2016 3:31:00 AM EAT

Shayne Elliott told : "He withdrew that admission soon afterwards and said that it was not true,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott replied : "No, we shouldn't have [lent the money]. We made a mistake, this is wrong absolutely, and we're not debating that for a second, and we let ourselves down in terms of our processes here,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott said : "A half-finished fertiliser plant is worth less than a vacant piece of land, so it was in everybody's interests that the project get finished,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott told : "I think there's an opportunity for us, frankly, to take a bit of leadership on this and do something better around, not just the interest rate, but also the fee structure on cards,"

abc-au Wednesday, October 5, 2016 10:44:00 AM EAT

Shayne Elliott told : "So when the RBA changes rates it directly impacts some but not all of our funding cost,"

9news Wednesday, October 5, 2016 8:41:00 AM EAT

Shayne Elliott admitted : "If some of our cost of funds goes down, the longer we delay, clearly that is to the advantage of the bank,"

9news Wednesday, October 5, 2016 8:41:00 AM EAT

Shayne Elliott told : "I think there's an opportunity for us, frankly, to take a bit of leadership on this and do something better around, not just the interest rate, but also the fee structure on cards,"

abc-au Wednesday, October 5, 2016 7:18:00 AM EAT

Shayne Elliott told : "I think that as an industry we have lost touch with our customers and we have become too internally focused and forgotten our role in society and the community at large,"

reuters Wednesday, October 5, 2016 6:42:00 AM EAT

Shayne Elliott told : "He withdrew that admission soon afterwards and said that it was not true,"

abc-au Wednesday, October 5, 2016 5:20:00 AM EAT

Shayne Elliott said : "A half-finished fertiliser plant is worth less than a vacant piece of land, so it was in everybody's interests that the project get finished,"

abc-au Wednesday, October 5, 2016 5:20:00 AM EAT

Shayne Elliott said : "The headline rate isn't being paid by a lot of people, " "It is probably doing us more harm than good the way it looks"

9news Wednesday, October 5, 2016 5:18:00 AM EAT

Shayne Elliott replied : "When we find problems we report them...we have raised standards,"

brisbanetimes Wednesday, October 5, 2016 3:56:00 AM EAT

Shayne Elliott said : "When we find mistakes and overcharge, we refund fees...we made a mistake, we found it fixed and handed back the money to our customers,"

brisbanetimes Wednesday, October 5, 2016 3:56:00 AM EAT

Shayne Elliott told : "That was a mistake, it was a mistake made in the programming, the algorithm if you will of doing that,"

9news Wednesday, October 5, 2016 3:03:00 AM EAT

Shayne Elliott wrote : "In the end, we took the view that in these quite unusual and complex circumstances, the residual risks for ANZ were too great in the Oswal case," "Given this, the size of the claim and the potential for court interest to apply, the amounts were so large that we felt we could not expose our shareholders to that risk"

Stuff Friday, September 23, 2016 3:39:00 AM EAT

Shayne Elliott said : "ANZ does not accept many of the claims made in court and we completely reject the allegations made against our staff. "

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott told : "While embarrassing allegations are the inevitable rough and tumble of legal cases, in usual circumstances (including this case) these, and the negative headlines associated with them, are no reason to consider settlements,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "You will all know from media coverage that our lending was based on forged documentation provided by the Oswal/Burrup Group,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "This obviously sits with great difficulty at a bank with normally very well managed credit processes but there were also difficult judgment calls that had to be made in the complex recovery process in 2010 and 2011,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott said : "Court cases of course are notoriously risky even when you have a solid case,"

brisbanetimes Thursday, September 22, 2016 11:29:00 AM EAT

Shayne Elliott wrote : "In the end, we took the view that in these quite unusual and complex circumstances, the residual risks for ANZ were too great in the Oswal case," "Given this, the size of the claim and the potential for court interest to apply, the amounts were so large that we felt we could not expose our shareholders to that risk"

brisbanetimes Thursday, September 22, 2016 9:48:00 AM EAT

Shayne Elliott said : "However, we believe the settlement is the right decision for shareholders bearing in mind the residual risks in a case of this size and complexity,"

9news Thursday, September 22, 2016 2:52:00 AM EAT

Shayne Elliott said : "ANZ does not accept many of the claims made in court and we completely reject the allegations made against our staff. "

brisbanetimes Thursday, September 22, 2016 2:23:00 AM EAT

Shayne Elliott added : "However, we believe the settlement is the right decision for shareholders bearing in mind the residual risks in a case of this size and complexity,"

reuters Thursday, September 22, 2016 1:43:00 AM EAT

Shayne Elliott said : "It's pleasing to appoint somebody with Kevin's proven banking experience and strong values to this critical role that provides independent and objective assurance to the Board and management team"

4-traders Monday, August 22, 2016 5:05:00 AM EAT

Shayne Elliott said : "I accept this is a necessary initiative in the current climate and I welcome the opportunity to represent ANZ's views and to answer the tough questions that I know will be forthcoming in any parliamentary appearance,"

brisbanetimes Wednesday, August 10, 2016 2:44:00 PM EAT

Shayne Elliott said : "So it's come from really low rates and it's come back towards the average,"

abc-au Wednesday, August 10, 2016 2:20:00 PM EAT

Shayne Elliott said : "That's the the right thing to do from a capital efficiency point of view and to drive our returns a bit harder,"

abc-au Wednesday, August 10, 2016 2:20:00 PM EAT

Shayne Elliott said : “In terms of Asia, it’s absolutely not about getting out of Asia,”

bworldcom Tuesday, August 9, 2016 8:37:00 PM EAT

Shayne Elliott said : "That's the the right thing to do from a capital efficiency point of view and to drive our returns a bit harder,"

abc-au Tuesday, August 9, 2016 3:12:00 AM EAT

Shayne Elliott told : "What we're doing is really seeing quite a big shift of balance within our balance sheet but we're still growing,"

reuters Tuesday, August 9, 2016 2:39:00 AM EAT

Shayne Elliott told : "I think that the vast majority of account balances will miss out, that's true,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "Certainly people do have the option to be able to move more of their savings into savings accounts, whether it's mortgage offset accounts or term deposits,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "I'm not sure I'm happy to attend. It's obviously going to be a pretty intense experience, but I understand the need for it,"

abc-au Friday, August 5, 2016 3:40:00 AM EAT

Shayne Elliott said : "I welcome the opportunity to represent ANZ's views and to answer the tough questions that I know will be forthcoming in any parliamentary appearance,"

abc-au Thursday, August 4, 2016 1:21:00 PM EAT

Shayne Elliott said ( about Maile Carnegie ) : "ANZ and Google can really work together. We have a really good partnership. As you know, we recently hired Maile who's from Google to work our digital team, and part of that attracted us was the Google culture, the openness, the experimentation. I'm really confident we'll get this going and then we'll move onto the next thing together,"

zdnet Thursday, July 14, 2016 7:03:00 AM EAT